Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
62.21
-2.73 (-4.20%)
At close: Oct 29, 2025, 4:00 PM EDT
63.45
+1.24 (1.99%)
After-hours: Oct 29, 2025, 7:19 PM EDT
Bread Financial Holdings Stock Forecast
Stock Price Forecast
The 14 analysts that cover Bread Financial Holdings stock have a consensus rating of "Hold" and an average price target of $64.71, which forecasts a 4.02% increase in the stock price over the next year. The lowest target is $50 and the highest is $87.
Price Target: $64.71 (+4.02%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Bread Financial Holdings stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 2 |
| Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Hold | 8 | 8 | 7 | 7 | 6 | 8 |
| Sell | 3 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 1 | 1 | 1 | 1 | 1 | 1 |
| Total | 16 | 16 | 15 | 15 | 14 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $60 → $68 | Strong Sell | Maintains | $60 → $68 | +9.31% | Oct 24, 2025 |
| TD Cowen | TD Cowen | Hold Maintains $63 → $68 | Hold | Maintains | $63 → $68 | +9.31% | Oct 24, 2025 |
| RBC Capital | RBC Capital | Hold Maintains $64 → $70 | Hold | Maintains | $64 → $70 | +12.52% | Oct 24, 2025 |
| Barclays | Barclays | Sell Maintains $50 → $52 | Sell | Maintains | $50 → $52 | -16.41% | Oct 24, 2025 |
| JP Morgan | JP Morgan | Hold Maintains $70 → $72 | Hold | Maintains | $70 → $72 | +15.74% | Oct 24, 2025 |
Financial Forecast
Revenue This Year
3.89B
from 2.44B
Increased by 59.28%
Revenue Next Year
4.03B
from 3.89B
Increased by 3.76%
EPS This Year
8.28
from 5.50
Increased by 50.52%
EPS Next Year
9.21
from 8.28
Increased by 11.24%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 4.2B | 4.4B | |||
| Avg | 3.9B | 4.0B | |||
| Low | 3.7B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 73.1% | 12.5% | |||
| Avg | 59.3% | 3.8% | |||
| Low | 52.0% | -3.4% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 9.08 | 11.14 | |||
| Avg | 8.28 | 9.21 | |||
| Low | 7.81 | 8.13 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 65.1% | 34.5% | |||
| Avg | 50.5% | 11.2% | |||
| Low | 42.0% | -1.8% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.