Bank7 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	120.41	117.51	119.42	109.84	74.4	55.77
Interest Income on Investments	9.05	11.25	12.12	11.7	4.35	0.52
Total Interest Income	129.46	128.76	131.54	121.54	78.75	56.29
Interest Paid on Deposits	38.8	40.89	45.35	39	9.32	3.05
Total Interest Expense	38.8	40.89	45.35	39	9.32	3.05
Net Interest Income	90.66	87.87	86.2	82.55	69.43	53.24
Net Interest Income Growth	3.80%	1.95%	4.42%	18.90%	30.41%	12.88%
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.01	-0.02	-0.13	-
Other Non-Interest Income	4.94	7.57	10.29	8.39	2.17	1.7
Total Non-Interest Income	5.88	8.5	11.25	9.24	2.94	2.25
Non-Interest Income Growth	-35.17%	-24.45%	21.77%	214.46%	30.62%	35.13%
Revenues Before Loan Losses	96.54	96.38	97.45	91.79	72.37	55.49
Provision for Loan Losses	-	0.7	-	21.15	4.47	4.18
Revenue	96.54	95.68	97.45	70.64	67.9	51.31
Revenue Growth	0.87%	-1.82%	37.95%	4.04%	32.33%	18.02%
Salaries and Employee Benefits	21.01	19.57	18.32	15.22	15.66	10.94
Federal Deposit Insurance	1.05	0.81	1.2	1.54	1.34	0.6
Selling, General & Administrative	12.87	11.16	9.89	8.92	9.07	6.55
Other Non-Interest Expense	7.01	7.36	7.69	7.74	2.57	2.3
Total Non-Interest Expense	41.93	38.91	37.1	33.42	28.64	20.4
EBT Excluding Unusual Items	54.61	56.77	60.35	37.22	39.26	30.91
Pretax Income	54.61	56.77	60.35	37.22	39.26	30.91
Income Tax Expense	13.27	13.7	14.66	8.95	9.62	7.76
Net Income	41.34	43.07	45.7	28.28	29.64	23.16
Net Income to Common	41.34	43.07	45.7	28.28	29.64	23.16
Net Income Growth	-4.74%	-5.75%	61.62%	-4.60%	27.98%	20.21%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	10	10	9	9	9	9
Shares Change	0.43%	1.34%	1.98%	0.65%	1.24%	-3.07%
EPS (Basic)	4.35	4.56	4.92	3.09	3.26	2.56
EPS (Diluted)	4.30	4.50	4.84	3.05	3.22	2.55
EPS Growth	-5.31%	-7.03%	58.69%	-5.28%	26.27%	24.39%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.110	1.020	0.900	0.740	0.520	0.450
Dividend Growth	12.12%	13.33%	21.62%	42.31%	15.56%	9.76%
Effective Tax Rate	24.30%	24.13%	24.28%	24.04%	24.50%	25.09%

SEC Filings: 10-K · 10-Q