Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings Stock Forecast

Stock Price Forecast

The 17 analysts that cover Bread Financial Holdings stock have a consensus rating of "Buy" and an average price target of $95.67, which forecasts a 12.75% increase in the stock price over the next year. The lowest target is $70 and the highest is $115.

Price Target: $95.67 (+12.75%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$70	$95.67	$98	$115
Change	-17.50%	+12.75%	+15.50%	+35.53%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	2	3	3	3	3	3
Buy	1	1	1	1	2	2
Hold	8	8	8	8	5	5
Sell	4	5	5	5	4	4
Strong Sell	1	1	1	1	1	1
Total	16	18	18	18	15	15

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
John Pancari Evercore ISI Group	Evercore ISI Group	Buy Maintains $87 → $99	Buy	Maintains	$87 → $99	+16.68%	Apr 29, 2026
Terry Ma Barclays	Barclays	Sell Maintains $67 → $70	Sell	Maintains	$67 → $70	-17.50%	Apr 24, 2026
Moshe Orenbuch TD Cowen	TD Cowen	Hold Maintains $80 → $95	Hold	Maintains	$80 → $95	+11.96%	Apr 24, 2026
Sanjay Sakhrani Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Buy Maintains $100 → $115	Buy	Maintains	$100 → $115	+35.53%	Apr 24, 2026
Vincent Caintic BTIG	BTIG	Strong Buy Maintains $98 → $105	Strong Buy	Maintains	$98 → $105	+23.75%	Apr 23, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.02B

Increased by 54.44%

from 2.60B

Revenue Next Year

4.17B

Increased by 3.68%

from 4.02B

EPS This Year

11.12

Increased by 2.01%

from 10.90

EPS Next Year

12.60

Increased by 13.38%

from 11.12

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	2.73B	2.23B	3.06B	2.44B	2.60B	4.02B	4.17B
Revenue Growth	34.25%	-18.18%	37.10%	-20.23%	6.64%	54.44%	3.68%
EPS	16.03	4.45	14.36	5.50	10.90	11.12	12.60
EPS Growth	258.19%	-72.24%	222.70%	-61.70%	98.12%	2.01%	13.38%
Forward PE	-	-	-	-	-	7.63	6.73
No. Analysts	-	-	-	-	-	18	18

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028	2029	2030
High	4.5B	4.6B
Avg	4.0B	4.2B
Low	3.8B	3.9B

Revenue Growth

Revenue Growth	2026	2027	2028	2029	2030
High	71.9%	14.9%
Avg	54.4%	3.7%
Low	47.1%	-2.1%

EPS Forecast

EPS	2026	2027	2028
High	12.69	15.06
Avg	11.12	12.60
Low	9.31	10.56

EPS Growth

EPS Growth	2026	2027	2028
High	16.5%	35.5%
Avg	2.0%	13.4%
Low	-14.6%	-5.0%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.