Beacon Financial Corporation (BBT)

Beacon Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,216	2,042	543.67	133.03	382.96	327.74
Investment Securities	864.28	937.76	720.72	714.79	290.75	517.4
Trading Asset Securities	97.8	103.23	103.6	101.49	109.47	74.75
Mortgage-Backed Securities	962.77	822.32	203.83	231.61	-	227.91
Total Investments	1,925	1,863	1,028	1,048	400.22	820.06
Gross Loans	17,822	18,030	9,779	9,642	7,656	7,165
Allowance for Loan Losses	-238.19	-252.84	-125.08	-117.52	-98.48	-99.08
Other Adjustments to Gross Loans	-	-	-	-	-11.3	-10.9
Net Loans	17,584	17,777	9,654	9,524	7,546	7,055
Property, Plant & Equipment	244.08	245.29	130.31	120.72	90.88	90.87
Goodwill	357.36	351.61	241.22	241.22	160.43	160.43
Other Intangible Assets	172.91	189.56	17.46	24.21	1.78	2.28
Accrued Interest Receivable	76.4	77.8	37.5	39.1	26.1	16.7
Long-Term Deferred Tax Assets	138.47	149.49	56.62	56.95	52.24	38.99
Other Real Estate Owned & Foreclosed	2.51	2.59	1.1	1.69	0.41	0.72
Other Long-Term Assets	501.47	522.27	195.08	193.38	472.01	78.99
Total Assets	22,251	23,220	11,905	11,382	9,186	8,603

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	119.25	169.71	78.5	59.37	63.53	64.49
Interest Bearing Deposits	13,191	14,083	6,596	6,386	4,447	4,802
Institutional Deposits	1,384	1,399	613.23	484	272.2	359.3
Non-Interest Bearing Deposits	3,911	4,033	1,692	1,678	1,803	1,888
Total Deposits	18,486	19,515	8,902	8,548	6,522	7,050
Short-Term Borrowings	166.07	150.51	184.85	172.42	223.06	199.19
Current Portion of Long-Term Debt	-	510.45	1,278	742.1	1,003	114.8
Current Portion of Leases	9.77	18.7	-	-	-	-
Long-Term Debt	202.28	198.57	84.33	84.19	84.04	83.9
Federal Home Loan Bank Debt, Long-Term	633.29	45.34	77.55	481.13	234.52	33.11
Long-Term Leases	81.17	72.01	44.79	32	19.48	20.51
Pension & Post-Retirement Benefits	-	15.1	11.5	12.4	12.2	15.3
Other Long-Term Liabilities	13.47	29.25	21.86	51.89	31.42	26.08
Total Liabilities	19,711	20,724	10,683	10,184	8,194	7,607

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.9	0.9	0.97	0.97	0.85	0.85
Additional Paid-In Capital	2,164	2,172	902.58	902.66	736.07	736.83
Retained Earnings	542.3	485.86	458.94	438.72	412.02	342.64
Treasury Stock	-132.56	-142.58	-87.68	-90.91	-94.87	-84.72
Comprehensive Income & Other	-34.93	-20	-52.88	-52.8	-61.95	-0.26
Shareholders' Equity	2,540	2,496	1,222	1,199	992.13	995.34
Total Liabilities & Equity	22,251	23,220	11,905	11,382	9,186	8,603

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,093	995.59	1,670	1,512	1,564	451.51
Net Cash (Debt)	221.33	1,149	-1,023	-1,277	-1,072	-49.02
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	2.61	13.11	-11.45	-14.44	-13.86	-0.63
Filing Date Shares Outstanding	84.36	84.03	89.98	88.89	88.67	77.61
Total Common Shares Outstanding	84.36	84.03	89.98	88.89	76.84	77.61
Book Value Per Share	30.10	29.70	13.58	13.48	12.91	12.82
Tangible Book Value	2,010	1,955	963.26	933.22	829.92	832.64
Tangible Book Value Per Share	23.82	23.26	10.71	10.50	10.80	10.73

Data Source: S&P Global Market Intelligence Last updated: May 11, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 29, 2026

Data Sources Report a data error