Bridgewater Bancshares, Inc. (BWB)

Bridgewater Bancshares Statistics

Total Valuation

BWB has a market cap or net worth of $446.05 million. The enterprise value is $804.27 million.

Market Cap	446.05M
Enterprise Value	804.27M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	n/a

Share Statistics

BWB has 27.58 million shares outstanding. The number of shares has increased by 0.25% in one year.

Current Share Class	27.58M
Shares Outstanding	27.58M
Shares Change (YoY)	+0.25%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	20.49%
Owned by Institutions (%)	63.78%
Float	21.93M

Valuation Ratios

The trailing PE ratio is 12.25 and the forward PE ratio is 9.31.

PE Ratio	12.25
Forward PE	9.31
PS Ratio	3.49
Forward PS	2.80
PB Ratio	1.04
P/TBV Ratio	1.08
P/FCF Ratio	9.16
P/OCF Ratio	8.05
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.79
EV / Sales	6.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.52

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.63%.

Return on Equity (ROE)	8.63%
Return on Assets (ROA)	0.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$438,769
Profits Per Employee	$127,255
Employee Count	290
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BWB has paid $12.44 million in taxes.

Income Tax	12.44M
Effective Tax Rate	23.30%

Stock Price Statistics

The stock price has increased by +8.60% in the last 52 weeks. The beta is 0.66, so BWB's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+8.60%
50-Day Moving Average	16.95
200-Day Moving Average	15.50
Relative Strength Index (RSI)	40.34
Average Volume (20 Days)	95,462

Short Selling Information

The latest short interest is 261,096, so 0.95% of the outstanding shares have been sold short.

Short Interest	261,096
Short Previous Month	218,450
Short % of Shares Out	0.95%
Short % of Float	1.19%
Short Ratio (days to cover)	1.98

Income Statement

In the last 12 months, BWB had revenue of $127.24 million and earned $36.90 million in profits. Earnings per share was $1.32.

Revenue	127.24M
Gross Profit	127.24M
Operating Income	56.72M
Pretax Income	53.40M
Net Income	36.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.32

Balance Sheet

The company has $167.13 million in cash and $525.35 million in debt, giving a net cash position of -$358.22 million or -$12.99 per share.

Cash & Cash Equivalents	167.13M
Total Debt	525.35M
Net Cash	-358.22M
Net Cash Per Share	-$12.99
Equity (Book Value)	497.46M
Book Value Per Share	15.62
Working Capital	-4.44B

Cash Flow

In the last 12 months, operating cash flow was $55.41 million and capital expenditures -$6.73 million, giving a free cash flow of $48.69 million.

Operating Cash Flow	55.41M
Capital Expenditures	-6.73M
Free Cash Flow	48.69M
FCF Per Share	$1.77

Margins

Gross Margin	n/a
Operating Margin	44.58%
Pretax Margin	41.97%
Profit Margin	32.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.26%

Dividends & Yields

BWB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.25%
Shareholder Yield	-0.25%
Earnings Yield	8.27%
FCF Yield	10.92%

Analyst Forecast

The average price target for BWB is $20.50, which is 26.54% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$20.50
Price Target Difference	26.54%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4