Beacon Financial Corporation (BBT)
NYSE: BBT · Real-Time Price · USD
30.66
+0.28 (0.92%)
Oct 29, 2026, 4:00 PM EDT - Market closed
Beacon Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 90.27 | 68.72 | 75 | 109.74 | 115.44 |
Depreciation & Amortization | 24.78 | 14.64 | 16 | 6.52 | 6.67 |
Other Amortization | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Gain (Loss) on Sale of Assets | 0.57 | 0.57 | 0.19 | 0.18 | -1.99 |
Gain (Loss) on Sale of Investments | -9.95 | -5.66 | -10.36 | 1.31 | 3.2 |
Total Asset Writedown | -1.75 | 1.31 | -1.61 | 0.04 | -0.08 |
Provision for Credit Losses | 41.39 | 21.64 | 38.21 | 8.63 | -7.84 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 83.33 | - | - | - | - |
Change in Trading Asset Securities | - | - | - | - | 0.52 |
Change in Other Net Operating Assets | -6.06 | 7.47 | -13.52 | -14.33 | 6.07 |
Other Operating Activities | 1.46 | -6.27 | 11.46 | 9.29 | 12.11 |
Operating Cash Flow | 224.44 | 104.95 | 116.6 | 120.76 | 133.21 |
Operating Cash Flow Growth | 113.85% | -9.99% | -3.45% | -9.35% | 18.42% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -12.29 | -4.99 | -12.36 | -7.39 | -4.79 |
Cash Acquisitions | 1,084 | - | -80.21 | - | - |
Investment in Securities | 333.15 | 25.52 | 139.5 | -20.28 | 0.26 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 870.83 | -156.18 | -711.46 | -495.62 | 105.23 |
Other Investing Activities | 24.63 | -3.96 | -0.73 | -34.4 | 30.42 |
Investing Cash Flow | 2,300 | -139.6 | -665.27 | -557.69 | 131.11 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 1,058 | 1,653 | 6,155 | 8,609 | 415.55 |
Long-Term Debt Repaid | -2,347 | -1,511 | -6,264 | -7,533 | -878.62 |
Net Debt Issued (Repaid) | -1,289 | 142.92 | -109.26 | 1,075 | -463.08 |
Repurchase of Common Stock | -2 | -0.69 | -0.71 | -14.5 | -10.62 |
Common Dividends Paid | -63.12 | -48.06 | -47.93 | -40.08 | -37.46 |
Net Increase (Decrease) in Deposit Accounts | 328.14 | 352.48 | 457.31 | -527.76 | 139.25 |
Other Financing Activities | -0.37 | -1.36 | -0.68 | -0.69 | 0.4 |
Financing Cash Flow | -1,027 | 445.29 | 298.74 | 492.15 | -371.51 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 1,498 | 410.64 | -249.93 | 55.22 | -107.18 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 212.16 | 99.97 | 104.24 | 113.37 | 128.42 |
Free Cash Flow Growth | 112.22% | -4.10% | -8.06% | -11.72% | 17.20% |
Free Cash Flow Margin | 41.47% | 29.97% | 31.26% | 35.49% | 40.49% |
Free Cash Flow Per Share | 2.42 | 1.12 | 1.18 | 1.47 | 1.64 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 328.86 | 291.43 | 238.4 | 41.04 | 30.29 |
Cash Income Tax Paid | 14.97 | 13.09 | 8.63 | 22.55 | 27.8 |