Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
71.24
+1.86 (2.68%)
Dec 3, 2025, 4:00 PM EST - Market closed
Bread Financial Holdings Stock Forecast
Stock Price Forecast
The 14 analysts that cover Bread Financial Holdings stock have a consensus rating of "Hold" and an average price target of $65.29, which forecasts a -8.35% decrease in the stock price over the next year. The lowest target is $50 and the highest is $87.
Price Target: $65.29 (-8.35%)
Analyst Consensus: Hold
* Price targets were last updated on Oct 30, 2025.
Analyst Ratings
The average analyst rating for Bread Financial Holdings stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 2 | 2 | 2 |
| Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Hold | 7 | 7 | 6 | 8 | 8 | 8 |
| Sell | 3 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 1 | 1 | 1 | 1 | 1 | 1 |
| Total | 15 | 15 | 14 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Evercore ISI Group | Evercore ISI Group | Hold Maintains $64 → $72 | Hold | Maintains | $64 → $72 | +1.07% | Oct 30, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $60 → $68 | Strong Sell | Maintains | $60 → $68 | -4.55% | Oct 24, 2025 |
| TD Cowen | TD Cowen | Hold Maintains $63 → $68 | Hold | Maintains | $63 → $68 | -4.55% | Oct 24, 2025 |
| RBC Capital | RBC Capital | Hold Maintains $64 → $70 | Hold | Maintains | $64 → $70 | -1.74% | Oct 24, 2025 |
| Barclays | Barclays | Sell Maintains $50 → $52 | Sell | Maintains | $50 → $52 | -27.01% | Oct 24, 2025 |
Financial Forecast
Revenue This Year
3.88B
from 2.44B
Increased by 59.03%
Revenue Next Year
4.03B
from 3.88B
Increased by 3.92%
EPS This Year
10.00
from 5.50
Increased by 81.77%
EPS Next Year
9.68
from 10.00
Decreased by -3.15%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 4.2B | 4.4B | |||
| Avg | 3.9B | 4.0B | |||
| Low | 3.7B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 73.0% | 12.9% | |||
| Avg | 59.0% | 3.9% | |||
| Low | 52.6% | -1.8% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 10.89 | 11.32 | |||
| Avg | 10.00 | 9.68 | |||
| Low | 8.62 | 8.28 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 98.0% | 13.3% | |||
| Avg | 81.8% | -3.1% | |||
| Low | 56.8% | -17.2% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.