Ready Capital Corporation (RC)

NYSE: RC · Real-Time Price · USD

1.440

-0.010 (-0.69%)

At close: Jul 29, 2026, 4:00 PM EDT

1.440

0.00 (0.00%)

After-hours: Jul 29, 2026, 6:30 PM EDT

Ready Capital Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	939.38	1,043	1,199	2,064	1,176	724.51
Revenue Growth	-37.35%	-13.01%	-41.90%	75.46%	62.33%	-1.31%
Net Income	-57.49	-236.91	-443.75	331.45	186.27	150.24
Earnings Per Share	-3.15	-1.44	-2.63	2.22	1.65	1.54
EPS Growth	-	-	-	34.54%	7.14%	90.12%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Lmm Commercial Real Estate	-363.76	-199.36	-355.26	281.18	260.24	173.57
Small Business Lending	84.34	100.95	142.63	138.97	130.93	144.81
Total	-279.42	-98.41	-212.64	420.15	391.17	315.77

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	200.43	207.84	143.8	138.53	147.4	229.53
Total Debt	2,289	3,074	5,605	7,023	6,174	4,457
Net Cash (Debt)	-2,289	-3,074	-5,605	-7,023	-6,174	-4,457
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-13.69	-18.38	-32.88	-47.27	-52.68	-64.91

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	913.84	432.12	274.82	51.13	359.15	-133.64
Capital Expenditures	-3.03	-2.37	-1.41	-12.46	-10.97	41.75
Free Cash Flow	910.81	429.75	273.41	38.67	348.18	-91.9
Free Cash Flow Growth	140.31%	57.18%	607.08%	-88.89%	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	65.15%	69.58%	73.10%	86.81%	81.61%	74.66%
Profit Margin	54.70%	61.27%	64.38%	87.16%	82.92%	72.61%
FCF Margin	96.96%	41.20%	22.80%	1.87%	29.60%	-12.68%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.040	0.385	1.100	1.460	1.660	1.660
Dividend Per Share Growth	-79.33%	-65.00%	-24.66%	-12.05%	0%	27.69%
Dividend Yield	2.78%	59.96%	17.87%	5.46%	15.78%	0.00%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	4.62	6.75	10.15
Forward PE	-	13.45	7.64	8.42	6.60	8.11
P/FCF Ratio	-	0.83	4.06	45.67	3.54	-
PS Ratio	-1.00	0.34	0.93	0.86	1.05	1.64