BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $147.29 million.
Important Dates
The next estimated earnings date is Tuesday, November 12, 2024, after market close.
| Earnings Date | Nov 12, 2024 |
| Ex-Dividend Date | Aug 9, 2024 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -2.49% in one year.
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -2.49% |
| Shares Change (QoQ) | -0.06% |
| Owned by Insiders (%) | 6.91% |
| Owned by Institutions (%) | 31.96% |
| Float | 8.19M |
Valuation Ratios
The trailing PE ratio is 17.83 and the forward PE ratio is 15.25.
| PE Ratio | 17.83 |
| Forward PE | 15.25 |
| PS Ratio | 2.65 |
| Forward PS | 2.69 |
| PB Ratio | 0.94 |
| P/FCF Ratio | 20.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.35%.
| Return on Equity (ROE) | 5.35% |
| Return on Assets (ROA) | 0.55% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $246,673 |
| Profits Per Employee | $36,690 |
| Employee Count | 226 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $2.89 million in taxes.
| Income Tax | 2.89M |
| Effective Tax Rate | 25.82% |
Stock Price Statistics
The stock price has increased by +35.40% in the last 52 weeks. The beta is 0.45, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +35.40% |
| 50-Day Moving Average | 11.90 |
| 200-Day Moving Average | 10.81 |
| Relative Strength Index (RSI) | 45.65 |
| Average Volume (20 Days) | 13,330 |
Short Selling Information
The latest short interest is 20,464, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 20,464 |
| Short Previous Month | 19,841 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.25% |
| Short Ratio (days to cover) | 2.17 |
Income Statement
In the last 12 months, BankFinancial had revenue of $55.75 million and earned $8.29 million in profits. Earnings per share was $0.66.
| Revenue | 55.75M |
| Gross Profit | 55.75M |
| Operating Income | 11.91M |
| Pretax Income | 11.18M |
| Net Income | 8.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.66 |
Full Income StatementBalance Sheet
The company has $186.69 million in cash and $43.72 million in debt, giving a net cash position of $142.98 million or $11.47 per share.
| Cash & Cash Equivalents | 186.69M |
| Total Debt | 43.72M |
| Net Cash | 142.98M |
| Net Cash Per Share | $11.47 |
| Equity (Book Value) | 157.48M |
| Book Value Per Share | 12.64 |
| Working Capital | -1.08B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.20 million and capital expenditures -$1.94 million, giving a free cash flow of $7.26 million.
| Operating Cash Flow | 9.20M |
| Capital Expenditures | -1.94M |
| Free Cash Flow | 7.26M |
| FCF Per Share | $0.58 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.37% |
| Pretax Margin | 20.05% |
| Profit Margin | 14.87% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.99% |