Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings Stock Forecast

Stock Price Forecast

The 14 analysts that cover Bread Financial Holdings stock have a consensus rating of "Hold" and an average price target of $58.85, which forecasts a -5.93% decrease in the stock price over the next year. The lowest target is $39 and the highest is $88.

Price Target: $58.85 (-5.93%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$39	$58.85	$56	$88
Change	-37.66%	-5.93%	-10.49%	+40.66%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Feb '25	Mar '25	Apr '25	May '25	Jun '25	Jul '25
Strong Buy	3	3	3	3	3	3
Buy	2	2	1	1	1	1
Hold	10	10	9	8	8	7
Sell	1	1	1	2	2	2
Strong Sell	1	1	1	1	1	1
Total	17	17	15	15	15	14

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Terry Ma Barclays	Barclays	Sell Maintains $45 → $52	Sell	Maintains	$45 → $52	-16.88%	Jul 8, 2025
Betsy Graseck Morgan Stanley	Morgan Stanley	Sell Maintains $36 → $39	Sell	Maintains	$36 → $39	-37.66%	May 12, 2025
David Scharf JMP Securities	JMP Securities	Hold Reiterates n/a	Hold	Reiterates	n/a	n/a	Apr 28, 2025
Moshe Orenbuch TD Cowen	TD Cowen	Hold Maintains $56 → $55	Hold	Maintains	$56 → $55	-12.08%	Apr 25, 2025
John Hecht Jefferies	Jefferies	Hold Maintains $45 → $50	Hold	Maintains	$45 → $50	-20.08%	Apr 24, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.94B

Increased by 61.29%

from 2.44B

Revenue Next Year

4.10B

Increased by 4.11%

from 3.94B

EPS This Year

7.13

Increased by 29.62%

from 5.50

EPS Next Year

8.98

Increased by 25.95%

from 7.13

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	2.03B	2.73B	2.23B	3.06B	2.44B	3.94B	4.10B	4.31B
Revenue Growth	-29.00%	34.25%	-18.18%	37.10%	-20.23%	61.29%	4.11%	5.22%
EPS	4.48	16.03	4.45	14.36	5.50	7.13	8.98	9.74
EPS Growth	-16.82%	258.19%	-72.24%	222.70%	-61.70%	29.62%	25.95%	8.50%
Forward PE	-	-	-	-	-	8.77	6.97	6.42
No. Analysts	-	-	-	-	-	17	17	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	4.3B	4.4B	4.6B
Avg	3.9B	4.1B	4.3B
Low	3.8B	3.9B	4.1B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	75.1%	11.5%	12.6%
Avg	61.3%	4.1%	5.2%
Low	53.9%	-1.4%	-0.9%

EPS Forecast

EPS	2025	2026	2027	2028	2029
High	8.30	11.60	11.85
Avg	7.13	8.98	9.74
Low	5.85	7.04	6.19

EPS Growth

EPS Growth	2025	2026	2027	2028	2029
High	50.8%	62.7%	32.0%
Avg	29.6%	25.9%	8.5%
Low	6.4%	-1.3%	-31.0%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.