Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
36.55
-1.72 (-4.49%)
At close: Oct 30, 2026, 4:00 PM EDT
36.58
+0.03 (0.07%)
After-hours: Oct 30, 2026, 7:30 PM EDT
Banco de Chile Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 2,765,316 | 2,715,753 | 2,919,967 | 3,181,624 | 4,466,881 | 2,388,470 |
Interest Paid on Deposits | 943,048 | 969,638 | 1,138,312 | 1,634,708 | 2,200,752 | 814,448 |
Net Interest Income | 1,822,268 | 1,746,115 | 1,781,655 | 1,546,916 | 2,266,129 | 1,574,022 |
Net Interest Income Growth | 4.71% | -1.99% | 15.17% | -31.74% | 43.97% | 19.88% |
Income From Trading Activities | 78,344 | 107,463 | 102,301 | 351,352 | - | - |
Gain (Loss) on Sale of Assets | 3,190 | -365 | -6,465 | 3,146 | 4,848 | 1,986 |
Gain (Loss) on Sale of Investments | 9,627 | 13,172 | 8,289 | -4,181 | - | - |
Gain (Loss) on Sale of Equity Investments | 8,965 | 12,457 | 17,052 | 14,432 | 13,031 | 1,793 |
Other Non-Interest Income | 1,254,684 | 1,147,201 | 1,147,453 | 1,083,207 | 858,615 | 647,070 |
Total Non-Interest Income | 1,354,810 | 1,279,928 | 1,268,630 | 1,447,956 | 876,494 | 650,849 |
Non-Interest Income Growth | 3.00% | 0.89% | -12.38% | 65.20% | 34.67% | 4.01% |
Revenues Before Loan Losses | 3,177,078 | 3,026,043 | 3,050,285 | 2,994,872 | 3,142,623 | 2,224,871 |
Provision for Loan Losses | 491,492 | 381,922 | 391,754 | 361,251 | 412,130 | 19,172 |
| 2,685,586 | 2,644,121 | 2,658,531 | 2,633,621 | 2,730,493 | 2,205,699 | |
Revenue Growth | -0.02% | -0.54% | 0.95% | -3.55% | 23.79% | 49.43% |
Salaries and Employee Benefits | 585,350 | 570,355 | 582,547 | 582,684 | 528,226 | 450,952 |
Occupancy Expenses | 97,017 | 95,110 | 94,601 | 92,308 | 84,205 | 76,798 |
Selling, General & Administrative | 434,906 | 421,198 | 407,873 | 395,204 | 353,067 | 322,840 |
Other Non-Interest Expense | 41,183 | 43,101 | 46,173 | 44,741 | 29,798 | 21,131 |
Total Non-Interest Expense | 1,158,456 | 1,129,764 | 1,131,194 | 1,114,937 | 995,296 | 871,721 |
EBT Excluding Unusual Items | 1,527,130 | 1,514,357 | 1,527,337 | 1,518,684 | 1,735,197 | 1,333,978 |
Asset Writedown | -462 | -729 | -1,121 | -1,779 | -131 | -1,690 |
Legal Settlements | -6,532 | -445 | -419 | 617 | -56 | -2 |
Pretax Income | 1,520,136 | 1,513,183 | 1,525,797 | 1,517,522 | 1,735,010 | 1,332,286 |
Income Tax Expense | 307,670 | 320,921 | 318,405 | 273,887 | 289,209 | 275,969 |
Earnings From Continuing Operations | 1,212,466 | 1,192,262 | 1,207,392 | 1,243,635 | 1,445,801 | 1,056,317 |
Minority Interest in Earnings | -1 | - | - | -1 | -2 | -1 |
Net Income | 1,212,465 | 1,192,262 | 1,207,392 | 1,243,634 | 1,445,799 | 1,056,316 |
Net Income to Common | 1,212,465 | 1,192,262 | 1,207,392 | 1,243,634 | 1,445,799 | 1,056,316 |
Net Income Growth | -1.01% | -1.25% | -2.91% | -13.98% | 36.87% | 128.09% |
Basic Shares Outstanding | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 |
Diluted Shares Outstanding | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 | 101,017 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 12.00 | 11.80 | 11.95 | 12.31 | 14.31 | 10.46 |
EPS (Diluted) | 12.00 | 11.80 | 11.95 | 12.31 | 14.31 | 10.46 |
EPS Growth | -0.99% | -1.26% | -2.92% | -13.98% | 36.85% | 128.31% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 9.998 | 9.998 | 9.854 | 8.077 | 8.582 | 5.344 |
Dividend Growth | 1.46% | 1.46% | 21.99% | -5.88% | 60.59% | 145.07% |
Effective Tax Rate | 20.24% | 21.21% | 20.87% | 18.05% | 16.67% | 20.71% |