Bridgewater Bancshares, Inc. (BWB)
NASDAQ: BWB · Real-Time Price · USD
20.59
-0.08 (-0.39%)
Oct 23, 2026, 2:26 PM EDT - Market open
Bridgewater Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 262.56 | 123.51 | 229.76 | 128.56 | 87.04 | 143.47 |
Investment Securities | 598.71 | 557.54 | 545.53 | 389.09 | 318.5 | 321.3 |
Trading Asset Securities | - | 34.9 | 43.16 | 32.59 | 38.12 | 9.71 |
Mortgage-Backed Securities | - | 245.67 | 244.89 | 235.32 | 237.78 | 124.54 |
Total Investments | 598.71 | 838.11 | 833.57 | 656.99 | 594.4 | 455.56 |
Gross Loans | 4,507 | 4,310 | 3,869 | 3,724 | 3,569 | 2,819 |
Allowance for Loan Losses | -57.82 | -56.44 | -52.28 | -50.49 | -48 | -40.02 |
Other Adjustments to Gross Loans | -8.89 | -8.97 | -6.8 | -6.57 | -9.29 | -9.54 |
Net Loans | 4,440 | 4,244 | 3,809 | 3,667 | 3,512 | 2,770 |
Property, Plant & Equipment | 52.53 | 52.95 | 51.07 | 50.82 | 50.92 | 49.4 |
Goodwill | 11.98 | 11.98 | 11.98 | 2.63 | 2.63 | 2.63 |
Other Intangible Assets | 6.25 | 6.93 | 7.85 | 0.19 | 0.29 | 0.48 |
Accrued Interest Receivable | 16.82 | 18.93 | 17.71 | 16.7 | 13.48 | 9.19 |
Long-Term Deferred Tax Assets | - | 18.32 | 21.93 | 23.93 | 22.92 | 11.89 |
Other Long-Term Assets | 205.31 | 71.04 | 63.63 | 47.86 | 42.23 | 29.9 |
Total Assets | 5,615 | 5,407 | 5,066 | 4,612 | 4,346 | 3,478 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,579 | 3,239 | 3,131 | 2,815 | 2,440 | 2,012 |
Institutional Deposits | - | 158.7 | 155 | 138.4 | 92.3 | 59.6 |
Non-Interest Bearing Deposits | 893.82 | 923.07 | 800.76 | 756.96 | 884.27 | 875.08 |
Total Deposits | 4,473 | 4,320 | 4,087 | 3,710 | 3,417 | 2,946 |
Short-Term Borrowings | - | 9.86 | 8.21 | 8.6 | 296.54 | 1.57 |
Current Portion of Long-Term Debt | - | 319.5 | 288 | 233 | 83 | - |
Current Portion of Leases | - | 0.54 | - | - | - | - |
Accrued Interest Payable | 4.37 | 3.23 | 4.01 | 5.28 | 2.83 | 1.41 |
Long-Term Debt | 108.95 | 108.68 | 93.42 | 93.04 | 92.66 | 92.24 |
Federal Home Loan Bank Debt, Long-Term | 396 | 80 | 71.5 | 86.5 | 14 | 42.5 |
Long-Term Leases | - | 0.9 | 1.58 | 1.97 | 2.5 | - |
Other Long-Term Liabilities | 91.75 | 46.83 | 54.82 | 48.13 | 43.53 | 14.44 |
Total Liabilities | 5,074 | 4,890 | 4,608 | 4,186 | 3,952 | 3,098 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 66.51 | 66.51 | 66.51 | 66.51 | 66.51 | 66.51 |
Common Stock | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
Additional Paid-In Capital | 102.61 | 98.29 | 95.09 | 96.32 | 96.53 | 104.12 |
Retained Earnings | 394.86 | 351.46 | 309.42 | 280.65 | 248.69 | 199.35 |
Comprehensive Income & Other | -22.86 | 0.56 | -13.36 | -18.25 | -17.94 | 9.01 |
Total Common Equity | 474.88 | 450.58 | 391.42 | 359 | 327.55 | 312.76 |
Shareholders' Equity | 541.39 | 517.1 | 457.94 | 425.52 | 394.06 | 379.27 |
Total Liabilities & Equity | 5,615 | 5,407 | 5,066 | 4,612 | 4,346 | 3,478 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 504.95 | 519.48 | 462.71 | 423.11 | 488.69 | 136.31 |
Net Cash (Debt) | -242.39 | -361.07 | -185.42 | -261.96 | -362.35 | 18.76 |
Net Cash Growth | - | - | - | - | - | -9.47% |
Net Cash Per Share | -8.49 | -12.82 | -6.64 | -9.25 | -12.64 | 0.65 |
Filing Date Shares Outstanding | 27.96 | 27.82 | 27.6 | 27.71 | 27.76 | 28.21 |
Total Common Shares Outstanding | 27.96 | 27.76 | 27.55 | 27.75 | 27.75 | 28.21 |
Book Value Per Share | 16.98 | 16.23 | 14.21 | 12.94 | 11.80 | 11.09 |
Tangible Book Value | 456.65 | 431.67 | 371.59 | 356.19 | 324.64 | 309.65 |
Tangible Book Value Per Share | 16.33 | 15.55 | 13.49 | 12.84 | 11.70 | 10.98 |