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Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
1.170
-0.130 (-10.00%)
At close: Oct 12, 2026, 4:00 PM EDT
1.190
+0.020 (1.71%)
After-hours: Oct 12, 2026, 7:30 PM EDT

Ready Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-270.31-58.02-184.52427.29404.04337.88
Revenue Growth
---5.75%19.58%-16.59%
Operating Income
-615.21-377.7-462.46176.85192.69146.44
Net Income
-564.53-237.58-444.88330.17184.7148.65
Earnings Per Share
-3.45-1.44-2.632.231.662.17
EPS Growth
---34.48%-23.55%167.58%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Lmm Commercial Real Estate
-372.51-199.36-355.26281.18260.24173.57
Small Business Lending
61.06100.95142.63138.97130.93144.81
Total
-311.44-98.41-212.64420.15391.17315.77

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
127.25214.58161.04148.27160.93291.9
Total Debt
4,7425,9587,7889,2399,2248,032
Net Cash (Debt)
-4,615-5,743-7,627-9,091-9,063-7,740
Net Cash Growth
------
Net Cash Per Share
-28.23-34.90-45.10-61.19-77.34-112.73

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,089432.12274.8251.13359.15-34.44
Free Cash Flow
1,089432.12274.8251.13359.15-34.44
Free Cash Flow Growth
321.34%57.24%437.48%-85.76%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
---41.39%47.69%43.34%
Pretax Margin
229.66%521.50%279.93%83.88%43.32%39.11%
Profit Margin
---77.27%45.71%44.00%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0400.3851.1001.4601.6601.660
Dividend Per Share Growth
-93.60%-65.00%-24.66%-12.05%0%27.69%
Dividend Yield
3.42%17.76%15.58%14.26%14.90%10.94%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---5.346.677.74
Forward PE
-13.457.648.426.608.11
PS Ratio
-0.73-6.09-6.234.133.053.40