BankFinancial Corporation (BFIN)

BankFinancial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	46.08	48.44	51.83	50.82	43.77	45.89
Net Interest Income Growth	-6.34%	-6.54%	1.99%	16.09%	-4.61%	-12.08%
Revenues Before Loan Losses	46.08	48.44	51.83	50.82	43.77	45.89
Provision for Credit Losses	-0.16	5.03	0.31	1.83	-1.24	0.06
Revenue	39.74	43.42	51.52	48.99	45.01	45.83
Revenue Growth (YoY)	-18.08%	-15.72%	5.16%	8.83%	-1.79%	-5.24%
Pretax Income	1.87	5.02	12.75	13.84	9.76	12.76
Provision for Income Taxes	-0.45	0.95	3.36	3.34	2.35	3.6
Net Income	2.32	4.07	9.39	10.49	7.41	9.16
Net Income to Common	2.32	4.07	9.39	10.49	7.41	9.16
Net Income Growth	-70.73%	-56.64%	-10.49%	41.62%	-19.13%	-21.50%
Shares Outstanding (Basic)	12	12	13	13	14	15
Shares Outstanding (Diluted)	12	12	13	13	14	15
Shares Change (YoY)	-0.15%	-1.27%	-3.43%	-6.84%	-6.16%	-4.13%
EPS (Basic)	0.19	0.33	0.74	0.80	0.53	0.61
EPS (Diluted)	0.19	0.33	0.74	0.80	0.53	0.61
EPS Growth	-70.31%	-55.41%	-7.50%	50.94%	-13.11%	-18.67%
Free Cash Flow	1.93	5.47	7.35	7.35	5.43	11.51
Free Cash Flow Growth	-64.66%	-25.56%	-0.04%	35.28%	-52.80%	-44.06%
Free Cash Flow Per Share	0.16	0.44	0.58	0.56	0.39	0.77
Dividends Per Share	0.400	0.400	0.400	0.400	0.400	0.400
Profit Margin	5.83%	9.38%	18.23%	21.42%	16.46%	19.99%
FCF Margin	4.86%	12.60%	14.26%	15.00%	12.07%	25.11%
EBITDA	-10.11	0.16	1.54	1.26	2.07	1.79
EBITDA Margin	-25.45%	0.38%	2.99%	2.58%	4.60%	3.91%
Effective Tax Rate	-24.24%	18.88%	26.34%	24.15%	24.06%	28.19%

Updated Oct 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q