BankFinancial Corporation (BFIN)

Jan 2, 2026 - BFIN was delisted (reason: acquired by FFBC)

12.00

-0.13 (-1.07%)

Inactive · Last trade price on Dec 31, 2025

BankFinancial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	46.5	49.1	55.93	54.52	50.7	51.2
Revenue Growth	-14.45%	-12.22%	2.60%	7.53%	-0.97%	-6.12%
Net Income	2.32	4.07	9.39	10.49	7.41	9.16
Earnings Per Share	0.19	0.33	0.74	0.80	0.53	0.61
EPS Growth	-70.69%	-56.08%	-7.31%	52.01%	-13.83%	-18.12%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	94.59	118.99	208	69	504.89	518.61
Total Debt	28.27	42.25	48.62	23.34	29.47	9.08
Net Cash (Debt)	66.31	76.74	159.38	45.66	475.42	509.54
Net Cash Growth	-45.45%	-51.85%	249.03%	-90.40%	-6.69%	118.61%
Net Cash Per Share	5.32	6.16	12.63	3.49	33.88	34.08

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	3.44	7.56	9.22	9.29	7.77	13.52
Capital Expenditures	-1.5	-2.1	-1.87	-1.94	-2.34	-2.01
Free Cash Flow	1.93	5.47	7.35	7.35	5.43	11.51
Free Cash Flow Growth	-64.17%	-25.56%	-0.04%	35.28%	-52.80%	-44.06%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	4.98%	8.30%	16.79%	19.25%	14.62%	17.90%
FCF Margin	4.16%	11.14%	13.13%	13.48%	10.72%	22.48%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.400	0.400	0.400	0.400	0.400	0.400
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	3.33%	3.26%	4.18%	4.26%	4.38%	5.53%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	64.54	38.84	13.71	12.97	19.12	14.16
Forward PE	-	15.67	12.14	9.04	18.72	17.39
P/FCF Ratio	77.36	28.93	17.52	18.51	26.08	11.28
PS Ratio	3.22	3.22	2.30	2.50	2.80	2.54