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Ally Financial Inc. (ALLY)

Stock Price: $22.92 USD 0.93 (4.23%)
Updated Aug 11, 2020 2:30 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 8.57B
Revenue (ttm) 5.53B
Net Income (ttm) 681.00M
Shares Out 373.84M
EPS (ttm) 1.79
PE Ratio 12.80
Forward PE 14.93
Dividend $0.76
Dividend Yield 3.32%

Stock Quote

Trading Day Aug 11, 2020
Last Price $22.92
Previous Close $21.99
Change ($) 0.93
Change (%) 4.23%
Day's Open 22.80
Day's Range 22.47 - 23.17
Day's Volume 2,904,852
52-Week Range 10.22 - 35.42

More Stats

Market Cap 8.57B
Enterprise Value 22.30B
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date Jul 30, 2020
Shares Outstanding 373.84M
Float 372.39M
EPS (basic) 1.76
EPS (diluted) 1.79
FCF / Share 9.03
Dividend $0.76
Dividend Yield 3.32%
Earnings Yield 7.81%
FCF Yield 39.31%
Payout Ratio n/a
Shares Short 11.21M
Short Ratio 1.89
Short % of Float 3.34%
Beta 1.57
PE Ratio 12.80
Forward PE 14.93
P/FCF Ratio 2.54
PS Ratio 1.55
PB Ratio 0.57
Revenue 5.53B
Operating Income 2.64B
Net Income 681.00M
Free Cash Flow 3.37B
Net Cash -13.73B
Net Cash / Share -36.74
Gross Margin 115.27%
Operating Margin 47.76%
Profit Margin 10.90%
FCF Margin 60.88%
ROA 0.38%
ROE 4.87%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (16)

Buy 15
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$27.72*
(20.94% upside)
Low
23.0
Current: $22.92
High
34.0
Target: 27.72
*Average 12-month price target from 16 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue6,3945,8045,7655,4374,8614,6514,2634,4653,4125,722
Revenue Growth10.17%0.68%6.03%11.85%4.52%9.1%-4.52%30.86%-40.37%-
Gross Profit6,0735,5095,4335,0954,5684,2413,8584,0112,9605,175
Operating Income2,9652,5402,6552,4982,1001,703858843-16.00749
Net Income1,7151,2639291,0671,2891,1503611,196-1571,029
Shares Outstanding380413442472482480420413413248
Earnings Per Share4.342.952.042.15-2.661.83-1.640.96-2.23-3.35
EPS Growth47.12%44.61%-5.12%-------
Dividend Per Share0.680.560.400.16------
Dividend Growth21.43%40%150%-------
Operating Cash Flow4,0504,1504,0794,5675,1113,4032,5015,0495,49311,607
Free Cash Flow4,0504,1504,0794,5675,1113,4032,5015,0495,49311,607
Cash & Equivalents3,5554,5374,2525,9346,3805,5765,5317,51313,03511,670
Total Debt39,55854,18055,63966,80174,33573,44278,01082,022100,56594,120
Net Cash / Debt-36,003-49,643-51,387-60,867-67,955-67,866-72,479-74,509-87,530-82,450
Assets180,644178,869167,148163,728158,581151,631151,167182,347184,059172,008
Liabilities166,228165,601153,654150,411145,142136,232136,959162,449164,779151,519
Book Value14,41613,26813,49413,31713,43915,39914,20819,89819,28020,489
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Ally Financial Inc.
Country United States
Employees 8,700
CEO Jeffrey Jonathan Brown

Stock Information

Ticker Symbol ALLY
Stock Exchange New York Stock Exchange
Sector Financial
Industry Mortgage Investment
Unique Identifier NYSE: ALLY
IPO Date January 28, 2014

Description

Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. The Mortgage Finance Operations segment manages held-for-investment consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company, through its subsidiary, Ally Bank, also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.