Beacon Financial Corporation (BBT)

Beacon Financial Statistics

Total Valuation

BBT has a market cap or net worth of $2.13 billion. The enterprise value is $2.09 billion.

Market Cap	2.13B
Enterprise Value	2.09B

Important Dates

The last earnings date was Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Nov 10, 2025

Share Statistics

BBT has 84.13 million shares outstanding. The number of shares has decreased by -0.44% in one year.

Current Share Class	84.13M
Shares Outstanding	84.13M
Shares Change (YoY)	-0.44%
Shares Change (QoQ)	-2.35%
Owned by Insiders (%)	1.30%
Owned by Institutions (%)	86.62%
Float	83.00M

Valuation Ratios

The trailing PE ratio is 266.25 and the forward PE ratio is 7.30.

PE Ratio	266.25
Forward PE	7.30
PS Ratio	7.05
Forward PS	2.38
PB Ratio	0.88
P/TBV Ratio	1.14
P/FCF Ratio	22.57
P/OCF Ratio	21.16
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	248.55
EV / Sales	6.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	22.21

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	13.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.46%.

Return on Equity (ROE)	0.46%
Return on Assets (ROA)	0.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$318,120
Profits Per Employee	$8,422
Employee Count	1,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-1.40M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -18.43% in the last 52 weeks. The beta is 0.92, so BBT's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	-18.43%
50-Day Moving Average	24.76
200-Day Moving Average	25.66
Relative Strength Index (RSI)	52.85
Average Volume (20 Days)	993,877

Short Selling Information

The latest short interest is 1.08 million, so 1.28% of the outstanding shares have been sold short.

Short Interest	1.08M
Short Previous Month	339,713
Short % of Shares Out	1.28%
Short % of Float	1.30%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, BBT had revenue of $318.12 million and earned $8.42 million in profits. Earnings per share was $0.09.

Revenue	318.12M
Gross Profit	318.12M
Operating Income	73.73M
Pretax Income	7.02M
Net Income	8.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.09

Balance Sheet

The company has $1.33 billion in cash and $1.29 billion in debt, giving a net cash position of $33.42 million or $0.40 per share.

Cash & Cash Equivalents	1.33B
Total Debt	1.29B
Net Cash	33.42M
Net Cash Per Share	$0.40
Equity (Book Value)	2.41B
Book Value Per Share	28.71
Working Capital	-17.76B

Cash Flow

In the last 12 months, operating cash flow was $100.49 million and capital expenditures -$6.26 million, giving a free cash flow of $94.23 million.

Operating Cash Flow	100.49M
Capital Expenditures	-6.26M
Free Cash Flow	94.23M
FCF Per Share	$1.12

Margins

Gross Margin	n/a
Operating Margin	23.18%
Pretax Margin	2.21%
Profit Margin	2.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.62%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.28%.

Dividend Per Share	$0.32
Dividend Yield	1.28%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	339.66%
Buyback Yield	0.44%
Shareholder Yield	1.72%
Earnings Yield	0.40%
FCF Yield	4.43%

Analyst Forecast

The average price target for BBT is $33.00, which is 30.54% higher than the current price. The consensus rating is "Buy".

Price Target	$33.00
Price Target Difference	30.54%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4