Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
1.790
-0.060 (-3.24%)
Aug 11, 2026, 4:00 PM EDT - Market closed

Ready Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
959.781,0431,1992,0641,176724.51
Revenue Growth
-32.71%-13.01%-41.90%75.46%62.33%-1.31%
Net Income
-564.19-236.91-443.75331.45186.27150.24
Earnings Per Share
-3.47-1.44-2.632.221.651.54
EPS Growth
---34.54%7.14%90.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Lmm Commercial Real Estate
-372.51-199.36-355.26281.18260.24173.57
Small Business Lending
61.06100.95142.63138.97130.93144.81
Total
-311.44-98.41-212.64420.15391.17315.77

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
124.15207.84143.8138.53147.4229.53
Total Debt
2,7833,0745,6057,0236,1744,457
Net Cash (Debt)
-2,659-2,866-5,461-6,884-6,027-4,227
Net Cash Growth
------
Net Cash Per Share
-15.86-17.14-32.03-46.34-51.43-61.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,089432.12274.8251.13359.15-133.64
Capital Expenditures
-3.49-2.37-1.41-12.46-10.9741.75
Free Cash Flow
1,086429.75273.4138.67348.18-91.9
Free Cash Flow Growth
322.31%57.18%607.08%-88.89%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
65.13%69.58%73.10%86.81%81.61%74.66%
Profit Margin
57.68%61.27%64.38%87.16%82.92%72.61%
FCF Margin
113.12%41.20%22.80%1.87%29.60%-12.68%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0400.3851.1001.4601.6601.660
Dividend Per Share Growth
-79.33%-65.00%-24.66%-12.05%0%27.69%
Dividend Yield
2.16%59.96%17.87%5.46%15.78%0.00%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---4.626.7510.15
Forward PE
-13.457.648.426.608.11
P/FCF Ratio
0.270.834.0645.673.54-
PS Ratio
-1.080.340.930.861.051.64