BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $125.23 million. The enterprise value is $427,035.
| Market Cap | 125.23M |
| Enterprise Value | 427,035 |
Important Dates
The next estimated earnings date is Tuesday, May 7, 2024, after market close.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | Feb 8, 2024 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -3.43% in one year.
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -3.43% |
| Shares Change (QoQ) | -0.42% |
| Owned by Insiders (%) | 4.70% |
| Owned by Institutions (%) | 61.04% |
| Float | 8.42M |
Valuation Ratios
The trailing PE ratio is 13.58 and the forward PE ratio is 12.96. BankFinancial's PEG ratio is 3.40.
| PE Ratio | 13.58 |
| Forward PE | 12.96 |
| PS Ratio | 2.24 |
| Forward PS | 2.39 |
| PB Ratio | 0.81 |
| P/FCF Ratio | 15.58 |
| PEG Ratio | 3.40 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.03, with an EV/FCF ratio of 0.05.
| EV / Earnings | 0.05 |
| EV / Sales | 0.01 |
| EV / EBITDA | 0.03 |
| EV / EBIT | 0.03 |
| EV / FCF | 0.05 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.35 |
| Debt / EBITDA | 3.76 |
| Debt / FCF | 6.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.10% and return on invested capital (ROIC) is 4.49%.
| Return on Equity (ROE) | 6.10% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 4.49% |
| Revenue Per Employee | $305,645 |
| Profits Per Employee | $51,328 |
| Employee Count | 183 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $3.36 million in taxes.
| Income Tax | 3.36M |
| Effective Tax Rate | 26.34% |
Stock Price Statistics
The stock price has increased by +19.36% in the last 52 weeks. The beta is 0.47, so BankFinancial's price volatility has been lower than the market average.
| Beta (1Y) | 0.47 |
| 52-Week Price Change | +19.36% |
| 50-Day Moving Average | 10.17 |
| 200-Day Moving Average | 9.44 |
| Relative Strength Index (RSI) | 42.60 |
| Average Volume (30 Days) | 11,859 |
Short Selling Information
The latest short interest is 23,402, so 0.19% of the outstanding shares have been sold short.
| Short Interest | 23,402 |
| Short Previous Month | 21,060 |
| Short % of Shares Out | 0.19% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 1.81 |
Income Statement
In the last 12 months, BankFinancial had revenue of $55.93 million and earned $9.39 million in profits. Earnings per share was $0.74.
| Revenue | 55.93M |
| Gross Profit | 55.93M |
| Operating Income | 12.75M |
| Pretax Income | 12.75M |
| Net Income | 9.39M |
| EBITDA | 14.29M |
| EBIT | 12.75M |
| Earnings Per Share (EPS) | $0.74 |
Balance Sheet
The company has $178.48 million in cash and $53.68 million in debt, giving a net cash position of $124.80 million or $10.02 per share.
| Cash & Cash Equivalents | 178.48M |
| Total Debt | 53.68M |
| Net Cash | 124.80M |
| Net Cash Per Share | $10.02 |
| Equity / Book Value | 155.38M |
| Book Value Per Share | 12.47 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $9.22 million and capital expenditures -$1.18 million, giving a free cash flow of $8.04 million.
| Operating Cash Flow | 9.22M |
| Capital Expenditures | -1.18M |
| Free Cash Flow | 8.04M |
| FCF Per Share | $0.64 |
Margins
Gross margin is 100.00%, with operating and profit margins of 22.80% and 16.79%.
| Gross Margin | 100.00% |
| Operating Margin | 22.80% |
| Pretax Margin | 22.80% |
| Profit Margin | 16.79% |
| EBITDA Margin | 25.55% |
| EBIT Margin | 22.80% |
| FCF Margin | 14.37% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.98%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.98% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 54.05% |
| Buyback Yield | 3.43% |
| Shareholder Yield | 7.41% |
| Earnings Yield | 7.50% |
| FCF Yield | 6.42% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |