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BayCom Corp (BCML)

Stock Price: $11.77 USD -0.11 (-0.93%)
Updated Jul 8, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 143.94M
Revenue (ttm) 79.35M
Net Income (ttm) 15.20M
Shares Out 12.33M
EPS (ttm) 1.25
PE Ratio 9.42
Forward PE 8.16
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Jul 8, 2020
Last Price $11.77
Previous Close $11.88
Change ($) -0.11
Change (%) -0.93%
Day's Open 11.81
Day's Range 11.57 - 12.26
Day's Volume 14,526
52-Week Range 10.08 - 24.89

More Stats

Market Cap 143.94M
Enterprise Value n/a
Earnings Date (est) Jul 22, 2020
Ex-Dividend Date n/a
Shares Outstanding 12.33M
Float 10.73M
EPS (basic) 1.25
EPS (diluted) 1.25
FCF / Share 0.59
Dividend n/a
Dividend Yield n/a
Earnings Yield 10.62%
FCF Yield 5.09%
Payout Ratio n/a
Shares Short 104,730
Short Ratio 3.36
Short % of Float 0.91%
Beta 0.87
PE Ratio 9.42
Forward PE 8.16
P/FCF Ratio 19.63
PS Ratio 1.81
PB Ratio 0.60
Revenue 79.35M
Operating Income 20.72M
Net Income 15.20M
Free Cash Flow 7.33M
Net Cash 167.70M
Net Cash / Share 13.71
Gross Margin 94.71%
Operating Margin 26.11%
Profit Margin 19.10%
FCF Margin 9.24%
ROA 0.83%
ROE 6.61%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 4
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$16.12*
(36.96% upside)
Low
14.5
Current: 11.77
High
18.0
Target: 16.12
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016
Revenue75.1657.1644.2727.31
Revenue Growth31.49%29.1%62.11%-
Gross Profit75.1657.1644.2727.31
Operating Income23.6920.4914.1510.35
Net Income17.3214.495.265.91
Shares Outstanding11.769.696.525.44
Earnings Per Share1.471.500.811.09
EPS Growth-2%85.19%-25.69%-
Operating Cash Flow6.966.249.336.32
Capital Expenditures3.56-1.01-0.37-0.21
Free Cash Flow10.525.228.966.10
Cash & Equivalents297328252130
Total Debt23.848.1611.39-
Net Cash / Debt273319240130
Assets1,9941,4781,246675
Liabilities1,7401,2781,127597
Book Value25420111978.06
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name BayCom Corp
Country United States
Employees 315
CEO George J. Guarini

Stock Information

Ticker Symbol BCML
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: BCML

Description

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multi-family real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, account reconciliation, and escrow services, as well as facilitates tax-deferred commercial exchanges and provides zero balance accounts and sweep accounts including loan sweep. It operates through a network of 22 full service branches in San Francisco Bay Area, California; Seattle, Washington; and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was founded in 2004 and is headquartered in Walnut Creek, California.