BankFinancial Corporation (BFIN)
Stock Price Chart
Key Info
| Market Cap | 107.94M |
| Revenue (ttm) | 54.38M |
| Net Income (ttm) | 12.08M |
| Shares Out | 14.85M |
| EPS (ttm) | 0.79 |
| PE Ratio | 9.20 |
| Forward PE | 13.30 |
| Dividend | $0.40 |
| Dividend Yield | 5.50% |
Stock Quote
| Trading Day | Oct 28, 2020 |
| Last Price | $7.27 |
| Previous Close | $7.54 |
| Change ($) | -0.27 |
| Change (%) | -3.58% |
| Day's Open | 7.45 |
| Day's Range | 7.24 - 7.58 |
| Day's Volume | 17,935 |
| 52-Week Range | 6.73 - 14.14 |
More Stats
| Market Cap | 107.94M |
| Enterprise Value | n/a |
| Earnings Date (est) | Oct 30, 2020 |
| Ex-Dividend Date | Aug 11, 2020 |
| Shares Outstanding | 14.85M |
| Float | 13.28M |
| EPS (basic) | 0.80 |
| EPS (diluted) | 0.79 |
| FCF / Share | 1.32 |
| Dividend | $0.40 |
| Dividend Yield | 5.50% |
| Earnings Yield | 10.87% |
| FCF Yield | 18.31% |
| Payout Ratio | 50.00% |
| Shares Short | 122,905 |
| Short Ratio | 2.89 |
| Short % of Float | 0.93% |
| Beta | 0.50 |
| PE Ratio | 9.20 |
| Forward PE | 13.30 |
| P/FCF Ratio | 5.46 |
| PS Ratio | 1.98 |
| PB Ratio | 0.64 |
| Revenue | 54.38M |
| Operating Income | 16.43M |
| Net Income | 12.08M |
| Free Cash Flow | 19.76M |
| Net Cash | 368.41M |
| Net Cash / Share | 24.81 |
| Gross Margin | 100.29% |
| Operating Margin | 30.21% |
| Profit Margin | 22.20% |
| FCF Margin | 36.34% |
| ROA | 0.77% |
| ROE | 7.03% |
| ROIC | 1.30% |
Analyst Forecasts
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54.54 | 66.80 | 56.59 | 53.74 | 56.05 | 53.75 | 54.56 | 32.48 | 48.21 | 46.80 |
| Revenue Growth | -18.36% | 18.06% | 5.29% | -4.11% | 4.27% | -1.49% | 67.98% | -32.63% | 3.03% | - |
| Gross Profit | 54.54 | 66.80 | 56.59 | 53.74 | 56.05 | 53.75 | 54.56 | 32.48 | 48.21 | 46.80 |
| Operating Income | 15.90 | 26.05 | 16.19 | 12.20 | 14.10 | 9.30 | 3.30 | -27.11 | -36.32 | -7.05 |
| Net Income | 11.67 | 19.34 | 9.00 | 7.50 | 8.68 | 40.61 | 3.30 | -27.11 | -48.70 | -4.31 |
| Shares Outstanding | 15.59 | 17.43 | 18.28 | 18.99 | 19.92 | 20.18 | 20.02 | 19.89 | 19.77 | 19.66 |
| Earnings Per Share | 0.75 | 1.11 | 0.49 | 0.39 | 0.44 | 2.01 | 0.16 | -1.36 | -2.46 | -0.22 |
| EPS Growth | -32.43% | 126.53% | 25.64% | -11.36% | -78.11% | 1156.25% | - | - | - | - |
| Dividend Per Share | 0.40 | 0.37 | 0.28 | 0.21 | 0.16 | 0.08 | 0.04 | 0.03 | 0.22 | 0.28 |
| Dividend Growth | 8.11% | 32.14% | 33.33% | 31.25% | 100% | 100% | 33.33% | -86.36% | -21.43% | - |
| Operating Cash Flow | 21.37 | 20.69 | 22.73 | 18.94 | 14.88 | 17.85 | 9.78 | 17.01 | 19.98 | 24.88 |
| Capital Expenditures | -0.80 | 3.88 | -1.13 | -0.70 | -0.54 | -1.18 | -0.01 | -2.34 | -2.37 | -1.07 |
| Free Cash Flow | 20.58 | 24.56 | 21.60 | 18.25 | 14.34 | 16.67 | 9.77 | 14.68 | 17.61 | 23.81 |
| Cash & Equivalents | 190 | 98.20 | 128 | 96.68 | 59.38 | 59.58 | 161 | 276 | 121 | 221 |
| Total Debt | 10.28 | 31.58 | 72.41 | 62.11 | 75.85 | 24.41 | 3.06 | 5.57 | 9.32 | 23.75 |
| Net Cash / Debt | 180 | 66.62 | 55.18 | 34.57 | -16.47 | 35.17 | 158 | 270 | 111 | 197 |
| Assets | 1,488 | 1,585 | 1,626 | 1,620 | 1,512 | 1,465 | 1,454 | 1,481 | 1,564 | 1,531 |
| Liabilities | 1,314 | 1,398 | 1,428 | 1,415 | 1,300 | 1,249 | 1,278 | 1,308 | 1,364 | 1,277 |
| Book Value | 174 | 187 | 198 | 205 | 212 | 216 | 176 | 173 | 200 | 253 |
Company Profile
Company Details
| Full Name | BankFinancial Corporation |
| Country | United States |
| Employees | 199 |
| CEO | F. Morgan Gasior |
Stock Information
| Ticker Symbol | BFIN |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: BFIN |
Description
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services in Illinois. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans, as well as commercial leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides various financial products and services, such as cash management, fund transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. As of April 21, 2020, the company operated 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.