Ally Financial Inc. (ALLY)
Stock Price Chart
Key Info
| Market Cap | 8.57B |
| Revenue (ttm) | 5.53B |
| Net Income (ttm) | 681.00M |
| Shares Out | 373.84M |
| EPS (ttm) | 1.79 |
| PE Ratio | 12.80 |
| Forward PE | 14.93 |
| Dividend | $0.76 |
| Dividend Yield | 3.32% |
Stock Quote
| Trading Day | Aug 11, 2020 |
| Last Price | $22.92 |
| Previous Close | $21.99 |
| Change ($) | 0.93 |
| Change (%) | 4.23% |
| Day's Open | 22.80 |
| Day's Range | 22.47 - 23.17 |
| Day's Volume | 2,904,852 |
| 52-Week Range | 10.22 - 35.42 |
More Stats
| Market Cap | 8.57B |
| Enterprise Value | 22.30B |
| Earnings Date (est) | Oct 21, 2020 |
| Ex-Dividend Date | Jul 30, 2020 |
| Shares Outstanding | 373.84M |
| Float | 372.39M |
| EPS (basic) | 1.76 |
| EPS (diluted) | 1.79 |
| FCF / Share | 9.03 |
| Dividend | $0.76 |
| Dividend Yield | 3.32% |
| Earnings Yield | 7.81% |
| FCF Yield | 39.31% |
| Payout Ratio | n/a |
| Shares Short | 11.21M |
| Short Ratio | 1.89 |
| Short % of Float | 3.34% |
| Beta | 1.57 |
| PE Ratio | 12.80 |
| Forward PE | 14.93 |
| P/FCF Ratio | 2.54 |
| PS Ratio | 1.55 |
| PB Ratio | 0.57 |
| Revenue | 5.53B |
| Operating Income | 2.64B |
| Net Income | 681.00M |
| Free Cash Flow | 3.37B |
| Net Cash | -13.73B |
| Net Cash / Share | -36.74 |
| Gross Margin | 115.27% |
| Operating Margin | 47.76% |
| Profit Margin | 10.90% |
| FCF Margin | 60.88% |
| ROA | 0.38% |
| ROE | 4.87% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,394 | 5,804 | 5,765 | 5,437 | 4,861 | 4,651 | 4,263 | 4,465 | 3,412 | 5,722 |
| Revenue Growth | 10.17% | 0.68% | 6.03% | 11.85% | 4.52% | 9.1% | -4.52% | 30.86% | -40.37% | - |
| Gross Profit | 6,073 | 5,509 | 5,433 | 5,095 | 4,568 | 4,241 | 3,858 | 4,011 | 2,960 | 5,175 |
| Operating Income | 2,965 | 2,540 | 2,655 | 2,498 | 2,100 | 1,703 | 858 | 843 | -16.00 | 749 |
| Net Income | 1,715 | 1,263 | 929 | 1,067 | 1,289 | 1,150 | 361 | 1,196 | -157 | 1,029 |
| Shares Outstanding | 380 | 413 | 442 | 472 | 482 | 480 | 420 | 413 | 413 | 248 |
| Earnings Per Share | 4.34 | 2.95 | 2.04 | 2.15 | -2.66 | 1.83 | -1.64 | 0.96 | -2.23 | -3.35 |
| EPS Growth | 47.12% | 44.61% | -5.12% | - | - | - | - | - | - | - |
| Dividend Per Share | 0.68 | 0.56 | 0.40 | 0.16 | - | - | - | - | - | - |
| Dividend Growth | 21.43% | 40% | 150% | - | - | - | - | - | - | - |
| Operating Cash Flow | 4,050 | 4,150 | 4,079 | 4,567 | 5,111 | 3,403 | 2,501 | 5,049 | 5,493 | 11,607 |
| Free Cash Flow | 4,050 | 4,150 | 4,079 | 4,567 | 5,111 | 3,403 | 2,501 | 5,049 | 5,493 | 11,607 |
| Cash & Equivalents | 3,555 | 4,537 | 4,252 | 5,934 | 6,380 | 5,576 | 5,531 | 7,513 | 13,035 | 11,670 |
| Total Debt | 39,558 | 54,180 | 55,639 | 66,801 | 74,335 | 73,442 | 78,010 | 82,022 | 100,565 | 94,120 |
| Net Cash / Debt | -36,003 | -49,643 | -51,387 | -60,867 | -67,955 | -67,866 | -72,479 | -74,509 | -87,530 | -82,450 |
| Assets | 180,644 | 178,869 | 167,148 | 163,728 | 158,581 | 151,631 | 151,167 | 182,347 | 184,059 | 172,008 |
| Liabilities | 166,228 | 165,601 | 153,654 | 150,411 | 145,142 | 136,232 | 136,959 | 162,449 | 164,779 | 151,519 |
| Book Value | 14,416 | 13,268 | 13,494 | 13,317 | 13,439 | 15,399 | 14,208 | 19,898 | 19,280 | 20,489 |
Company Profile
Company Details
| Full Name | Ally Financial Inc. |
| Country | United States |
| Employees | 8,700 |
| CEO | Jeffrey Jonathan Brown |
Stock Information
| Ticker Symbol | ALLY |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial |
| Industry | Mortgage Investment |
| Unique Identifier | NYSE: ALLY |
| IPO Date | January 28, 2014 |
Description
Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. The Mortgage Finance Operations segment manages held-for-investment consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company, through its subsidiary, Ally Bank, also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.