Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
99.89
-2.56 (-2.50%)
At close: Oct 23, 2026, 4:00 PM EDT
98.57
-1.32 (-1.32%)
After-hours: Oct 23, 2026, 7:31 PM EDT

Bread Financial Holdings Stock Forecast

Stock Price Forecast

According to 17 analysts polled by S&P Global, Bread Financial Holdings stock has a consensus rating of "Buy" and an average price target of $115.25. The average 1-year stock price forecast is 15.38% higher than the current stock price, while the lowest is $86 (-13.91%) and the highest is $131 (+31.14%).

Price Target: $115.25 (+15.38%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$86$115.25$115$131
Change-13.91%+15.38%+15.13%+31.14%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMay '26Jun '26Jul '26Aug '26Sep '26Oct '26
Strong Buy777877
Buy111111
Hold878788
Sell231111
Strong Sell000000
Total181817171717

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
KBW
KBW
Buy
Maintains
$129
BuyMaintains$129+29.14%Oct 25, 2026
Seaport Global
Seaport Global
Buy
Maintains
$121 → $123
BuyMaintains$121 → $123+23.14%Oct 23, 2026
TD Cowen
TD Cowen
Hold
Maintains
$111 → $113
HoldMaintains$111 → $113+13.12%Oct 23, 2026
RBC Capital
RBC Capital
Hold
Maintains
$115
HoldMaintains$115+15.13%Oct 23, 2026
Wells Fargo
Wells Fargo
Hold
Maintains
$115
HoldMaintains$115+15.13%Oct 23, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.02B
from 3.85B
Increased by 4.66%
Revenue Next Year
4.15B
from 4.02B
Increased by 3.16%
EPS This Year
12.92
from 12.16
Increased by 6.23%
EPS Next Year
13.84
from 12.92
Increased by 7.16%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
3.85B4.02B
Revenue Growth
0.18%4.66%
Gross Profit
707.48M754.16M
Gross Margin
18.40%18.74%
Operating Income
1.93B2.05B
Net Income
518.00M523.60M
EPS
12.1612.92
EPS Growth
60.00%6.23%
Forward PE
-7.73
Dividend / Share
0.860.93
Dividend Growth
2.38%8.24%
Free Cash Flow
2.07B2.07B
No. Analysts
-13
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High4.0B
Avg4.0B
Low4.0B

Revenue Growth

Revenue Growth202620272028
High
5.0%
Avg
4.7%
Low
3.8%

EPS Forecast

EPS202620272028
High13.59
Avg12.92
Low11.75

EPS Growth

EPS Growth202620272028
High
11.8%
Avg
6.2%
Low
-3.4%