The Bank of Nova Scotia (BNS)
NYSE: BNS · Real-Time Price · USD
86.61
-0.96 (-1.10%)
Jul 23, 2026, 4:00 PM EDT - Market closed

The Bank of Nova Scotia Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
34,22533,02729,61928,79230,03429,444
Revenue Growth
11.48%11.51%2.87%-4.13%2.00%16.60%
Net Income
9,0407,2837,2866,9199,6569,391
Earnings Per Share
7.225.675.875.728.027.70
EPS Growth
51.36%-3.41%2.62%-28.68%4.16%45.28%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Canadian Banking
13,77513,42513,03312,42112,03010,898
International Banking
11,87412,04311,86610,9159,7279,618
Global Wealth
6,8696,4285,5895,1205,3815,380
Global Banking & Markets
6,4746,1665,0615,2395,1725,023
Other Segment
-220-321-1,879-1,481-894333

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Equivalents
89,50171,12366,40091,24966,43887,078
Total Debt
5,7667,6927,8339,6938,4696,334
Net Cash (Debt)
-5,766-7,692-7,833-9,693-8,469-6,334
Net Cash Growth
------
Net Cash Per Share
-4.65-6.16-6.36-8.05-7.01-5.17

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
28,1455,40715,65231,72416,943-12,807
Capital Expenditures
-575-347-489-442-571-462
Free Cash Flow
27,5705,06015,16331,28216,372-13,269
Free Cash Flow Growth
30.45%-66.63%-51.53%91.07%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Pretax Margin
37.46%31.82%33.51%33.59%43.06%43.56%
Profit Margin
28.24%23.49%26.65%25.88%33.87%33.81%
FCF Margin
80.56%15.32%51.19%108.65%54.51%-45.07%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
3.1804.3204.2404.1804.0603.600
Dividend Per Share Growth
3.75%1.89%1.44%2.96%12.78%0%
Dividend Yield
3.67%5.13%6.45%8.07%6.48%4.67%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
16.2416.2212.219.828.2110.54
Forward PE
14.0211.9610.567.887.9610.37
P/FCF Ratio
-22.475.882.184.79-
PS Ratio
4.223.443.012.372.613.35