Ready Capital Corporation (RC)

NYSE: RC · Real-Time Price · USD

1.720

-0.010 (-0.58%)

At close: May 18, 2026, 4:00 PM EDT

1.700

-0.020 (-1.16%)

Pre-market: May 19, 2026, 6:29 AM EDT

Ready Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	966.42	1,083	1,593	1,662	1,056	599.56
Net Interest Income Growth	-34.38%	-32.02%	-4.14%	57.48%	76.06%	38.11%
Non-Interest Income	-27.05	46.71	-101.77	408.47	154.95	132.99
Non-Interest Income Growth	-	-	-	163.61%	16.51%	-60.27%
Revenues Before Loan Losses	939.38	1,130	1,492	2,071	1,211	732.55
Provision for Credit Losses	-267.51	87.04	292.76	7.23	34.44	8.05
Revenue	1,057	1,043	1,199	2,064	1,176	724.51
Revenue Growth (YoY)	-25.78%	-13.01%	-41.90%	75.46%	62.33%	-1.31%
Compensation Expenses	107.23	104.32	93.91	92.37	84.54	69.12
Selling, General & Admin	91.94	92.44	98.41	102.44	70.52	60.36
Other Non-Interest Expenses	128.23	120.51	130.19	77.36	61.29	64.19
Total Non-Interest Expense	327.4	317.27	322.51	272.17	216.34	183.61
Pretax Income	729.5	725.69	876.4	1,791	959.75	540.9
Provision for Income Taxes	98.17	86.7	104.51	-7.17	-15.48	14.86
Net Income	-518.15	-236.91	-443.75	331.45	186.27	150.24
Net Income to Common	-518.15	-236.91	-443.75	331.45	186.27	150.24
Net Income Growth	-	-	-	77.95%	23.98%	234.84%
Shares Outstanding (Basic)	164	165	169	147	107	69
Shares Outstanding (Diluted)	167	167	170	149	117	69
Shares Change (YoY)	-1.03%	-1.88%	14.74%	26.77%	70.69%	27.58%
EPS (Basic)	-3.15	-1.44	-2.63	2.25	1.73	1.55
EPS (Diluted)	-3.15	-1.44	-2.63	2.22	1.65	1.54
EPS Growth	-	-	-	34.54%	7.14%	90.12%
Shares Outstanding	165.26	163.01	162.79	172.28	110.52	75.84
Free Cash Flow	910.81	429.75	273.41	38.67	348.18	-91.9
Free Cash Flow Growth	111.94%	57.18%	607.08%	-88.89%	-	-
Free Cash Flow Per Share	5.45	2.57	1.60	0.26	2.97	-1.34
Dividends Per Share	0.270	0.385	1.100	1.460	1.660	1.660
Dividend Growth	-29.87%	-65.00%	-24.66%	-12.05%	-	27.69%
Profit Margin	59.73%	61.27%	64.38%	87.16%	82.92%	72.61%
FCF Margin	86.18%	41.20%	22.80%	1.87%	29.60%	-12.68%
EBITDA	1.58	2.81	4.97	0	0	0
EBITDA Margin	0.15%	0.27%	0.41%	0.00%	0.00%	0.00%
Effective Tax Rate	13.46%	11.95%	11.93%	-0.40%	-1.61%	2.75%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q