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BayCom Corp (BCML)

Stock Price: $11.77 USD -0.61 (-4.93%)
Updated Oct 19, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 139.97M
Revenue (ttm) 79.09M
Net Income (ttm) 16.09M
Shares Out 11.89M
EPS (ttm) 1.31
PE Ratio 8.98
Forward PE 6.04
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 19, 2020
Last Price $11.77
Previous Close $12.38
Change ($) -0.61
Change (%) -4.93%
Day's Open 12.32
Day's Range 11.75 - 12.26
Day's Volume 2,705
52-Week Range 9.67 - 23.50

More Stats

Market Cap 139.97M
Enterprise Value n/a
Earnings Date (est) Feb 2, 2021
Ex-Dividend Date n/a
Shares Outstanding 11.89M
Float 11.09M
EPS (basic) 1.31
EPS (diluted) 1.31
FCF / Share 0.30
Dividend n/a
Dividend Yield n/a
Earnings Yield 11.13%
FCF Yield 2.55%
Payout Ratio n/a
Shares Short 76,261
Short Ratio 2.83
Short % of Float 0.69%
Beta 0.89
PE Ratio 8.98
Forward PE 6.04
P/FCF Ratio 39.22
PS Ratio 1.77
PB Ratio 0.58
Revenue 79.09M
Operating Income 21.72M
Net Income 16.09M
Free Cash Flow 3.57M
Net Cash 179.86M
Net Cash / Share 15.12
Gross Margin 95.02%
Operating Margin 27.46%
Profit Margin 20.30%
FCF Margin 4.51%
ROA 0.81%
ROE 6.61%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 4
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$15.75*
(33.81% upside)
Low
14.0
Current: $11.77
High
18.0
Target: 15.75
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016
Revenue75.1657.1644.2727.31
Revenue Growth31.49%29.1%62.11%-
Gross Profit75.1657.1644.2727.31
Operating Income23.6920.4914.1510.35
Net Income17.3214.495.265.91
Shares Outstanding11.769.696.525.44
Earnings Per Share1.471.500.811.09
EPS Growth-2%85.19%-25.69%-
Operating Cash Flow6.966.249.336.32
Capital Expenditures3.56-1.01-0.37-0.21
Free Cash Flow10.525.228.966.10
Cash & Equivalents297328252130
Total Debt23.848.1611.39-
Net Cash / Debt273319240130
Assets1,9941,4781,246675
Liabilities1,7401,2781,127597
Book Value25420111978.06
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name BayCom Corp
Country United States
Employees 320
CEO George J. Guarini

Stock Information

Ticker Symbol BCML
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: BCML

Description

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multi-family real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, account reconciliation, and escrow services, as well as facilitates tax-deferred commercial exchanges and provides zero balance accounts and sweep accounts including loan sweep. It operates through a network of 22 full service branches in San Francisco Bay Area, California; Seattle, Washington; and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was founded in 2004 and is headquartered in Walnut Creek, California.