The Bank of Nova Scotia (BNS)
NYSE: BNS · Real-Time Price · USD
92.84
-0.98 (-1.04%)
Sep 8, 2026, 4:00 PM EDT - Market closed
The Bank of Nova Scotia Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 10,009 | 7,789 | 7,758 | 7,338 | 9,916 | 9,624 |
Depreciation & Amortization | 768 | 776 | 802 | 958 | 846 | 872 |
Other Amortization | 828 | 828 | 958 | 862 | 685 | 639 |
Gain (Loss) on Sale of Assets | 446 | 1,386 | 136 | -367 | 233 | 9 |
Gain (Loss) on Sale of Investments | -57 | -71 | 295 | 56 | -74 | -419 |
Provision for Credit Losses | 4,585 | 4,714 | 4,051 | 3,422 | 1,382 | 1,808 |
Change in Trading Asset Securities | -24,685 | -20,462 | -11,370 | -2,689 | 37,501 | -33,995 |
Change in Other Net Operating Assets | -57,583 | -7,000 | 14,075 | -1,312 | -130,342 | -70,758 |
Other Operating Activities | -414 | -1,493 | -52 | 4,117 | 1,149 | 1,176 |
Operating Cash Flow | -66,904 | -14,126 | 16,468 | 12,246 | -78,962 | -91,376 |
Operating Cash Flow Growth | - | - | 34.48% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Capital Expenditures | -633 | -347 | -489 | -442 | -571 | -462 |
Cash Acquisitions | -1,256 | -2,637 | - | - | -549 | -717 |
Investment in Securities | 1,255 | 5,015 | -5,930 | -29,582 | -8,823 | 16,500 |
Income (Loss) Equity Investments | -812 | -608 | -198 | -153 | -268 | -339 |
Divestitures | - | - | - | 895 | - | - |
Other Investing Activities | -179 | -463 | -1,031 | -911 | -1,350 | -624 |
Investing Cash Flow | -813 | 1,568 | -7,450 | -30,040 | -11,293 | 14,697 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Long-Term Debt Issued | - | - | 1,000 | 1,447 | 3,356 | - |
Long-Term Debt Repaid | - | -548 | -3,553 | -403 | -1,598 | -1,094 |
Lease Payments | -303 | -298 | -303 | -325 | -322 | -344 |
Net Debt Issued (Repaid) | -839 | -548 | -2,553 | 1,044 | 1,758 | -1,094 |
Issuance of Common Stock | 312 | 210 | 1,945 | 1,402 | 137 | 268 |
Repurchase of Common Stock | -2,793 | -895 | - | - | -2,873 | - |
Preferred Stock Issued | 1,395 | 2,848 | 1,004 | - | 2,523 | 2,003 |
Preferred Share Repurchases | - | -1,688 | -300 | - | -500 | -1,259 |
Common Dividends Paid | -5,462 | -5,369 | -5,198 | -5,003 | -4,858 | -4,371 |
Preferred Dividends Paid | -504 | -506 | -472 | -419 | -260 | -233 |
Total Dividends Paid | -5,966 | -5,875 | -5,670 | -5,422 | -5,118 | -4,604 |
Net Increase (Decrease) in Deposit Accounts | 73,859 | 19,533 | -816 | 19,478 | 95,905 | 78,569 |
Other Financing Activities | 116 | -360 | -3,264 | 210 | -506 | 1,909 |
Financing Cash Flow | 66,084 | 13,225 | -9,654 | 16,712 | 91,326 | 75,792 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Foreign Exchange Rate Adjustments | 242 | 183 | -131 | 190 | 301 | -543 |
Net Cash Flow | -1,391 | 850 | -767 | -892 | 1,372 | -1,430 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Free Cash Flow | -67,537 | -14,473 | 15,979 | 11,804 | -79,533 | -91,838 |
Free Cash Flow Growth | - | - | 35.37% | - | - | - |
Free Cash Flow Margin | -191.84% | -45.74% | 54.20% | 40.48% | -266.88% | -312.00% |
Free Cash Flow Per Share | -54.71 | -11.60 | 12.97 | 9.80 | -65.84 | -74.97 |
Free Cash Flow After Leases | -67,840 | -14,771 | 15,676 | 11,479 | -79,855 | -92,182 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Cash Interest Paid | 32,383 | 37,197 | 42,273 | 34,731 | 13,336 | 8,766 |
Cash Income Tax Paid | 3,467 | 3,580 | 1,985 | 2,139 | 3,503 | 2,693 |