Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
1.750
-0.030 (-1.69%)
Jun 29, 2026, 10:45 AM EDT - Market open
Ready Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 966.42 | 1,083 | 1,593 | 1,662 | 1,056 | 599.56 |
Net Interest Income Growth | -34.38% | -32.02% | -4.14% | 57.48% | 76.06% | 38.11% |
Non-Interest Income | -27.05 | 46.71 | -101.77 | 408.47 | 154.95 | 132.99 |
Non-Interest Income Growth | - | - | - | 163.61% | 16.51% | -60.27% |
Revenues Before Loan Losses | 939.38 | 1,130 | 1,492 | 2,071 | 1,211 | 732.55 |
Provision for Credit Losses | -267.51 | 87.04 | 292.76 | 7.23 | 34.44 | 8.05 |
| 1,207 | 1,043 | 1,199 | 2,064 | 1,176 | 724.51 | |
Revenue Growth (YoY) | -29.38% | -13.01% | -41.90% | 75.46% | 62.33% | -1.31% |
Compensation Expenses | 107.23 | 104.32 | 93.91 | 92.37 | 84.54 | 69.12 |
Selling, General & Admin | 91.94 | 92.44 | 98.41 | 102.44 | 70.52 | 60.36 |
Other Non-Interest Expenses | 128.23 | 120.51 | 130.19 | 77.36 | 61.29 | 64.19 |
Total Non-Interest Expense | 327.4 | 317.27 | 322.51 | 272.17 | 216.34 | 183.61 |
Pretax Income | 879.49 | 725.69 | 876.4 | 1,791 | 959.75 | 540.9 |
Provision for Income Taxes | 98.17 | 86.7 | 104.51 | -7.17 | -15.48 | 14.86 |
Net Income | 781.32 | 638.99 | 771.89 | 1,799 | 975.22 | 526.04 |
Net Income to Common | -57.49 | -236.91 | -443.75 | 331.45 | 186.27 | 150.24 |
Net Income Growth | - | - | - | 77.95% | 23.98% | 234.84% |
Shares Outstanding (Basic) | 164 | 165 | 169 | 147 | 107 | 69 |
Shares Outstanding (Diluted) | 167 | 167 | 170 | 149 | 117 | 69 |
Shares Change (YoY) | -1.03% | -1.88% | 14.74% | 26.77% | 70.69% | 27.58% |
EPS (Basic) | -3.15 | -1.44 | -2.63 | 2.25 | 1.73 | 1.55 |
EPS (Diluted) | -3.15 | -1.44 | -2.63 | 2.22 | 1.65 | 1.54 |
EPS Growth | - | - | - | 34.54% | 7.14% | 90.12% |
Free Cash Flow | 910.81 | 429.75 | 273.41 | 38.67 | 348.18 | -91.9 |
Free Cash Flow Growth | 111.94% | 57.18% | 607.08% | -88.89% | - | - |
Free Cash Flow Per Share | 5.45 | 2.57 | 1.60 | 0.26 | 2.97 | -1.34 |
Dividends Per Share | 0.270 | 0.385 | 1.100 | 1.460 | 1.660 | 1.660 |
Dividend Growth | -29.87% | -65.00% | -24.66% | -12.05% | - | 27.69% |
Profit Margin | 64.74% | 61.27% | 64.38% | 87.16% | 82.92% | 72.61% |
FCF Margin | 75.47% | 41.20% | 22.80% | 1.87% | 29.60% | -12.68% |
Effective Tax Rate | 11.16% | 11.95% | 11.93% | -0.40% | -1.61% | 2.75% |