BayCom Corp (BCML)
Stock Price Chart
Key Info
| Market Cap | 139.97M |
| Revenue (ttm) | 79.09M |
| Net Income (ttm) | 16.09M |
| Shares Out | 11.89M |
| EPS (ttm) | 1.31 |
| PE Ratio | 8.98 |
| Forward PE | 6.04 |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 19, 2020 |
| Last Price | $11.77 |
| Previous Close | $12.38 |
| Change ($) | -0.61 |
| Change (%) | -4.93% |
| Day's Open | 12.32 |
| Day's Range | 11.75 - 12.26 |
| Day's Volume | 2,705 |
| 52-Week Range | 9.67 - 23.50 |
More Stats
| Market Cap | 139.97M |
| Enterprise Value | n/a |
| Earnings Date (est) | Feb 2, 2021 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 11.89M |
| Float | 11.09M |
| EPS (basic) | 1.31 |
| EPS (diluted) | 1.31 |
| FCF / Share | 0.30 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 11.13% |
| FCF Yield | 2.55% |
| Payout Ratio | n/a |
| Shares Short | 76,261 |
| Short Ratio | 2.83 |
| Short % of Float | 0.69% |
| Beta | 0.89 |
| PE Ratio | 8.98 |
| Forward PE | 6.04 |
| P/FCF Ratio | 39.22 |
| PS Ratio | 1.77 |
| PB Ratio | 0.58 |
| Revenue | 79.09M |
| Operating Income | 21.72M |
| Net Income | 16.09M |
| Free Cash Flow | 3.57M |
| Net Cash | 179.86M |
| Net Cash / Share | 15.12 |
| Gross Margin | 95.02% |
| Operating Margin | 27.46% |
| Profit Margin | 20.30% |
| FCF Margin | 4.51% |
| ROA | 0.81% |
| ROE | 6.61% |
| ROIC | 1.20% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 75.16 | 57.16 | 44.27 | 27.31 |
| Revenue Growth | 31.49% | 29.1% | 62.11% | - |
| Gross Profit | 75.16 | 57.16 | 44.27 | 27.31 |
| Operating Income | 23.69 | 20.49 | 14.15 | 10.35 |
| Net Income | 17.32 | 14.49 | 5.26 | 5.91 |
| Shares Outstanding | 11.76 | 9.69 | 6.52 | 5.44 |
| Earnings Per Share | 1.47 | 1.50 | 0.81 | 1.09 |
| EPS Growth | -2% | 85.19% | -25.69% | - |
| Operating Cash Flow | 6.96 | 6.24 | 9.33 | 6.32 |
| Capital Expenditures | 3.56 | -1.01 | -0.37 | -0.21 |
| Free Cash Flow | 10.52 | 5.22 | 8.96 | 6.10 |
| Cash & Equivalents | 297 | 328 | 252 | 130 |
| Total Debt | 23.84 | 8.16 | 11.39 | - |
| Net Cash / Debt | 273 | 319 | 240 | 130 |
| Assets | 1,994 | 1,478 | 1,246 | 675 |
| Liabilities | 1,740 | 1,278 | 1,127 | 597 |
| Book Value | 254 | 201 | 119 | 78.06 |
Company Profile
Company Details
| Full Name | BayCom Corp |
| Country | United States |
| Employees | 320 |
| CEO | George J. Guarini |
Stock Information
| Ticker Symbol | BCML |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: BCML |
Description
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multi-family real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, account reconciliation, and escrow services, as well as facilitates tax-deferred commercial exchanges and provides zero balance accounts and sweep accounts including loan sweep. It operates through a network of 22 full service branches in San Francisco Bay Area, California; Seattle, Washington; and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was founded in 2004 and is headquartered in Walnut Creek, California.