Bridgewater Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2020
Cash & Equivalents	217.5	229.76	128.56	87.04	143.47	160.68	Upgrade
Investment Securities	477.89	545.53	389.09	318.5	321.3	269.23	Upgrade
Trading Asset Securities	33.42	43.16	32.59	38.12	9.71	5.59	Upgrade
Mortgage-Backed Securities	269.9	244.89	235.32	237.78	124.54	124.26	Upgrade
Total Investments	781.21	833.57	656.99	594.4	455.56	399.08	Upgrade
Gross Loans	4,146	3,869	3,724	3,569	2,819	2,326	Upgrade
Allowance for Loan Losses	-55.77	-52.28	-50.49	-48	-40.02	-34.84	Upgrade
Other Adjustments to Gross Loans	-7.63	-6.8	-6.57	-9.29	-9.54	-9.15	Upgrade
Net Loans	4,082	3,809	3,667	3,512	2,770	2,282	Upgrade
Property, Plant & Equipment	49.98	51.07	50.82	50.92	49.4	50.99	Upgrade
Goodwill	11.98	11.98	2.63	2.63	2.63	2.63	Upgrade
Other Intangible Assets	7.39	7.85	0.19	0.29	0.48	0.67	Upgrade
Accrued Interest Receivable	17.71	17.71	16.7	13.48	9.19	9.17	Upgrade
Long-Term Deferred Tax Assets	-	21.93	23.93	22.92	11.89	8.01	Upgrade
Other Real Estate Owned & Foreclosed	0.19	-	-	-	-	-	Upgrade
Other Long-Term Assets	106.85	63.63	47.86	42.23	29.9	8.66	Upgrade
Total Assets	5,297	5,066	4,612	4,346	3,478	2,927	Upgrade
Interest Bearing Deposits	3,269	3,131	2,815	2,440	2,012	1,734	Upgrade
Institutional Deposits	179.7	155	138.4	92.3	59.6	96.1	Upgrade
Non-Interest Bearing Deposits	787.87	800.76	756.96	884.27	875.08	671.9	Upgrade
Total Deposits	4,237	4,087	3,710	3,417	2,946	2,502	Upgrade
Short-Term Borrowings	10.35	8.21	8.6	296.54	1.57	6.17	Upgrade
Current Portion of Long-Term Debt	320.5	288	233	83	-	26	Upgrade
Current Portion of Leases	0.61	0.6	-	-	-	-	Upgrade
Accrued Interest Payable	4.11	4.01	5.28	2.83	1.41	1.62	Upgrade
Long-Term Debt	122.44	93.42	93.04	92.66	92.24	73.74	Upgrade
Federal Home Loan Bank Debt, Long-Term	84	71.5	86.5	14	42.5	42.5	Upgrade
Long-Term Leases	1.21	0.98	1.97	2.5	-	-	Upgrade
Other Long-Term Liabilities	40.44	54.82	48.13	43.53	14.44	10.28	Upgrade
Total Liabilities	4,820	4,608	4,186	3,952	3,098	2,662	Upgrade
Preferred Stock, Redeemable	66.51	66.51	66.51	66.51	66.51	-	Upgrade
Common Stock	0.28	0.28	0.28	0.28	0.28	0.28	Upgrade
Additional Paid-In Capital	95.17	95.09	96.32	96.53	104.12	103.71	Upgrade
Retained Earnings	328.55	309.42	280.65	248.69	199.35	154.83	Upgrade
Comprehensive Income & Other	-14.23	-13.36	-18.25	-17.94	9.01	6.58	Upgrade
Total Common Equity	409.77	391.42	359	327.55	312.76	265.41	Upgrade
Shareholders' Equity	476.28	457.94	425.52	394.06	379.27	265.41	Upgrade
Total Liabilities & Equity	5,297	5,066	4,612	4,346	3,478	2,927	Upgrade
Total Debt	539.1	462.71	423.11	488.69	136.31	148.41	Upgrade
Net Cash (Debt)	-284.29	-185.42	-261.96	-362.35	18.76	20.72	Upgrade
Net Cash Growth	-	-	-	-	-9.47%	-	Upgrade
Net Cash Per Share	-10.16	-6.64	-9.25	-12.64	0.65	0.71	Upgrade
Filing Date Shares Outstanding	27.48	27.6	27.71	27.76	28.21	28.13	Upgrade
Total Common Shares Outstanding	27.47	27.55	27.75	27.75	28.21	28.14	Upgrade
Book Value Per Share	14.92	14.21	12.94	11.80	11.09	9.43	Upgrade
Tangible Book Value	390.4	371.59	356.19	324.64	309.65	262.11	Upgrade
Tangible Book Value Per Share	14.21	13.49	12.84	11.70	10.98	9.31	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q