First Busey Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	569.61	322.61	320.62	323.63	270.7
Net Interest Income Growth	76.56%	0.62%	-0.93%	19.55%	-4.32%
Non-Interest Income	149.98	139.68	121.21	126.61	132.8
Non-Interest Income Growth	7.37%	15.24%	-4.26%	-4.66%	12.29%
Revenues Before Loan Losses	719.58	462.29	441.84	450.24	403.5
Provision for Credit Losses	-52.74	-7.5	-2.86	-4.62	15.1
Revenue	772.33	469.79	444.7	454.86	388.4
Revenue Growth (YoY)	64.40%	5.64%	-2.24%	17.11%	-11.73%
Compensation Expenses	289.06	175.62	162.6	159.02	145.31
Selling, General & Admin	99.97	65.47	55.83	54.55	56.06
Other Non-Interest Expenses	91.16	60.41	66.65	70.32	60.41
Total Non-Interest Expense	480.2	301.49	285.07	283.88	261.78
Pretax Income	292.13	168.29	159.62	170.98	126.62
Provision for Income Taxes	-51.38	-39.61	-31.34	-33.43	-33.37
Net Income	145.14	113.69	122.57	128.31	123.45
Net Income Attributable to Preferred Dividends	-9.88	-	-	-	-
Net Income to Common	145.14	113.69	122.57	128.31	123.45
Net Income Growth	27.66%	-7.24%	-4.48%	3.94%	23.03%
Shares Outstanding (Basic)	84	57	55	49	55
Shares Outstanding (Diluted)	85	58	56	50	56
Shares Change (YoY)	47.95%	2.29%	12.51%	-10.72%	2.16%
EPS (Basic)	1.49	2.01	2.21	1.24	2.23
EPS (Diluted)	1.47	1.98	2.18	1.23	2.20
EPS Growth	-25.76%	-9.17%	77.24%	-44.09%	20.22%
Free Cash Flow	172.95	171.84	163.86	160.8	156.97
Free Cash Flow Growth	0.65%	4.87%	1.90%	2.44%	-1.26%
Free Cash Flow Per Share	2.03	2.99	2.91	3.22	2.80
Dividends Per Share	1.000	0.960	0.960	0.920	0.920
Dividend Growth	4.17%	-	4.35%	-	4.54%
Profit Margin	20.28%	25.00%	27.92%	28.79%	29.49%
FCF Margin	25.94%	37.78%	37.33%	36.08%	37.50%
EBITDA	30.2	20.56	31.7	21.5	33.74
EBITDA Margin	4.53%	4.52%	7.22%	4.82%	8.06%
Effective Tax Rate	-27.53%	-25.84%	-20.36%	-20.67%	-21.28%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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