Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
40.44
-0.96 (-2.32%)
Jul 28, 2026, 4:00 PM EDT - Market closed
Banco de Chile Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,977,363 | 2,051,884 | 2,140,851 | 1,890,660 | 2,235,546 | 1,553,542 |
Net Interest Income Growth | -8.29% | -4.16% | 13.23% | -15.43% | 43.90% | 18.32% |
Non-Interest Income | 1,018,349 | 974,159 | 909,434 | 1,104,212 | 880,247 | 645,482 |
Non-Interest Income Growth | 14.04% | 7.12% | -17.64% | 25.44% | 36.37% | 38.99% |
Revenues Before Loan Losses | 2,995,712 | 3,026,043 | 3,050,285 | 2,994,872 | 3,115,793 | 2,199,024 |
Provision for Credit Losses | 405,896 | 381,922 | 391,754 | 361,251 | 435,118 | 357,065 |
| 2,589,816 | 2,644,121 | 2,658,531 | 2,633,621 | 2,680,675 | 1,841,959 | |
Revenue Growth | -3.38% | -0.54% | 0.95% | -1.75% | 45.53% | 24.79% |
Compensation Expenses | 569,771 | 570,355 | 582,547 | 582,684 | 528,226 | 450,952 |
Selling, General & Admin | 436,501 | 429,633 | 416,696 | 403,255 | 355,274 | 322,877 |
Other Non-Interest Expenses | 131,553 | 130,950 | 133,491 | 130,160 | 111,983 | 97,658 |
Total Non-Interest Expense | 1,137,825 | 1,130,938 | 1,132,734 | 1,116,099 | 995,483 | 871,487 |
Pretax Income | 1,451,991 | 1,513,183 | 1,525,797 | 1,517,522 | 1,685,192 | 970,472 |
Provision for Income Taxes | 320,045 | 320,921 | 318,405 | 273,887 | 275,757 | 178,280 |
Net Income | 1,131,946 | 1,192,262 | 1,207,392 | 1,243,635 | 1,409,435 | 792,192 |
Minority Interest in Earnings | - | - | - | 1 | 2 | 1 |
Net Income to Common | 1,131,946 | 1,192,262 | 1,207,392 | 1,243,634 | 1,409,433 | 792,191 |
Net Income Growth | -8.62% | -1.25% | -2.91% | -11.76% | 77.92% | 71.06% |
Shares Outstanding (Basic) | 505 | 505 | 505 | 505 | 505 | 505 |
Shares Outstanding (Diluted) | 505 | 505 | 505 | 505 | 505 | 505 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 2241.10 | 2346.00 | 2472.00 | 2720.00 | 2862.00 | 2092.00 |
EPS (Diluted) | 2241.10 | 2346.00 | 2472.00 | 2720.00 | 2862.00 | 2092.00 |
EPS Growth | -8.62% | -5.10% | -9.12% | -4.96% | 36.81% | 162.81% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -197,712 | 807,373 | 3,676,911 | 1,699,043 | -352,287 | 1,219,692 |
Free Cash Flow Growth | - | -78.04% | 116.41% | - | - | - |
Free Cash Flow Per Share | -391.44 | 1598.49 | 7279.78 | 3363.87 | -697.48 | 2414.82 |
Dividends Per Share | 9.998 | 9.998 | 9.854 | 8.077 | 8.582 | 5.344 |
Dividend Growth | 1.46% | 1.46% | 21.99% | -5.88% | 60.59% | 145.07% |
Profit Margin | 43.71% | 45.09% | 45.42% | 47.22% | 52.58% | 43.01% |
FCF Margin | -7.63% | 30.53% | 138.31% | 64.51% | -13.14% | 66.22% |
Effective Tax Rate | 22.04% | 21.21% | 20.87% | 18.05% | 16.36% | 18.37% |