Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	128.94	127.96	114.26	96.79	86.71	99.25
Interest Income on Investments	39.39	43.43	58.08	66.33	35.11	13.83
Total Interest Income	168.33	171.39	172.35	163.12	121.82	113.08
Interest Paid on Deposits	33.13	36.5	43.36	31.55	6.82	2.39
Interest Paid on Borrowings	9.86	10.21	8.96	19.16	5.39	1.66
Total Interest Expense	43	46.7	52.32	50.72	12.2	4.05
Net Interest Income	125.34	124.69	120.03	112.41	109.62	109.03
Net Interest Income Growth	1.83%	3.88%	6.78%	2.54%	0.54%	4.00%
Gain (Loss) on Sale of Assets	0.33	-0.05	3.78	15.27	-0.01	0.18
Gain (Loss) on Sale of Investments	0.6	0.12	-2.93	-14.4	1.41	0.34
Other Non-Interest Income	6.91	7.03	6.49	6.42	6.27	5.25
Total Non-Interest Income	31.59	30.59	31.52	30.4	30.77	28.08
Non-Interest Income Growth	2.70%	-2.96%	3.69%	-1.20%	9.58%	7.38%
Revenues Before Loan Losses	156.93	155.28	151.55	142.81	140.39	137.11
Provision for Loan Losses	-0.66	6.1	4.79	3.68	10.67	-3.65
Revenue	157.59	149.18	146.76	139.12	129.72	140.76
Revenue Growth	9.07%	1.65%	5.49%	7.25%	-7.84%	14.96%
Salaries and Employee Benefits	47.85	48.85	48.38	49.23	45.77	41.44
Occupancy Expenses	8.03	7.94	7.87	7.86	7.52	7.64
Selling, General & Administrative	8.2	8.34	7.88	6.26	5.21	4.72
Other Non-Interest Expense	26.59	27.72	28.76	29.31	26.3	29.77
Total Non-Interest Expense	90.67	92.84	92.89	92.66	84.8	83.56
EBT Excluding Unusual Items	66.92	56.34	53.87	46.46	44.92	57.2
Pretax Income	66.92	56.34	53.87	46.46	44.92	57.2
Income Tax Expense	16.31	14.02	13.31	11.62	11.26	14.19
Net Income	50.61	42.33	40.56	34.84	33.66	43.01
Net Income to Common	50.61	42.33	40.56	34.84	33.66	43.01
Net Income Growth	27.18%	4.36%	16.41%	3.52%	-21.75%	21.35%
Basic Shares Outstanding	13	13	14	15	15	15
Diluted Shares Outstanding	13	14	14	15	15	15
Shares Change	-5.37%	-5.58%	-2.32%	-1.90%	-2.15%	0.48%
EPS (Basic)	3.90	3.14	2.84	2.37	2.25	2.82
EPS (Diluted)	3.86	3.11	2.82	2.36	2.24	2.80
EPS Growth	34.15%	10.28%	19.49%	5.36%	-20.00%	20.69%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.050	1.010	0.940	0.920	0.920	0.870
Dividend Growth	7.14%	7.45%	2.17%	0%	5.75%	8.75%
Effective Tax Rate	24.37%	24.88%	24.70%	25.01%	25.06%	24.80%

SEC Filings: 10-K · 10-Q