Beacon Financial Corporation (BBT)

Beacon Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,221	543.67	133.03	382.96	327.74	434.92
Investment Securities	1,067	720.76	714.79	290.75	517.4	402.97
Trading Asset Securities	107.52	207.21	202.97	109.47	74.75	133.86
Mortgage-Backed Securities	672.1	203.83	231.61	-	227.91	369.64
Total Investments	1,847	1,132	1,149	400.22	820.06	906.47
Gross Loans	18,242	9,779	9,642	7,656	7,165	7,274
Allowance for Loan Losses	-253.74	-125.08	-117.52	-98.48	-99.08	-114.38
Other Adjustments to Gross Loans	-	-	-	-11.3	-10.9	-4.1
Net Loans	17,988	9,654	9,524	7,546	7,055	7,155
Property, Plant & Equipment	242.61	130.31	120.72	90.88	90.87	95.71
Goodwill	353.47	241.22	241.22	160.43	160.43	160.43
Other Intangible Assets	198.34	17.46	24.21	1.78	2.28	3.15
Accrued Interest Receivable	79.4	37.5	39.1	26.1	16.7	20.5
Long-Term Deferred Tax Assets	178.46	56.62	56.95	52.24	38.99	40.13
Other Real Estate Owned & Foreclosed	3.36	1.1	1.69	0.41	0.72	6.52
Other Long-Term Assets	626.87	91.45	91.89	472.01	78.99	88.13
Total Assets	22,821	11,905	11,382	9,186	8,603	8,942
Accrued Expenses	182.76	69	59.37	63.53	64.49	64.34
Interest Bearing Deposits	13,619	6,596	6,386	4,447	4,802	4,875
Institutional Deposits	1,380	613.2	484	272.2	359.3	443
Non-Interest Bearing Deposits	3,906	1,692	1,678	1,803	1,888	1,592
Total Deposits	18,904	8,902	8,548	6,522	7,050	6,911
Short-Term Borrowings	163.18	184.85	172.42	223.06	199.19	219.49
Current Portion of Long-Term Debt	-	1,278	742.1	1,003	114.8	623.61
Current Portion of Leases	4.58	9.16	-	-	-	-
Long-Term Debt	198.28	84.33	84.19	84.04	83.9	83.75
Federal Home Loan Bank Debt, Long-Term	841.04	77.55	481.13	234.52	33.11	25.24
Long-Term Leases	87.64	35.63	32	19.48	20.51	24.14
Pension & Post-Retirement Benefits	-	11.5	12.4	12.2	15.3	15.9
Other Long-Term Liabilities	24.91	31.36	51.89	31.42	26.08	33.48
Total Liabilities	20,406	10,683	10,184	8,194	7,607	8,001
Common Stock	0.9	0.97	0.97	0.85	0.85	0.85
Additional Paid-In Capital	2,172	902.58	902.66	736.07	736.83	737.18
Retained Earnings	413.58	458.94	438.72	412.02	342.64	264.89
Treasury Stock	-142.49	-87.68	-90.91	-94.87	-84.72	-77.34
Comprehensive Income & Other	-28.91	-52.88	-52.8	-61.95	-0.26	16.2
Shareholders' Equity	2,415	1,222	1,199	992.13	995.34	941.78
Total Liabilities & Equity	22,821	11,905	11,382	9,186	8,603	8,942
Total Debt	1,295	1,670	1,512	1,564	451.51	976.23
Net Cash (Debt)	33.42	-919.01	-1,176	-1,072	-49.02	-407.45
Net Cash Per Share	0.38	-10.29	-13.29	-13.86	-0.63	-5.15
Filing Date Shares Outstanding	84.13	89.98	88.89	88.67	77.61	78.14
Total Common Shares Outstanding	84.13	89.98	88.89	76.84	77.61	78.14
Book Value Per Share	28.71	13.58	13.48	12.91	12.82	12.05
Tangible Book Value	1,863	963.26	933.22	829.92	832.64	778.2
Tangible Book Value Per Share	22.15	10.71	10.50	10.80	10.73	9.96

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.