BayCom Corp (BCML)

NASDAQ: BCML · Real-Time Price · USD

31.02

-0.13 (-0.42%)

Oct 19, 2026, 4:00 PM EDT - Market closed

BayCom Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	95.71	96.47	96.25	102.84	96.71	83.61
Revenue Growth	-0.90%	0.23%	-6.40%	6.34%	15.67%	8.94%
Net Income	13.08	23.93	23.61	27.43	23.73	20.69
Earnings Per Share	1.20	2.18	2.10	2.27	1.81	1.90
EPS Growth	-45.00%	3.85%	-7.63%	25.55%	-4.84%	65.63%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	177.38	41.81	203.98	142.48	2.26	205.67
Total Debt	46.58	22.39	86.76	87.2	89.33	84.6
Net Cash (Debt)	130.8	19.43	117.22	55.29	-87.08	121.07
Net Cash Growth	-36.19%	-83.43%	112.02%	-	-	-3.40%
Net Cash Per Share	11.99	1.77	10.41	4.58	-6.63	11.13

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	28.31	31.83	30.36	30.8	39.61	10.43
Capital Expenditures	-1.76	-1.75	-1.7	-2.12	-0.84	-1.31
Free Cash Flow	26.55	30.09	28.66	28.68	38.77	9.12
Free Cash Flow Growth	-17.17%	4.99%	-0.08%	-26.03%	325.10%	34.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	13.67%	24.81%	24.53%	26.67%	24.54%	24.75%
FCF Margin	27.73%	31.19%	29.77%	27.89%	40.09%	10.91%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	1.200	0.900	0.450	0.400	0.200
Dividend Per Share Growth	60.00%	100.00%	12.50%	100.00%	-
Dividend Yield	3.87%	3.06%	1.68%	1.70%	1.04%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	25.87	13.30	12.55	9.87	10.31	9.56
Forward PE	13.57	11.58	12.84	10.44	7.62	9.74
P/FCF Ratio	12.67	10.58	10.34	9.44	6.31	21.69
PS Ratio	3.52	3.30	3.08	2.63	2.53	2.37