BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $136.82 million. The enterprise value is $24.36 million.
| Market Cap | 136.82M |
| Enterprise Value | 24.36M |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -1.99% in one year.
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -1.99% |
| Shares Change (QoQ) | -0.46% |
| Owned by Insiders (%) | 4.70% |
| Owned by Institutions (%) | 60.44% |
| Float | 8.24M |
Valuation Ratios
The trailing PE ratio is 16.39 and the forward PE ratio is 13.71. BankFinancial's PEG ratio is 3.40.
| PE Ratio | 16.39 |
| Forward PE | 13.71 |
| PS Ratio | 2.44 |
| Forward PS | 2.55 |
| PB Ratio | 0.88 |
| P/FCF Ratio | 12.52 |
| PEG Ratio | 3.40 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 1.84, with an EV/FCF ratio of 2.23.
| EV / Earnings | 2.88 |
| EV / Sales | 0.43 |
| EV / EBITDA | 1.84 |
| EV / EBIT | 2.12 |
| EV / FCF | 2.23 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 3.83 |
| Debt / FCF | 4.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.50% and return on invested capital (ROIC) is 4.10%.
| Return on Equity (ROE) | 5.50% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 4.10% |
| Revenue Per Employee | $248,425 |
| Profits Per Employee | $37,478 |
| Employee Count | 226 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $3.02 million in taxes.
| Income Tax | 3.02M |
| Effective Tax Rate | 26.28% |
Stock Price Statistics
The stock price has increased by +26.21% in the last 52 weeks. The beta is 0.48, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +26.21% |
| 50-Day Moving Average | 10.16 |
| 200-Day Moving Average | 9.86 |
| Relative Strength Index (RSI) | 74.98 |
| Average Volume (20 Days) | 8,212 |
Short Selling Information
The latest short interest is 24,865, so 0.20% of the outstanding shares have been sold short.
| Short Interest | 24,865 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.20% |
| Short % of Float | 0.30% |
| Short Ratio (days to cover) | 2.35 |
Income Statement
In the last 12 months, BankFinancial had revenue of $56.14 million and earned $8.47 million in profits. Earnings per share was $0.67.
| Revenue | 56.14M |
| Gross Profit | 56.14M |
| Operating Income | 11.49M |
| Pretax Income | 11.49M |
| Net Income | 8.47M |
| EBITDA | 13.23M |
| EBIT | 11.49M |
| Earnings Per Share (EPS) | $0.67 |
Balance Sheet
The company has $163.19 million in cash and $50.73 million in debt, giving a net cash position of $112.46 million or $9.03 per share.
| Cash & Cash Equivalents | 163.19M |
| Total Debt | 50.73M |
| Net Cash | 112.46M |
| Net Cash Per Share | $9.03 |
| Equity (Book Value) | 156.03M |
| Book Value Per Share | 12.52 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $11.51 million and capital expenditures -$574,000, giving a free cash flow of $10.93 million.
| Operating Cash Flow | 11.51M |
| Capital Expenditures | -574,000 |
| Free Cash Flow | 10.93M |
| FCF Per Share | $0.88 |
Margins
Gross margin is 100.00%, with operating and profit margins of 20.46% and 15.09%.
| Gross Margin | 100.00% |
| Operating Margin | 20.46% |
| Pretax Margin | 20.46% |
| Profit Margin | 15.09% |
| EBITDA Margin | 23.57% |
| EBIT Margin | 20.46% |
| FCF Margin | 19.47% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.64%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.64% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 59.70% |
| Buyback Yield | 1.99% |
| Shareholder Yield | 5.64% |
| Earnings Yield | 6.19% |
| FCF Yield | 7.99% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |