Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
108.53
+0.32 (0.30%)
At close: Sep 18, 2026, 4:00 PM EDT
108.53
0.00 (0.00%)
After-hours: Sep 18, 2026, 7:30 PM EDT

Bread Financial Holdings Stock Forecast

Stock Price Forecast

According to 18 analysts polled by S&P Global, Bread Financial Holdings stock has a consensus rating of "Buy" and an average price target of $115.41. The average 1-year stock price forecast is 6.34% higher than the current stock price, while the lowest is $79 (-27.21%) and the highest is $132 (+21.63%).

Price Target: $115.41 (+6.34%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$79$115.41$115$132
Change-27.21%+6.34%+5.96%+21.63%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingApr '26May '26Jun '26Jul '26Aug '26Sep '26
Strong Buy677788
Buy111111
Hold887877
Sell223111
Strong Sell000000
Total171818171717

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Wells Fargo
Wells Fargo
Hold
Reiterates
$115
HoldReiterates$115+5.96%Sep 16, 2026
Barclays
Barclays
Hold
Maintains
$109
HoldMaintains$109+0.43%Sep 16, 2026
Bank of America Securities
Bank of America Securities
Buy
Reiterates
$129
BuyReiterates$129+18.86%Sep 15, 2026
TD Cowen
TD Cowen
Hold
Maintains
$114
HoldMaintains$114+5.04%Sep 15, 2026
Wolfe Research
Wolfe Research
Buy
Upgrades
$130
BuyUpgrades$130+19.78%Aug 25, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.00B
from 3.85B
Increased by 3.98%
Revenue Next Year
4.15B
from 4.00B
Increased by 3.81%
EPS This Year
12.23
from 12.16
Increased by 0.61%
EPS Next Year
13.38
from 12.23
Increased by 9.36%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
3.85B4.00B
Revenue Growth
0.18%3.98%
Gross Profit
707.48M744.35M
Gross Margin
18.40%18.62%
Operating Income
1.93B2.02B
Net Income
518.00M492.17M
EPS
12.1612.23
EPS Growth
60.00%0.61%
Forward PE
-8.87
Dividend / Share
0.860.92
Dividend Growth
2.38%7.51%
Free Cash Flow
2.07B2.05B
No. Analysts
-15
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High4.1B
Avg4.0B
Low3.9B

Revenue Growth

Revenue Growth202620272028
High
5.3%
Avg
4.0%
Low
2.0%

EPS Forecast

EPS202620272028
High12.84
Avg12.23
Low11.25

EPS Growth

EPS Growth202620272028
High
5.6%
Avg
0.6%
Low
-7.5%