Bridgewater Bancshares, Inc. (BWB)
NASDAQ: BWB · Real-Time Price · USD
20.77
+0.04 (0.19%)
Nov 13, 2026, 4:00 PM EST - Market closed
Bridgewater Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 59.78 | 46.09 | 32.83 | 39.96 | 53.39 | 45.69 |
Depreciation & Amortization | 4 | 3.95 | 3.01 | 3.14 | 3.25 | 2.56 |
Other Amortization | 0.47 | 0.4 | 0.38 | 0.38 | 0.42 | 0.44 |
Gain (Loss) on Sale of Assets | 0.01 | 0.01 | -0.06 | 0.02 | 0.02 | - |
Gain (Loss) on Sale of Investments | -11.84 | -4.28 | -1.74 | 0.04 | 1.79 | 2.61 |
Provision for Credit Losses | 5.95 | 6.05 | 3.53 | -0.18 | 7.7 | 5.15 |
Accrued Interest Receivable | -17.03 | -13.95 | 2.36 | -20.9 | -13.32 | -4.06 |
Other Operating Activities | -2.67 | -3.67 | -1.3 | -0.32 | -2.16 | -4.52 |
Operating Cash Flow | 78.9 | 27.81 | 46.38 | 30.02 | 85 | 54.24 |
Operating Cash Flow Growth | 42.38% | -40.03% | 54.51% | -64.69% | 56.72% | 135.61% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -5.44 | -5.85 | -4.08 | -2.97 | -1.63 | -0.78 |
Cash Acquisitions | - | - | 17.28 | - | - | - |
Investment in Securities | 197.05 | 29.1 | -77.96 | -50.96 | -164.9 | -52.8 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -293.97 | -438.81 | -26.25 | -157.87 | -749.94 | -492.63 |
Other Investing Activities | -14.03 | -1.91 | -4.23 | 2.63 | -21.77 | -25.22 |
Investing Cash Flow | -116.39 | -417.47 | -95.24 | -209.18 | -938.24 | -571.43 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | - | 287 | - |
Long-Term Debt Issued | - | 1,313 | 997 | 679.5 | 171.75 | 29.31 |
Total Debt Issued | 1,146 | 1,313 | 997 | 679.5 | 458.75 | 29.31 |
Short-Term Debt Repaid | - | - | - | -287 | - | - |
Long-Term Debt Repaid | - | -1,258 | -957 | -457 | -117.25 | -37.25 |
Total Debt Repaid | -1,155 | -1,258 | -957 | -744 | -117.25 | -37.25 |
Net Debt Issued (Repaid) | -8.61 | 54.86 | 40 | -64.5 | 341.5 | -7.94 |
Issuance of Common Stock | 2.98 | 1.94 | 0.76 | 0.96 | 0.58 | 0.72 |
Repurchase of Common Stock | -2.34 | -2.94 | -5.9 | -5.13 | -11.52 | -2.74 |
Preferred Stock Issued | - | - | - | - | - | 66.51 |
Preferred Dividends Paid | -4.05 | -4.05 | -4.05 | -4.05 | -4.05 | -1.17 |
Total Dividends Paid | -4.05 | -4.05 | -4.05 | -4.05 | -4.05 | -1.17 |
Net Increase (Decrease) in Deposit Accounts | 180.26 | 233.6 | 119.25 | 293.41 | 470.31 | 444.6 |
Financing Cash Flow | 168.24 | 283.41 | 150.06 | 220.69 | 796.81 | 499.99 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 130.75 | -106.25 | 101.2 | 41.52 | -56.43 | -17.2 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 73.46 | 21.97 | 42.3 | 27.05 | 83.37 | 53.46 |
Free Cash Flow Growth | 50.88% | -48.07% | 56.39% | -67.56% | 55.94% | - |
Free Cash Flow Margin | 45.01% | 16.00% | 39.89% | 24.18% | 65.17% | 49.00% |
Free Cash Flow Per Share | 2.57 | 0.78 | 1.51 | 0.95 | 2.91 | 1.84 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 141.38 | 149.79 | 144.6 | 114.35 | 32.16 | 19.14 |
Cash Income Tax Paid | 16.17 | 14.28 | 5.75 | 10.39 | 20.57 | 19.38 |