Beacon Financial Corporation (BBT)

Beacon Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	771.35	2,042	543.67	133.03	382.96	327.74
Investment Securities	1,956	937.76	720.72	714.79	290.75	517.4
Trading Asset Securities	-	103.23	103.6	101.49	109.47	74.75
Mortgage-Backed Securities	-	822.32	203.83	231.61	-	227.91
Total Investments	1,956	1,863	1,028	1,048	400.22	820.06
Gross Loans	17,652	18,030	9,779	9,642	7,656	7,165
Allowance for Loan Losses	-233.19	-252.84	-125.08	-117.52	-98.48	-99.08
Other Adjustments to Gross Loans	-	-	-	-	-11.3	-10.9
Net Loans	17,419	17,777	9,654	9,524	7,546	7,055
Property, Plant & Equipment	247.75	245.29	130.31	120.72	90.88	90.87
Goodwill	357.36	351.61	241.22	241.22	160.43	160.43
Other Intangible Assets	164.78	189.56	17.46	24.21	1.78	2.28
Accrued Interest Receivable	-	77.8	37.5	39.1	26.1	16.7
Long-Term Deferred Tax Assets	156.37	149.49	56.62	56.95	52.24	38.99
Other Real Estate Owned & Foreclosed	2.51	2.59	1.1	1.69	0.41	0.72
Other Long-Term Assets	799.82	522.27	195.08	193.38	472.01	78.99
Total Assets	21,876	23,220	11,905	11,382	9,186	8,603

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	296.13	169.71	78.5	59.37	63.53	64.49
Interest Bearing Deposits	14,296	14,083	6,596	6,386	4,447	4,802
Institutional Deposits	-	1,399	613.23	484	272.2	359.3
Non-Interest Bearing Deposits	3,887	4,033	1,692	1,678	1,803	1,888
Total Deposits	18,183	19,515	8,902	8,548	6,522	7,050
Short-Term Borrowings	115.77	150.51	184.85	172.42	223.06	199.19
Current Portion of Long-Term Debt	-	510.45	1,278	742.1	1,003	114.8
Current Portion of Leases	-	18.7	-	-	-	-
Long-Term Debt	301.47	198.57	84.33	84.19	84.04	83.9
Federal Home Loan Bank Debt, Long-Term	358.24	45.34	77.55	481.13	234.52	33.11
Long-Term Leases	87.96	72.01	44.79	32	19.48	20.51
Pension & Post-Retirement Benefits	-	15.1	11.5	12.4	12.2	15.3
Other Long-Term Liabilities	13.88	29.25	21.86	51.89	31.42	26.08
Total Liabilities	19,356	20,724	10,683	10,184	8,194	7,607

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.9	0.9	0.97	0.97	0.85	0.85
Additional Paid-In Capital	2,168	2,172	902.58	902.66	736.07	736.83
Retained Earnings	576.28	485.86	458.94	438.72	412.02	342.64
Treasury Stock	-133.83	-142.58	-87.68	-90.91	-94.87	-84.72
Comprehensive Income & Other	-91.48	-20	-52.88	-52.8	-61.95	-0.26
Shareholders' Equity	2,520	2,496	1,222	1,199	992.13	995.34
Total Liabilities & Equity	21,876	23,220	11,905	11,382	9,186	8,603

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	863.43	995.59	1,670	1,512	1,564	451.51
Net Cash (Debt)	-92.08	1,149	-1,023	-1,277	-1,072	-49.02
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.10	13.11	-11.45	-14.44	-13.86	-0.63
Filing Date Shares Outstanding	83.88	83.82	89.98	88.89	88.67	77.61
Total Common Shares Outstanding	83.88	83.82	89.98	88.89	76.84	77.61
Book Value Per Share	30.04	29.78	13.58	13.48	12.91	12.82
Tangible Book Value	1,997	1,955	963.26	933.22	829.92	832.64
Tangible Book Value Per Share	23.81	23.32	10.71	10.50	10.80	10.73

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

Data Sources Report a data error