BankFinancial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	82.74	84.83	178.48	66.77	502.16	503.5
Investment Securities	545.91	390.93	178.35	205.26	79.28	15.53
Mortgage-Backed Securities	3.44	3.76	4.37	5.08	6.41	8.3
Total Investments	549.35	394.69	182.72	210.34	85.69	23.83
Gross Loans	768.65	895.16	1,059	1,235	1,051	1,010
Allowance for Loan Losses	-8.81	-7.57	-8.35	-8.13	-6.72	-7.75
Net Loans	759.83	887.59	1,051	1,227	1,044	1,003
Property, Plant & Equipment	22.13	26.4	26.89	28.66	29.92	29.75
Other Intangible Assets	-	-	-	-	-	0.01
Accrued Interest Receivable	4.51	6.4	7.54	7.34	4.65	3.94
Other Current Assets	-	-	0.52	-	-	-
Long-Term Deferred Tax Assets	4.36	3.76	4.51	5.48	2.76	2.74
Other Real Estate Owned & Foreclosed	0.05	1.39	2.78	0.48	0.73	0.16
Other Long-Term Assets	24.08	26.97	25.69	22.14	23.07	22.85
Total Assets	1,455	1,435	1,487	1,575	1,701	1,597
Interest Bearing Deposits	1,005	946.82	971.37	1,070	1,124	1,037
Institutional Deposits	-	31.9	29.4	24	22.5	30.7
Non-Interest Bearing Deposits	237.43	238.83	260.85	280.63	342.19	326.19
Total Deposits	1,242	1,218	1,262	1,375	1,488	1,394
Short-Term Borrowings	-	-	5	-	5	4
Current Portion of Long-Term Debt	10	10	-	-	-	-
Current Portion of Leases	-	1.05	-	-	-	-
Accrued Interest Payable	12.26	9.32	12.42	16.82	17.33	12.62
Long-Term Debt	18.27	18.74	19.68	19.63	19.59	-
Federal Home Loan Bank Debt, Long-Term	-	10	20	-	-	-
Long-Term Leases	-	2.47	3.94	3.71	4.88	5.08
Other Long-Term Liabilities	14.57	9.33	9.34	8.67	7.99	8.67
Total Liabilities	1,297	1,278	1,332	1,424	1,543	1,424
Common Stock	0.13	0.13	0.13	0.13	0.13	0.15
Additional Paid-In Capital	83.3	83.3	83.46	85.85	90.71	107.82
Retained Earnings	73.86	73.51	74.43	71.81	66.55	64.75
Comprehensive Income & Other	0.07	-0.56	-2.63	-6.11	0.08	0.21
Shareholders' Equity	157.36	156.38	155.38	151.67	157.47	172.93
Total Liabilities & Equity	1,455	1,435	1,487	1,575	1,701	1,597
Total Debt	28.27	42.25	48.62	23.34	29.47	9.08
Net Cash (Debt)	66.31	76.74	159.38	45.66	475.42	509.54
Net Cash Growth	-45.45%	-51.85%	249.03%	-90.40%	-6.69%	118.61%
Net Cash Per Share	5.32	6.16	12.63	3.49	33.88	34.08
Filing Date Shares Outstanding	12.46	12.46	12.46	12.69	13.18	14.73
Total Common Shares Outstanding	12.46	12.46	12.48	12.74	13.23	14.77
Book Value Per Share	12.63	12.55	12.45	11.90	11.90	11.71
Tangible Book Value	157.36	156.38	155.38	151.67	157.47	172.92
Tangible Book Value Per Share	12.63	12.55	12.45	11.90	11.90	11.71

Updated Oct 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q