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Ally Financial Inc. (ALLY)

Stock Price: $31.05 USD 0.01 (0.03%)
Updated December 2, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 11.61B
Revenue (ttm) 6.35B
Net Income (ttm) 776.00M
Shares Out 373.84M
EPS (ttm) 2.05
PE Ratio 15.15
Forward PE 8.52
Dividend $0.76
Dividend Yield 2.45%

Stock Quote

Trading Day December 2
Last Price $31.05
Previous Close $31.04
Change ($) 0.01
Change (%) 0.03%
Day's Open 30.89
Day's Range 30.29 - 31.16
Day's Volume 5,015,120
52-Week Range 11.39 - 32.19

More Stats

Market Cap 11.61B
Enterprise Value 20.41B
Earnings Date (est) n/a
Ex-Dividend Date Oct 29, 2020
Shares Outstanding 373.84M
Float n/a
EPS (basic) 2.06
EPS (diluted) 2.05
FCF / Share 9.42
Dividend $0.76
Dividend Yield 2.45%
Earnings Yield 6.60%
FCF Yield 30.33%
Payout Ratio 35.90%
Shares Short 7.71M
Short Ratio 1.52
Short % of Float n/a
Beta 1.61
PE Ratio 15.15
Forward PE 8.52
P/FCF Ratio 3.30
PS Ratio 1.83
PB Ratio 0.81
Revenue 6.35B
Operating Income 2.66B
Net Income 776.00M
Free Cash Flow 3.52B
Net Cash -8.80B
Net Cash / Share -23.53
Gross Margin 112.43%
Operating Margin 41.87%
Profit Margin 12.20%
FCF Margin 55.47%
ROA 0.43%
ROE 5.46%
ROIC 0.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (16)

Buy 15
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$34.50*
(11.11% upside)
Low
28.0
Current: $31.05
High
40.0
Target: 34.50
*Average 12-month price target from 16 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue6,3945,8045,7655,4374,8614,6514,2634,4653,4125,722
Revenue Growth10.17%0.68%6.03%11.85%4.52%9.1%-4.52%30.86%-40.37%-
Gross Profit6,0735,5095,4335,0954,5684,2413,8584,0112,9605,175
Operating Income2,9652,5402,6552,4982,1001,703858843-16.00749
Net Income1,7151,2639291,0671,2891,1503611,196-1571,029
Shares Outstanding380413442472482480420413413248
Earnings Per Share4.342.952.042.15-2.661.83-1.640.96-2.23-3.35
EPS Growth47.12%44.61%-5.12%-------
Dividend Per Share0.680.560.400.16------
Dividend Growth21.43%40%150%-------
Operating Cash Flow4,0504,1504,0794,5675,1113,4032,5015,0495,49311,607
Free Cash Flow4,0504,1504,0794,5675,1113,4032,5015,0495,49311,607
Cash & Equivalents3,5554,5374,2525,9346,3805,5765,5317,51313,03511,670
Total Debt39,55854,18055,63966,80174,33573,44278,01082,022100,56594,120
Net Cash / Debt-36,003-49,643-51,387-60,867-67,955-67,866-72,479-74,509-87,530-82,450
Assets180,644178,869167,148163,728158,581151,631151,167182,347184,059172,008
Liabilities166,228165,601153,654150,411145,142136,232136,959162,449164,779151,519
Book Value14,41613,26813,49413,31713,43915,39914,20819,89819,28020,489
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Ally Financial Inc.
Country United States
Employees 8,700
CEO Jeffrey Brown

Stock Information

Ticker Symbol ALLY
Stock Exchange NYSE
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: ALLY
IPO Date January 28, 2014

Description

Ally Financial, a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. The Mortgage Finance Operations segment manages held-for-investment consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company, through its subsidiary, Ally Bank, also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.