Bridgewater Bancshares, Inc. (BWB)

Bridgewater Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	131.82	229.76	128.56	87.04	143.47	160.68
Investment Securities	830.13	545.53	389.09	318.5	321.3	269.23
Trading Asset Securities	-	43.16	32.59	38.12	9.71	5.59
Mortgage-Backed Securities	-	244.89	235.32	237.78	124.54	124.26
Total Investments	830.13	833.57	656.99	594.4	455.56	399.08
Gross Loans	4,215	3,869	3,724	3,569	2,819	2,326
Allowance for Loan Losses	-56.39	-52.28	-50.49	-48	-40.02	-34.84
Other Adjustments to Gross Loans	-8.28	-6.8	-6.57	-9.29	-9.54	-9.15
Net Loans	4,150	3,809	3,667	3,512	2,770	2,282
Property, Plant & Equipment	50.96	51.07	50.82	50.92	49.4	50.99
Goodwill	11.98	11.98	2.63	2.63	2.63	2.63
Other Intangible Assets	7.16	7.85	0.19	0.29	0.48	0.67
Accrued Interest Receivable	19.24	17.71	16.7	13.48	9.19	9.17
Long-Term Deferred Tax Assets	-	21.93	23.93	22.92	11.89	8.01
Other Long-Term Assets	137.45	63.63	47.86	42.23	29.9	8.66
Total Assets	5,360	5,066	4,612	4,346	3,478	2,927
Interest Bearing Deposits	3,470	3,131	2,815	2,440	2,012	1,734
Institutional Deposits	-	155	138.4	92.3	59.6	96.1
Non-Interest Bearing Deposits	822.63	800.76	756.96	884.27	875.08	671.9
Total Deposits	4,293	4,087	3,710	3,417	2,946	2,502
Short-Term Borrowings	-	8.21	8.6	296.54	1.57	6.17
Current Portion of Long-Term Debt	-	288	233	83	-	26
Current Portion of Leases	-	0.6	-	-	-	-
Accrued Interest Payable	5.21	4.01	5.28	2.83	1.41	1.62
Long-Term Debt	108.59	93.42	93.04	92.66	92.24	73.74
Federal Home Loan Bank Debt, Long-Term	404.5	71.5	86.5	14	42.5	42.5
Long-Term Leases	-	0.98	1.97	2.5	-	-
Other Long-Term Liabilities	51.47	54.82	48.13	43.53	14.44	10.28
Total Liabilities	4,863	4,608	4,186	3,952	3,098	2,662
Preferred Stock, Redeemable	66.51	66.51	66.51	66.51	66.51	-
Common Stock	0.28	0.28	0.28	0.28	0.28	0.28
Additional Paid-In Capital	97.1	95.09	96.32	96.53	104.12	103.71
Retained Earnings	339.14	309.42	280.65	248.69	199.35	154.83
Comprehensive Income & Other	-5.56	-13.36	-18.25	-17.94	9.01	6.58
Total Common Equity	430.95	391.42	359	327.55	312.76	265.41
Shareholders' Equity	497.46	457.94	425.52	394.06	379.27	265.41
Total Liabilities & Equity	5,360	5,066	4,612	4,346	3,478	2,927
Total Debt	513.09	462.71	423.11	488.69	136.31	148.41
Net Cash (Debt)	-377.61	-185.42	-261.96	-362.35	18.76	20.72
Net Cash Growth	-	-	-	-	-9.47%	-
Net Cash Per Share	-13.51	-6.64	-9.25	-12.64	0.65	0.71
Filing Date Shares Outstanding	27.58	27.6	27.71	27.76	28.21	28.13
Total Common Shares Outstanding	27.58	27.55	27.75	27.75	28.21	28.14
Book Value Per Share	15.62	14.21	12.94	11.80	11.09	9.43
Tangible Book Value	411.81	371.59	356.19	324.64	309.65	262.11
Tangible Book Value Per Share	14.93	13.49	12.84	11.70	10.98	9.31

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q