BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $152.39 million. The enterprise value is $7.38 million.
Important Dates
The last earnings date was Friday, April 25, 2025, before market open.
| Earnings Date | Apr 25, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -0.79% in one year.
| Current Share Class | 12.46M |
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -0.79% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 6.37% |
| Owned by Institutions (%) | 34.86% |
| Float | 8.36M |
Valuation Ratios
The trailing PE ratio is 34.29 and the forward PE ratio is 15.88.
| PE Ratio | 34.29 |
| Forward PE | 15.88 |
| PS Ratio | 3.14 |
| Forward PS | 2.97 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 30.59 |
| P/OCF Ratio | 21.97 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.66 |
| EV / Sales | 0.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.48 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.83%.
| Return on Equity (ROE) | 2.83% |
| Return on Assets (ROA) | 0.30% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $219,670 |
| Profits Per Employee | $20,109 |
| Employee Count | 221 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BankFinancial has paid $880,000 in taxes.
| Income Tax | 880,000 |
| Effective Tax Rate | 16.53% |
Stock Price Statistics
The stock price has increased by +20.37% in the last 52 weeks. The beta is 0.30, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +20.37% |
| 50-Day Moving Average | 12.56 |
| 200-Day Moving Average | 12.26 |
| Relative Strength Index (RSI) | 50.11 |
| Average Volume (20 Days) | 20,973 |
Short Selling Information
The latest short interest is 33,211, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 33,211 |
| Short Previous Month | 36,251 |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.40% |
| Short Ratio (days to cover) | 2.54 |
Income Statement
In the last 12 months, BankFinancial had revenue of $48.55 million and earned $4.44 million in profits. Earnings per share was $0.36.
| Revenue | 48.55M |
| Gross Profit | 48.55M |
| Operating Income | 5.83M |
| Pretax Income | 11.18M |
| Net Income | 4.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.36 |
Full Income StatementBalance Sheet
The company has $178.27 million in cash and $33.25 million in debt, giving a net cash position of $145.01 million or $11.64 per share.
| Cash & Cash Equivalents | 178.27M |
| Total Debt | 33.25M |
| Net Cash | 145.01M |
| Net Cash Per Share | $11.64 |
| Equity (Book Value) | 157.50M |
| Book Value Per Share | 12.64 |
| Working Capital | -218.34M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $6.94 million and capital expenditures -$1.96 million, giving a free cash flow of $4.98 million.
| Operating Cash Flow | 6.94M |
| Capital Expenditures | -1.96M |
| Free Cash Flow | 4.98M |
| FCF Per Share | $0.40 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 12.02% |
| Pretax Margin | 10.97% |
| Profit Margin | 9.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 10.26% |