Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
105.74
-2.29 (-2.12%)
Aug 28, 2026, 4:00 PM EDT - Market closed

Bread Financial Holdings Stock Forecast

Stock Price Forecast

According to 17 analysts polled by S&P Global, Bread Financial Holdings stock has a consensus rating of "Buy" and an average price target of $115.44. The average 1-year stock price forecast is 9.17% higher than the current stock price, while the lowest is $79 (-25.29%) and the highest is $132 (+24.83%).

Price Target: $115.44 (+9.17%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$79$115.44$117$132
Change-25.29%+9.17%+10.65%+24.83%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMar '26Apr '26May '26Jun '26Jul '26Aug '26
Strong Buy667778
Buy111111
Hold788787
Sell222311
Strong Sell100000
Total171718181717

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Wolfe Research
Wolfe Research
Buy
Upgrades
$130
BuyUpgrades$130+22.94%Aug 25, 2026
Barclays
Barclays
Hold
Maintains
$109
HoldMaintains$109+3.08%Aug 18, 2026
Bank of America Securities
Bank of America Securities
Buy
Reiterates
$115$129
BuyReiterates$115$129+22.00%Aug 17, 2026
UBS
UBS
Buy
Maintains
$120$127
BuyMaintains$120$127+20.11%Aug 3, 2026
Seaport Global
Seaport Global
Buy
Maintains
$113$119
BuyMaintains$113$119+12.54%Jul 27, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.00B
from 3.85B
Increased by 3.93%
Revenue Next Year
4.15B
from 4.00B
Increased by 3.88%
EPS This Year
12.22
from 12.16
Increased by 0.51%
EPS Next Year
13.37
from 12.22
Increased by 9.39%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
3.85B4.00B
Revenue Growth
0.18%3.93%
Gross Profit
707.48M742.59M
Gross Margin
18.40%18.58%
Operating Income
1.93B2.02B
Net Income
518.00M490.57M
EPS
12.1612.22
EPS Growth
60.00%0.51%
Forward PE
-8.65
Dividend / Share
0.860.93
Dividend Growth
2.38%7.56%
No. Analysts
-14
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High4.1B
Avg4.0B
Low3.9B

Revenue Growth

Revenue Growth202620272028
High
5.3%
Avg
3.9%
Low
2.0%

EPS Forecast

EPS202620272028
High12.84
Avg12.22
Low11.25

EPS Growth

EPS Growth202620272028
High
5.6%
Avg
0.5%
Low
-7.5%