Beacon Financial Corporation (BBT)

Beacon Financial Statistics

Total Valuation

BBT has a market cap or net worth of $1.98 billion. The enterprise value is $2.67 billion.

Market Cap	1.98B
Enterprise Value	2.67B

Important Dates

The next confirmed earnings date is Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	n/a

Share Statistics

BBT has 84.27 million shares outstanding. The number of shares has increased by 15.70% in one year.

Current Share Class	84.27M
Shares Outstanding	84.27M
Shares Change (YoY)	+15.70%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	1.24%
Owned by Institutions (%)	18.87%
Float	83.23M

Valuation Ratios

The trailing PE ratio is 11.20 and the forward PE ratio is 7.00.

PE Ratio	11.20
Forward PE	7.00
PS Ratio	2.54
Forward PS	2.53
PB Ratio	0.71
P/TBV Ratio	1.98
P/FCF Ratio	18.62
P/OCF Ratio	18.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	33.87
EV / Sales	7.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	25.14

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.89
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$345,393
Profits Per Employee	$78,804
Employee Count	1,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BBT has paid $26.84 million in taxes.

Income Tax	26.84M
Effective Tax Rate	25.41%

Stock Price Statistics

The stock price has decreased by -17.01% in the last 52 weeks. The beta is 0.92, so BBT's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	-17.01%
50-Day Moving Average	25.15
200-Day Moving Average	26.00
Relative Strength Index (RSI)	38.89
Average Volume (20 Days)	876,119

Short Selling Information

The latest short interest is 1.08 million, so 1.28% of the outstanding shares have been sold short.

Short Interest	1.08M
Short Previous Month	339,713
Short % of Shares Out	1.28%
Short % of Float	1.29%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, BBT had revenue of $345.39 million and earned $78.80 million in profits. Earnings per share was $2.10.

Revenue	345.39M
Gross Profit	345.39M
Operating Income	124.71M
Pretax Income	105.64M
Net Income	78.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.10

Balance Sheet

The company has $570.27 million in cash and $1.26 billion in debt, giving a net cash position of -$692.15 million or -$8.21 per share.

Cash & Cash Equivalents	570.27M
Total Debt	1.26B
Net Cash	-692.15M
Net Cash Per Share	-$8.21
Equity (Book Value)	1.25B
Book Value Per Share	33.19
Working Capital	-8.63B

Cash Flow

In the last 12 months, operating cash flow was $109.48 million and capital expenditures -$3.30 million, giving a free cash flow of $106.18 million.

Operating Cash Flow	109.48M
Capital Expenditures	-3.30M
Free Cash Flow	106.18M
FCF Per Share	$1.26

Margins

Gross Margin	n/a
Operating Margin	36.11%
Pretax Margin	30.59%
Profit Margin	22.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.74%

Dividends & Yields

BBT does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-15.70%
Shareholder Yield	-15.70%
Earnings Yield	3.99%
FCF Yield	5.37%

Analyst Forecast

The average price target for BBT is $33.00, which is 40.67% higher than the current price. The consensus rating is "Buy".

Price Target	$33.00
Price Target Difference	40.67%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3