BankFinancial Corporation (BFIN)

BankFinancial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	56.14	55.93	54.96	50.7	51.2	54.54
Revenue Growth (YoY)	-1.13%	1.76%	8.41%	-0.97%	-6.12%	-18.36%
Gross Profit	56.14	55.93	54.96	50.7	51.2	54.54
Selling, General & Admin	36.72	36.03	35.21	35.6	33.78	33.6
Other Operating Expenses	7.94	7.15	5.92	5.34	4.66	5.04
Operating Expenses	44.66	43.18	41.13	40.94	38.44	38.64
Operating Income	11.49	12.75	13.84	9.76	12.76	15.9
Pretax Income	11.49	12.75	13.84	9.76	12.76	15.9
Income Tax	3.02	3.36	3.34	2.35	3.6	4.23
Net Income	8.47	9.39	10.49	7.41	9.16	11.67
Net Income Growth	-28.58%	-10.49%	41.62%	-19.13%	-21.50%	-39.65%
Shares Outstanding (Basic)	12	13	13	14	15	16
Shares Outstanding (Diluted)	12	13	13	14	15	16
Shares Change	-1.99%	-3.43%	-6.84%	-6.16%	-4.12%	-10.55%
EPS (Basic)	0.67	0.74	0.80	0.53	0.61	0.75
EPS (Diluted)	0.67	0.74	0.80	0.53	0.61	0.75
EPS Growth	-26.37%	-7.50%	50.94%	-13.11%	-18.67%	-32.43%
Free Cash Flow	10.93	8.04	7.35	5.43	11.51	20.58
Free Cash Flow Per Share	0.88	0.64	0.56	0.39	0.77	1.32
Dividend Per Share	0.400	0.400	0.400	0.400	0.400	0.400
Dividend Growth	0%	0%	0%	0%	0%	8.11%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	20.46%	22.80%	25.17%	19.25%	24.92%	29.15%
Profit Margin	15.09%	16.79%	19.09%	14.62%	17.90%	21.40%
Free Cash Flow Margin	19.47%	14.37%	13.37%	10.72%	22.48%	37.73%
Effective Tax Rate	26.28%	26.34%	24.15%	24.06%	28.19%	26.58%
EBITDA	13.23	14.29	15.1	11.83	14.55	17.57
EBITDA Margin	23.57%	25.55%	27.47%	23.33%	28.42%	32.22%
Depreciation & Amortization	1.74	1.54	1.26	2.07	1.79	1.67
EBIT	11.49	12.75	13.84	9.76	12.76	15.9
EBIT Margin	20.46%	22.80%	25.17%	19.25%	24.92%	29.15%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).