Bridgewater Bancshares Statistics
Total Valuation
BWB has a market cap or net worth of $568.13 million. The enterprise value is $780.77 million.
| Market Cap | 568.13M |
| Enterprise Value | 780.77M |
Important Dates
The last earnings date was Tuesday, October 20, 2026, after market close.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BWB has 28.01 million shares outstanding. The number of shares has increased by 1.84% in one year.
| Current Share Class | 28.01M |
| Shares Outstanding | 28.01M |
| Shares Change (YoY) | +1.84% |
| Shares Change (QoQ) | +0.72% |
| Owned by Insiders (%) | 19.14% |
| Owned by Institutions (%) | 65.89% |
| Float | 22.65M |
Valuation Ratios
The trailing PE ratio is 10.40 and the forward PE ratio is 10.29.
| PE Ratio | 10.40 |
| Forward PE | 10.29 |
| PS Ratio | 3.48 |
| Forward PS | 3.25 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 7.73 |
| P/OCF Ratio | 7.20 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.01 |
| EV / Sales | 4.78 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.96 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.51%.
| Return on Equity (ROE) | 11.51% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.02% |
| Revenue Per Employee | $453,381 |
| Profits Per Employee | $154,781 |
| Employee Count | 360 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BWB has paid $17.80 million in taxes.
| Income Tax | 17.80M |
| Effective Tax Rate | 22.94% |
Stock Price Statistics
The stock price has increased by +20.79% in the last 52 weeks. The beta is 0.63, so BWB's price volatility has been lower than the market average.
| Beta (5Y) | 0.63 |
| 52-Week Price Change | +20.79% |
| 50-Day Moving Average | 20.69 |
| 200-Day Moving Average | 19.76 |
| Relative Strength Index (RSI) | 46.39 |
| Average Volume (20 Days) | 123,850 |
Short Selling Information
The latest short interest is 695,249, so 2.48% of the outstanding shares have been sold short.
| Short Interest | 695,249 |
| Short Previous Month | 656,057 |
| Short % of Shares Out | 2.48% |
| Short % of Float | 3.07% |
| Short Ratio (days to cover) | 6.87 |
Income Statement
In the last 12 months, BWB had revenue of $163.22 million and earned $55.72 million in profits. Earnings per share was $1.95.
| Revenue | 163.22M |
| Gross Profit | 163.22M |
| Operating Income | 81.18M |
| Pretax Income | 77.57M |
| Net Income | 55.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.95 |
Balance Sheet
The company has $307.75 million in cash and $520.40 million in debt, with a net cash position of -$212.64 million or -$7.59 per share.
| Cash & Cash Equivalents | 307.75M |
| Total Debt | 520.40M |
| Net Cash | -212.64M |
| Net Cash Per Share | -$7.59 |
| Equity (Book Value) | 541.39M |
| Book Value Per Share | 16.98 |
| Working Capital | -4.53B |
Cash Flow
In the last 12 months, operating cash flow was $78.90 million and capital expenditures -$5.44 million, giving a free cash flow of $73.46 million.
| Operating Cash Flow | 78.90M |
| Capital Expenditures | -5.44M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -8.61M |
| Free Cash Flow | 73.46M |
| FCF Per Share | $2.62 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.74% |
| Pretax Margin | 47.53% |
| Profit Margin | 36.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.01% |
Dividends & Yields
BWB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -1.84% |
| Shareholder Yield | -1.84% |
| Earnings Yield | 9.61% |
| FCF Yield | 12.93% |
Analyst Forecast
The average price target for BWB is $23.75, which is 17.11% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $23.75 |
| Price Target Difference | 17.11% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 12.53% |
| EPS Growth Forecast (3Y) | 13.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |