Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
4.530
+0.120 (2.72%)
May 16, 2025, 4:00 PM - Market closed
Ready Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 819.59 | 896.98 | 945.81 | 663.22 | 395.2 | 258.64 | Upgrade
|
| Total Interest Expense | 648.84 | 682.33 | 713.83 | 392.36 | 204.37 | 175.48 | Upgrade
|
| Net Interest Income | 170.75 | 214.64 | 231.98 | 270.86 | 190.83 | 83.16 | Upgrade
|
| Other Revenue | -71.87 | -106.4 | 201.83 | 167.63 | 155.1 | 356.63 | Upgrade
|
| Revenue Before Loan Losses | 98.88 | 108.24 | 433.81 | 438.48 | 345.93 | 439.79 | Upgrade
|
| Provision for Loan Losses | 209.74 | 292.76 | 7.23 | 34.44 | 8.05 | 34.73 | Upgrade
|
| Revenue | -110.85 | -184.52 | 426.58 | 404.04 | 337.88 | 405.06 | Upgrade
|
| Revenue Growth (YoY) | - | - | 5.58% | 19.58% | -16.59% | 77.04% | Upgrade
|
| Salaries & Employee Benefits | 97.53 | 93.91 | 92.37 | 84.54 | 69.12 | 98.92 | Upgrade
|
| Cost of Services Provided | 100.78 | 100.41 | 103.56 | 71.22 | 51.64 | 177.35 | Upgrade
|
| Other Operating Expenses | 84.73 | 83.63 | 60.77 | 55.59 | 70.67 | 74.28 | Upgrade
|
| Total Operating Expenses | 283.03 | 277.95 | 256.7 | 211.35 | 191.44 | 350.55 | Upgrade
|
| Operating Income | -393.88 | -462.46 | 169.88 | 192.69 | 146.44 | 54.52 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.91 | 0.91 | 0.72 | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | -392.97 | -461.55 | 170.6 | 192.69 | 146.44 | 54.52 | Upgrade
|
| Other Unusual Items | 129.5 | 13.86 | 207.97 | - | - | - | Upgrade
|
| Pretax Income | -333.52 | -516.51 | 358.42 | 175.03 | 132.16 | 54.45 | Upgrade
|
| Income Tax Expense | -79.51 | -104.51 | 7.17 | 15.48 | 14.86 | 8.38 | Upgrade
|
| Earnings From Continuing Ops. | -254.01 | -412 | 351.25 | 159.55 | 117.3 | 46.07 | Upgrade
|
| Earnings From Discontinued Ops. | -20.26 | -18.4 | -2.83 | 43.61 | 42.67 | - | Upgrade
|
| Net Income to Company | -274.27 | -430.4 | 348.41 | 203.16 | 159.97 | 46.07 | Upgrade
|
| Minority Interest in Earnings | -7.7 | -5.36 | -8.96 | -8.9 | -2.23 | -1.2 | Upgrade
|
| Net Income | -281.97 | -435.76 | 339.45 | 194.26 | 157.74 | 44.87 | Upgrade
|
| Preferred Dividends & Other Adjustments | 9.02 | 9.13 | 9.28 | 9.56 | 9.09 | 1.39 | Upgrade
|
| Net Income to Common | -290.98 | -444.88 | 330.17 | 184.7 | 148.65 | 43.48 | Upgrade
|
| Net Income Growth | - | - | 74.74% | 23.15% | 251.56% | -38.51% | Upgrade
|
| Shares Outstanding (Basic) | 167 | 169 | 147 | 107 | 69 | 54 | Upgrade
|
| Shares Outstanding (Diluted) | 167 | 169 | 149 | 117 | 69 | 54 | Upgrade
|
| Shares Change (YoY) | 3.23% | 13.83% | 26.77% | 70.69% | 27.58% | 27.99% | Upgrade
|
| EPS (Basic) | -1.74 | -2.63 | 2.25 | 1.73 | 2.17 | 0.81 | Upgrade
|
| EPS (Diluted) | -1.74 | -2.63 | 2.23 | 1.66 | 2.17 | 0.81 | Upgrade
|
| EPS Growth | - | - | 34.48% | -23.55% | 167.58% | -52.96% | Upgrade
|
| Dividend Per Share | 0.925 | 1.100 | 1.460 | 1.660 | 1.660 | 1.300 | Upgrade
|
| Dividend Growth | -31.99% | -24.66% | -12.05% | - | 27.69% | -18.75% | Upgrade
|
| Operating Margin | - | - | 39.82% | 47.69% | 43.34% | 13.46% | Upgrade
|
| Profit Margin | - | - | 77.40% | 45.71% | 44.00% | 10.73% | Upgrade
|
| Effective Tax Rate | - | - | 2.00% | 8.84% | 11.24% | 15.40% | Upgrade
|
Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.