Bridgewater Bancshares, Inc. (BWB)
NASDAQ: BWB · Real-Time Price · USD
15.23
+0.83 (5.76%)
Apr 28, 2025, 4:00 PM EDT - Market closed
Bridgewater Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2019 |
| Interest Income on Loans | 208.97 | 204.73 | 191.4 | 146.26 | 118.85 | 105.49 | Upgrade
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| Interest Income on Investments | 43.97 | 41.17 | 30.95 | 17.44 | 10.03 | 9.33 | Upgrade
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| Total Interest Income | 252.94 | 245.9 | 222.36 | 163.7 | 128.88 | 114.83 | Upgrade
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| Interest Paid on Deposits | 130.72 | 128.81 | 96.05 | 23.38 | 13.84 | 19.81 | Upgrade
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| Interest Paid on Borrowings | 14.45 | 14.9 | 21.14 | 10.62 | 5.53 | 7.05 | Upgrade
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| Total Interest Expense | 145.17 | 143.71 | 117.18 | 34 | 19.37 | 26.86 | Upgrade
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| Net Interest Income | 107.77 | 102.19 | 105.17 | 129.7 | 109.51 | 87.96 | Upgrade
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| Net Interest Income Growth (YoY) | 6.45% | -2.83% | -18.91% | 18.44% | 24.49% | 18.66% | Upgrade
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| Gain (Loss) on Sale of Investments | 0.29 | 0.39 | -0.03 | -0.33 | 0.19 | 0.77 | Upgrade
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| Other Non-Interest Income | 7.54 | 6.92 | 6.53 | 6.25 | 4.56 | 4.34 | Upgrade
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| Total Non-Interest Income | 7.9 | 7.37 | 6.49 | 5.92 | 4.75 | 5.1 | Upgrade
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| Non-Interest Income Growth (YoY) | 29.46% | 13.48% | 9.61% | 24.80% | -6.94% | 748.75% | Upgrade
|
| Revenues Before Loan Losses | 115.67 | 109.56 | 111.67 | 135.62 | 114.26 | 93.07 | Upgrade
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| Provision for Loan Losses | 4.28 | 3.53 | -0.18 | 7.7 | 5.15 | 12.75 | Upgrade
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| Revenue | 111.39 | 106.04 | 111.84 | 127.92 | 109.11 | 80.32 | Upgrade
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| Revenue Growth (YoY) | 3.73% | -5.19% | -12.57% | 17.25% | 35.85% | 11.50% | Upgrade
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| Salaries and Employee Benefits | 37.6 | 35.66 | 32.58 | 33.6 | 28.46 | 23.9 | Upgrade
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| Occupancy Expenses | 3.72 | 3.54 | 3.63 | 3.6 | 3.86 | 2.06 | Upgrade
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| Federal Deposit Insurance | 2.53 | 2.96 | 3.69 | 1.37 | 1.31 | - | Upgrade
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| Amortization of Goodwill & Intangibles | 0.3 | 0.08 | 0.1 | 0.19 | 0.19 | - | Upgrade
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| Selling, General & Administrative | 15.64 | 15.15 | 13.45 | 12.72 | 9.87 | 3.66 | Upgrade
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| Other Non-Interest Expense | 6.46 | 5.91 | 5.87 | 4.74 | 3.26 | 7.99 | Upgrade
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| Total Non-Interest Expense | 66.25 | 63.3 | 59.32 | 56.21 | 46.95 | 37.61 | Upgrade
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| EBT Excluding Unusual Items | 45.15 | 42.74 | 52.52 | 71.71 | 62.16 | 42.71 | Upgrade
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| Other Unusual Items | - | - | - | - | -0.58 | -7.04 | Upgrade
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| Pretax Income | 45.15 | 42.74 | 52.52 | 71.71 | 61.57 | 35.67 | Upgrade
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| Income Tax Expense | 10.52 | 9.91 | 12.56 | 18.32 | 15.89 | 8.47 | Upgrade
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| Net Income | 34.63 | 32.83 | 39.96 | 53.39 | 45.69 | 27.19 | Upgrade
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| Preferred Dividends & Other Adjustments | 4.05 | 4.05 | 4.05 | 4.05 | 1.17 | - | Upgrade
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| Net Income to Common | 30.57 | 28.77 | 35.91 | 49.34 | 44.52 | 27.19 | Upgrade
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| Net Income Growth | -4.21% | -17.85% | -25.16% | 16.86% | 68.00% | -13.40% | Upgrade
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| Basic Shares Outstanding | 27 | 27 | 28 | 28 | 28 | 29 | Upgrade
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| Diluted Shares Outstanding | 28 | 28 | 28 | 29 | 29 | 29 | Upgrade
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| Shares Change (YoY) | -1.01% | -1.31% | -1.23% | -1.04% | -0.69% | -2.76% | Upgrade
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| EPS (Basic) | 1.11 | 1.05 | 1.29 | 1.78 | 1.59 | 0.95 | Upgrade
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| EPS (Diluted) | 1.10 | 1.03 | 1.27 | 1.72 | 1.54 | 0.93 | Upgrade
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| EPS Growth | -3.47% | -18.90% | -26.16% | 11.69% | 65.59% | -11.43% | Upgrade
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| Effective Tax Rate | 23.30% | 23.19% | 23.92% | 25.54% | 25.80% | 23.75% | Upgrade
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Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.