Bank7 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	121.81	117.51	119.42	109.84	74.4	55.77
Interest Income on Investments	9.43	11.25	12.12	11.7	4.35	0.52
Total Interest Income	131.25	128.76	131.54	121.54	78.75	56.29
Interest Paid on Deposits	39.86	40.89	45.35	39	9.32	3.05
Total Interest Expense	39.86	40.89	45.35	39	9.32	3.05
Net Interest Income	91.39	87.87	86.2	82.55	69.43	53.24
Net Interest Income Growth	6.85%	1.95%	4.42%	18.90%	30.41%	12.88%
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.01	-0.02	-0.13	-
Other Non-Interest Income	6.07	7.57	10.29	8.39	2.17	1.7
Total Non-Interest Income	7.02	8.5	11.25	9.24	2.94	2.25
Non-Interest Income Growth	-33.42%	-24.45%	21.77%	214.46%	30.62%	35.13%
Revenues Before Loan Losses	98.41	96.38	97.45	91.79	72.37	55.49
Provision for Loan Losses	0.7	0.7	-	21.15	4.47	4.18
Revenue	97.71	95.68	97.45	70.64	67.9	51.31
Revenue Growth	1.70%	-1.82%	37.95%	4.04%	32.33%	18.02%
Salaries and Employee Benefits	21.26	19.57	18.32	15.22	15.66	10.94
Federal Deposit Insurance	1.04	0.81	1.2	1.54	1.34	0.6
Selling, General & Administrative	11.94	11.16	9.89	8.92	9.07	6.55
Other Non-Interest Expense	8.29	7.36	7.69	7.74	2.57	2.3
Total Non-Interest Expense	42.52	38.91	37.1	33.42	28.64	20.4
EBT Excluding Unusual Items	55.18	56.77	60.35	37.22	39.26	30.91
Pretax Income	55.18	56.77	60.35	37.22	39.26	30.91
Income Tax Expense	13.2	13.7	14.66	8.95	9.62	7.76
Net Income	41.98	43.07	45.7	28.28	29.64	23.16
Net Income to Common	41.98	43.07	45.7	28.28	29.64	23.16
Net Income Growth	-5.29%	-5.75%	61.62%	-4.60%	27.98%	20.21%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	10	10	9	9	9	9
Shares Change	0.52%	1.34%	1.98%	0.65%	1.24%	-3.07%
EPS (Basic)	4.43	4.56	4.92	3.09	3.26	2.56
EPS (Diluted)	4.37	4.50	4.84	3.05	3.22	2.55
EPS Growth	-6.03%	-7.03%	58.69%	-5.28%	26.27%	24.39%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.080	1.020	0.900	0.740	0.520	0.450
Dividend Growth	12.50%	13.33%	21.62%	42.31%	15.56%	9.76%
Effective Tax Rate	23.92%	24.13%	24.28%	24.04%	24.50%	25.09%

SEC Filings: 10-K · 10-Q