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BankFinancial Corporation (BFIN)

Stock Price: $7.27 USD -0.27 (-3.58%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 107.94M
Revenue (ttm) 54.38M
Net Income (ttm) 12.08M
Shares Out 14.85M
EPS (ttm) 0.79
PE Ratio 9.20
Forward PE 13.30
Dividend $0.40
Dividend Yield 5.50%

Stock Quote

Trading Day Oct 28, 2020
Last Price $7.27
Previous Close $7.54
Change ($) -0.27
Change (%) -3.58%
Day's Open 7.45
Day's Range 7.24 - 7.58
Day's Volume 17,935
52-Week Range 6.73 - 14.14

More Stats

Market Cap 107.94M
Enterprise Value n/a
Earnings Date (est) Oct 30, 2020
Ex-Dividend Date Aug 11, 2020
Shares Outstanding 14.85M
Float 13.28M
EPS (basic) 0.80
EPS (diluted) 0.79
FCF / Share 1.32
Dividend $0.40
Dividend Yield 5.50%
Earnings Yield 10.87%
FCF Yield 18.31%
Payout Ratio 50.00%
Shares Short 122,905
Short Ratio 2.89
Short % of Float 0.93%
Beta 0.50
PE Ratio 9.20
Forward PE 13.30
P/FCF Ratio 5.46
PS Ratio 1.98
PB Ratio 0.64
Revenue 54.38M
Operating Income 16.43M
Net Income 12.08M
Free Cash Flow 19.76M
Net Cash 368.41M
Net Cash / Share 24.81
Gross Margin 100.29%
Operating Margin 30.21%
Profit Margin 22.20%
FCF Margin 36.34%
ROA 0.77%
ROE 7.03%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (2)

Buy 0
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$8.50*
(16.92% upside)
Low
8.00
Current: $7.27
High
9.00
Target: 8.50
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue54.5466.8056.5953.7456.0553.7554.5632.4848.2146.80
Revenue Growth-18.36%18.06%5.29%-4.11%4.27%-1.49%67.98%-32.63%3.03%-
Gross Profit54.5466.8056.5953.7456.0553.7554.5632.4848.2146.80
Operating Income15.9026.0516.1912.2014.109.303.30-27.11-36.32-7.05
Net Income11.6719.349.007.508.6840.613.30-27.11-48.70-4.31
Shares Outstanding15.5917.4318.2818.9919.9220.1820.0219.8919.7719.66
Earnings Per Share0.751.110.490.390.442.010.16-1.36-2.46-0.22
EPS Growth-32.43%126.53%25.64%-11.36%-78.11%1156.25%----
Dividend Per Share0.400.370.280.210.160.080.040.030.220.28
Dividend Growth8.11%32.14%33.33%31.25%100%100%33.33%-86.36%-21.43%-
Operating Cash Flow21.3720.6922.7318.9414.8817.859.7817.0119.9824.88
Capital Expenditures-0.803.88-1.13-0.70-0.54-1.18-0.01-2.34-2.37-1.07
Free Cash Flow20.5824.5621.6018.2514.3416.679.7714.6817.6123.81
Cash & Equivalents19098.2012896.6859.3859.58161276121221
Total Debt10.2831.5872.4162.1175.8524.413.065.579.3223.75
Net Cash / Debt18066.6255.1834.57-16.4735.17158270111197
Assets1,4881,5851,6261,6201,5121,4651,4541,4811,5641,531
Liabilities1,3141,3981,4281,4151,3001,2491,2781,3081,3641,277
Book Value174187198205212216176173200253
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name BankFinancial Corporation
Country United States
Employees 199
CEO F. Morgan Gasior

Stock Information

Ticker Symbol BFIN
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: BFIN

Description

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services in Illinois. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans, as well as commercial leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides various financial products and services, such as cash management, fund transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. As of April 21, 2020, the company operated 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.