Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
1.790
-0.060 (-3.24%)
Aug 11, 2026, 4:00 PM EDT - Market closed
Ready Capital Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -1,098 | -442.12 | -860.8 | 696.82 | 406.33 | 164.62 |
Depreciation & Amortization | 5.96 | 2.81 | 4.97 | - | - | - |
Provision for Credit Losses | 92.46 | 96.03 | 292.76 | 7.23 | 37.8 | 8.22 |
Stock-Based Compensation | 6.5 | 5.81 | 8.12 | 7.55 | 7.5 | -23.13 |
Net Change in Loans Held-for-Sale | -150.8 | 620.16 | 450.91 | -2.27 | 192.09 | - |
Other Adjustments | 273.42 | 71.27 | -24.51 | -85.4 | -238.58 | -25.19 |
Changes in Accrued Interest and Accounts Receivable | -37.93 | -28.03 | -2.97 | 1.95 | 14.11 | - |
Changes in Accrued Expenses | -82.52 | -59.97 | -14.41 | -22.21 | -67.5 | -1.16 |
Changes in Other Operating Activities | -125.51 | -204.84 | 21.12 | -82.14 | -39.2 | 6.02 |
Operating Cash Flow | 1,089 | 432.12 | 274.82 | 51.13 | 359.15 | -133.64 |
Operating Cash Flow Growth | 321.34% | 57.24% | 437.48% | -85.76% | - | - |
Net Change in Loans Held-for-Investment | 1,665 | 1,547 | 1,448 | 935.85 | -1,767 | -1,053 |
Net Change in Securities and Investments | 4.52 | -1.61 | -0.14 | 8.06 | 82.66 | 2,015 |
Cash Acquisitions | -16.02 | - | -44.37 | 38.71 | 123.57 | -1,720 |
Capital Expenditures | -3.49 | -2.37 | -1.41 | -12.46 | -10.97 | 41.75 |
Sale of Property, Plant & Equipment | 155.85 | 72.57 | 67.24 | 78 | 7.52 | 11.24 |
Other Investing Activities | -32.16 | -32.64 | -34.18 | -10.64 | 12.82 | -1,702 |
Investing Cash Flow | 1,798 | 1,643 | 1,535 | 1,019 | -1,556 | -1,718 |
Short-Term Debt Issued | - | - | - | - | - | 2,290 |
Short-Term Debt Repaid | -12.76 | -12.3 | -17.17 | -164.98 | -740.49 | -1,401 |
Net Short-Term Debt Issued (Repaid) | -12.76 | -12.3 | -17.17 | -164.98 | -740.49 | 888.83 |
Long-Term Debt Issued | 1,717 | 3,452 | 3,315 | 4,127 | 7,991 | 9,650 |
Long-Term Debt Repaid | -4,713 | -5,134 | -3,841 | -5,938 | -8,199 | -5,737 |
Net Long-Term Debt Issued (Repaid) | -2,996 | -1,682 | -525.33 | -1,811 | -208.24 | 3,914 |
Issuance of Common Stock | - | 0.11 | - | - | 1,264 | 185.95 |
Repurchase of Common Stock | -13.14 | -69.7 | -117.27 | -18.11 | -99.01 | -1.29 |
Net Common Stock Issued (Repurchased) | -13.14 | -69.59 | -117.27 | -18.11 | 1,165 | 184.66 |
Repurchase of Preferred Stock | - | - | - | - | - | -40.24 |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | - | -40.24 |
Common Dividends Paid | -154.53 | -215.09 | -206.06 | -82.25 | -187.83 | - |
Other Financing Activities | -17.62 | -29.85 | -12.2 | -42.45 | -67.25 | -44.26 |
Financing Cash Flow | -2,932 | -2,038 | -1,880 | -1,085 | 1,171 | 2,021 |
Net Cash Flow | -44.73 | 66.76 | -79.73 | -11.1 | -23.68 | 169.32 |
Free Cash Flow | 1,086 | 429.75 | 273.41 | 38.67 | 348.18 | -91.9 |
Free Cash Flow Growth | 322.31% | 57.18% | 607.08% | -88.89% | - | - |
FCF Margin | 113.12% | 41.20% | 22.80% | 1.87% | 29.60% | -12.68% |
Free Cash Flow Per Share | 6.47 | 2.57 | 1.60 | 0.26 | 2.97 | -1.34 |