Bancorp 34, Inc. (BCTF)

Bancorp 34 Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	28.87	19.18	20.03	16.98	15.15
Revenue Growth (YoY)	50.48%	-4.22%	17.97%	12.09%	-48.15%
Cost of Revenue	0.74	0	0	0	0
Gross Profit	28.12	19.18	20.03	16.98	15.15
Selling, General & Admin	6.52	7.79	12.31	9.49	9.15
Other Operating Expenses	-5.34	-16.65	-28.07	-24.17	-22.92
Operating Expenses	5.34	-8.86	-15.76	-14.69	-13.77
Operating Income	-3.86	10.33	4.27	2.29	1.38
Interest Income	28.12	23.81	20.73	19.69	18.95
Interest Expense	1.81	5.31	2.16	3.71	4.82
Other Expense / Income	26.3	23.81	18.56	15.98	12.87
Pretax Income	-3.86	5.01	4.27	2.29	2.63
Income Tax	-0.45	1	0.87	0.5	0.67
Net Income	-3.39	4.02	3.4	1.8	1.97
Net Income Growth	-	18.09%	89.39%	-8.69%	83.15%
Shares Outstanding (Basic)	4	2	3	3	3
Shares Outstanding (Diluted)	4	2	3	3	3
Shares Change	69.81%	-12.67%	-9.22%	-3.14%	-8.48%
EPS (Basic)	-0.84	1.70	1.24	0.59	0.64
EPS (Diluted)	-0.84	1.69	1.24	0.59	0.64
EPS Growth	-	36.29%	110.17%	-7.81%	100.00%
Free Cash Flow	0.91	9.08	6.98	2.96	31.97
Free Cash Flow Per Share	0.23	3.83	2.57	0.99	10.35
Gross Margin	97.43%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-13.35%	53.82%	21.31%	13.50%	9.09%
Profit Margin	-11.75%	20.93%	16.98%	10.57%	12.98%
Free Cash Flow Margin	3.16%	47.31%	34.84%	17.41%	211.07%
Effective Tax Rate	-	19.88%	20.34%	21.68%	25.30%
EBITDA	-3.86	10.81	4.84	2.85	2.03
EBITDA Margin	-13.35%	56.37%	24.15%	16.79%	13.38%
Depreciation & Amortization	0.58	0.49	0.57	0.56	0.65
EBIT	-4.44	10.33	4.27	2.29	1.38
EBIT Margin	-15.37%	53.82%	21.31%	13.50%	9.09%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.