BankFinancial Corporation (BFIN)

BankFinancial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	43.88	50.76	56.7	48.56	45.19	50.47
Interest Income on Investments	21.96	17.82	9.46	6.73	1.38	2.41
Total Interest Income	65.84	68.57	66.16	55.3	46.57	52.88
Interest Paid on Deposits	18.29	18.34	12.55	3.69	2.23	6.99
Interest Paid on Borrowings	1.47	1.79	1.77	0.79	0.57	-
Total Interest Expense	19.76	20.13	14.33	4.48	2.79	6.99
Net Interest Income	46.08	48.44	51.83	50.82	43.77	45.89
Net Interest Income Growth (YoY)	-6.34%	-6.54%	1.99%	16.09%	-4.61%	-12.08%
Trust Income	1.5	1.56	1.28	1.15	1.14	0.96
Mortgage Banking Activities	-	-	-	-	0.04	0.1
Gain (Loss) on Sale of Assets	-0.05	-0.12	-0.59	-	-	-
Gain (Loss) on Sale of Investments	-	-	-0.45	-	-	-
Other Non-Interest Income	1.58	0.82	0.87	1.11	1.33	1.11
Total Non-Interest Income	6.76	5.68	4.42	5.53	5.69	5.37
Non-Interest Income Growth (YoY)	15.66%	28.64%	-20.13%	-2.79%	6.02%	-13.06%
Revenues Before Loan Losses	52.84	54.12	56.25	56.35	49.46	51.25
Provision for Loan Losses	6.34	5.03	0.31	1.83	-1.24	0.06
Revenue	46.5	49.1	55.93	54.52	50.7	51.2
Revenue Growth (YoY)	-14.45%	-12.22%	2.60%	7.53%	-0.97%	-6.12%
Salaries and Employee Benefits	21.37	23.15	22.23	21.58	22.64	21.32
Occupancy Expenses	6.34	6.16	6.82	6.73	6.34	6.31
Federal Deposit Insurance	0.63	0.62	0.87	0.47	0.48	0.35
Selling, General & Administrative	9.67	8.29	8.31	8.2	7.96	7.5
Other Non-Interest Expense	6.73	5.97	4.95	4.16	3.53	2.94
Total Non-Interest Expense	44.74	44.18	43.18	41.13	40.94	38.44
EBT Excluding Unusual Items	1.76	4.91	12.75	13.39	9.76	12.76
Other Unusual Items	0.11	0.11	-	-	-	-
Pretax Income	1.87	5.02	12.75	13.84	9.76	12.76
Income Tax Expense	-0.45	0.95	3.36	3.34	2.35	3.6
Net Income	2.32	4.07	9.39	10.49	7.41	9.16
Net Income to Common	2.32	4.07	9.39	10.49	7.41	9.16
Net Income Growth	-70.73%	-56.64%	-10.49%	41.62%	-19.13%	-21.50%
Basic Shares Outstanding	12	12	13	13	14	15
Diluted Shares Outstanding	12	12	13	13	14	15
Shares Change (YoY)	-0.14%	-1.27%	-3.43%	-6.84%	-6.16%	-4.13%
EPS (Basic)	0.19	0.33	0.74	0.80	0.53	0.61
EPS (Diluted)	0.19	0.33	0.74	0.80	0.53	0.61
EPS Growth	-70.69%	-56.08%	-7.31%	52.01%	-13.83%	-18.12%
Dividend Per Share	0.400	0.400	0.400	0.400	0.400	0.400
Effective Tax Rate	-	18.88%	26.34%	24.15%	24.06%	28.19%

Updated Oct 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q