BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $157.50 million. The enterprise value is $83.01 million.
Important Dates
The next estimated earnings date is Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -1.27% in one year.
| Current Share Class | 12.46M |
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -1.27% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 6.37% |
| Owned by Institutions (%) | 34.87% |
| Float | 8.36M |
Valuation Ratios
The trailing PE ratio is 39.01 and the forward PE ratio is 20.90.
| PE Ratio | 39.01 |
| Forward PE | 20.90 |
| PS Ratio | 3.25 |
| Forward PS | 3.18 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 29.21 |
| P/OCF Ratio | 21.12 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 20.38 |
| EV / Sales | 1.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.18 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.73 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.61%.
| Return on Equity (ROE) | 2.61% |
| Return on Assets (ROA) | 0.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $249,228 |
| Profits Per Employee | $20,675 |
| Employee Count | 197 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $948,000 in taxes.
| Income Tax | 948,000 |
| Effective Tax Rate | 18.88% |
Stock Price Statistics
The stock price has increased by +20.29% in the last 52 weeks. The beta is 0.45, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +20.29% |
| 50-Day Moving Average | 12.92 |
| 200-Day Moving Average | 12.08 |
| Relative Strength Index (RSI) | 45.64 |
| Average Volume (20 Days) | 14,121 |
Short Selling Information
The latest short interest is 33,194, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 33,194 |
| Short Previous Month | 30,270 |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.40% |
| Short Ratio (days to cover) | 2.32 |
Income Statement
In the last 12 months, BankFinancial had revenue of $49.10 million and earned $4.07 million in profits. Earnings per share was $0.33.
| Revenue | 49.10M |
| Gross Profit | 49.10M |
| Operating Income | 5.53M |
| Pretax Income | 11.18M |
| Net Income | 4.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.33 |
Full Income StatementBalance Sheet
The company has $118.99 million in cash and $42.25 million in debt, giving a net cash position of $76.74 million or $6.16 per share.
| Cash & Cash Equivalents | 118.99M |
| Total Debt | 42.25M |
| Net Cash | 76.74M |
| Net Cash Per Share | $6.16 |
| Equity (Book Value) | 156.38M |
| Book Value Per Share | 12.55 |
| Working Capital | -1.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.56 million and capital expenditures -$2.10 million, giving a free cash flow of $5.47 million.
| Operating Cash Flow | 7.56M |
| Capital Expenditures | -2.10M |
| Free Cash Flow | 5.47M |
| FCF Per Share | $0.44 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 11.27% |
| Pretax Margin | 10.23% |
| Profit Margin | 8.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.14% |