Beacon Financial Corporation (BBT)

Beacon Financial Statistics

Total Valuation

BBT has a market cap or net worth of $2.62 billion. The enterprise value is $1.45 billion.

Market Cap	2.62B
Enterprise Value	1.45B

Important Dates

The last earnings date was Wednesday, January 28, 2026, after market close.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

BBT has 84.03 million shares outstanding. The number of shares has decreased by -1.74% in one year.

Current Share Class	84.03M
Shares Outstanding	84.03M
Shares Change (YoY)	-1.74%
Shares Change (QoQ)	-4.15%
Owned by Insiders (%)	1.31%
Owned by Institutions (%)	91.74%
Float	82.91M

Valuation Ratios

The trailing PE ratio is 30.28 and the forward PE ratio is 8.65.

PE Ratio	30.28
Forward PE	8.65
PS Ratio	5.11
Forward PS	2.83
PB Ratio	1.04
P/TBV Ratio	1.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.10
EV / Sales	2.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.86%.

Return on Equity (ROE)	4.86%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.95%
Revenue Per Employee	$511,607
Profits Per Employee	$90,271
Employee Count	1,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BBT has paid $31.59 million in taxes.

Income Tax	31.59M
Effective Tax Rate	25.92%

Stock Price Statistics

The stock price has increased by +11.79% in the last 52 weeks. The beta is 0.92, so BBT's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	+11.79%
50-Day Moving Average	28.58
200-Day Moving Average	26.10
Relative Strength Index (RSI)	61.41
Average Volume (20 Days)	926,659

Short Selling Information

The latest short interest is 1.08 million, so 1.28% of the outstanding shares have been sold short.

Short Interest	1.08M
Short Previous Month	339,713
Short % of Shares Out	1.28%
Short % of Float	1.30%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, BBT had revenue of $511.61 million and earned $90.27 million in profits. Earnings per share was $1.03.

Revenue	511.61M
Gross Profit	511.61M
Operating Income	206.60M
Pretax Income	121.86M
Net Income	90.27M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.03

Balance Sheet

The company has $2.04 billion in cash and $879.07 million in debt, with a net cash position of $1.16 billion or $13.84 per share.

Cash & Cash Equivalents	2.04B
Total Debt	879.07M
Net Cash	1.16B
Net Cash Per Share	$13.84
Equity (Book Value)	2.50B
Book Value Per Share	29.70
Working Capital	-17.81B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.38%
Pretax Margin	23.82%
Profit Margin	17.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.29, which amounts to a dividend yield of 4.14%.

Dividend Per Share	$1.29
Dividend Yield	4.14%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	62.62%
Buyback Yield	1.74%
Shareholder Yield	5.89%
Earnings Yield	3.45%
FCF Yield	n/a

Analyst Forecast

The average price target for BBT is $33.33, which is 6.86% higher than the current price. The consensus rating is "Hold".

Price Target	$33.33
Price Target Difference	6.86%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2