BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $167.14 million.
Important Dates
The next estimated earnings date is Wednesday, January 29, 2025, before market open.
| Earnings Date | Jan 29, 2025 |
| Ex-Dividend Date | Nov 15, 2024 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -1.79% in one year.
| Current Share Class | 12.46M |
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -1.79% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 6.91% |
| Owned by Institutions (%) | 32.25% |
| Float | 8.20M |
Valuation Ratios
The trailing PE ratio is 21.14 and the forward PE ratio is 17.20.
| PE Ratio | 21.14 |
| Forward PE | 17.20 |
| PS Ratio | 3.08 |
| Forward PS | 2.99 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 30.79 |
| P/OCF Ratio | 22.76 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.06%.
| Return on Equity (ROE) | 5.06% |
| Return on Assets (ROA) | 0.54% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $240,478 |
| Profits Per Employee | $35,027 |
| Employee Count | 226 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $2.57 million in taxes.
| Income Tax | 2.57M |
| Effective Tax Rate | 24.49% |
Stock Price Statistics
The stock price has increased by +47.01% in the last 52 weeks. The beta is 0.47, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +47.01% |
| 50-Day Moving Average | 12.27 |
| 200-Day Moving Average | 11.02 |
| Relative Strength Index (RSI) | 66.53 |
| Average Volume (20 Days) | 11,615 |
Short Selling Information
The latest short interest is 23,190, so 0.19% of the outstanding shares have been sold short.
| Short Interest | 23,190 |
| Short Previous Month | 21,308 |
| Short % of Shares Out | 0.19% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 1.59 |
Income Statement
In the last 12 months, BankFinancial had revenue of $54.35 million and earned $7.92 million in profits. Earnings per share was $0.63.
| Revenue | 54.35M |
| Gross Profit | 54.35M |
| Operating Income | 11.15M |
| Pretax Income | 11.18M |
| Net Income | 7.92M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.63 |
Full Income StatementBalance Sheet
The company has $160.28 million in cash and $38.73 million in debt, giving a net cash position of $121.56 million or $9.76 per share.
| Cash & Cash Equivalents | 160.28M |
| Total Debt | 38.73M |
| Net Cash | 121.56M |
| Net Cash Per Share | $9.76 |
| Equity (Book Value) | 159.11M |
| Book Value Per Share | 12.77 |
| Working Capital | -1.05B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.30 million and capital expenditures -$1.91 million, giving a free cash flow of $5.40 million.
| Operating Cash Flow | 7.30M |
| Capital Expenditures | -1.91M |
| Free Cash Flow | 5.40M |
| FCF Per Share | $0.43 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.52% |
| Pretax Margin | 19.29% |
| Profit Margin | 14.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.99% |