Ready Capital Corporation (RC)

Ready Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	124.15	207.84	143.8	139.2	148.4	238.57
Long-Term Investments	228.25	241.31	257.37	245.19	235.4	141.15
Trading Asset Securities	3.1	6.74	17.24	9.07	12.53	53.32
Loans & Lease Receivables	4,344	5,275	8,334	10,687	10,080	7,985
Other Receivables	162.59	149.21	222.22	193.67	58.03	59.04
Property, Plant & Equipment	3.03	3.37	7.36	2.54	1.69	2.4
Goodwill	49.5	49.5	49.5	38.53	37.82	31.47
Other Intangible Assets	153.92	164.45	165.45	120.59	102.57	219.44
Restricted Cash	53.6	41.69	38.97	123.3	125.21	84.76
Other Current Assets	604.44	654.73	502.76	273.72	583.3	95.48
Long-Term Deferred Tax Assets	201.57	201.57	111.33	-	0.98	3.6
Long-Term Deferred Charges	15.12	31.67	35.86	41.82	41.85	29.76
Other Long-Term Assets	42.39	31.63	14.82	485.13	69.28	36.61
Total Assets	6,264	7,770	10,142	12,441	11,621	9,534

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	31.83	33.78	22.47	16.29	42.3
Accrued Expenses	86.01	100.74	97.75	88.7	87.36	94.27
Short-Term Debt	0.06	1.43	0.35	0.21	1.32	94.52
Current Portion of Long-Term Debt	772.1	796.89	500.26	51.28	127.56	46.16
Current Portion of Leases	-	1.99	-	-	-	-
Long-Term Debt	3,962	5,151	7,270	9,179	9,094	7,889
Long-Term Leases	7.92	6.58	17.81	8.21	1.78	3
Other Current Liabilities	3.67	3.63	271.9	387.45	323.12	46.81
Other Long-Term Liabilities	81.9	24.35	6.22	23.97	40.31	17.07
Total Liabilities	4,914	6,118	8,198	9,794	9,722	8,245

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.02	0.02	0.02	0.02	0.01	0.01
Additional Paid-In Capital	2,267	2,264	2,250	2,322	1,684	1,162
Retained Earnings	-1,118	-807.52	-505.09	124.41	4.99	8.6
Comprehensive Income & Other	-21.45	-24.2	-18.55	-17.86	-9.37	-5.73
Total Common Equity	1,128	1,433	1,727	2,429	1,680	1,165
Minority Interest	102.67	99.24	97.7	98.46	99.15	4.49
Shareholders' Equity	1,350	1,652	1,944	2,647	1,899	1,289
Total Liabilities & Equity	6,264	7,770	10,142	12,441	11,621	9,534

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4,742	5,958	7,788	9,239	9,224	8,032
Net Cash (Debt)	-4,615	-5,743	-7,627	-9,091	-9,063	-7,740
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-28.23	-34.90	-45.10	-61.19	-77.34	-112.73
Filing Date Shares Outstanding	165.19	162.88	163.15	172.55	110.73	83.33
Total Common Shares Outstanding	165.21	163.01	162.79	172.28	110.52	75.84
Working Capital	4,708	6,110	8,596	10,924	10,545	8,733
Book Value Per Share	6.83	8.79	10.61	14.10	15.20	15.36
Tangible Book Value	1,042	1,345	1,640	2,372	1,626	1,118
Tangible Book Value Per Share	6.31	8.25	10.08	13.77	14.72	14.75

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

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