Bridgewater Bancshares, Inc. (BWB)

Bridgewater Bancshares Statistics

Total Valuation

BWB has a market cap or net worth of $553.26 million. The enterprise value is $939.59 million.

Market Cap	553.26M
Enterprise Value	939.59M

Important Dates

The last earnings date was Tuesday, January 27, 2026, after market close.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	n/a

Share Statistics

BWB has 27.76 million shares outstanding. The number of shares has increased by 0.81% in one year.

Current Share Class	27.76M
Shares Outstanding	27.76M
Shares Change (YoY)	+0.81%
Shares Change (QoQ)	+0.58%
Owned by Insiders (%)	20.41%
Owned by Institutions (%)	64.35%
Float	22.09M

Valuation Ratios

The trailing PE ratio is 13.38 and the forward PE ratio is 10.63.

PE Ratio	13.38
Forward PE	10.63
PS Ratio	3.91
Forward PS	3.36
PB Ratio	1.20
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	22.35
EV / Sales	6.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.45%.

Return on Equity (ROE)	9.45%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.06%
Revenue Per Employee	$426,407
Profits Per Employee	$130,540
Employee Count	322
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BWB has paid $13.94 million in taxes.

Income Tax	13.94M
Effective Tax Rate	23.23%

Stock Price Statistics

The stock price has increased by +43.76% in the last 52 weeks. The beta is 0.64, so BWB's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+43.76%
50-Day Moving Average	18.22
200-Day Moving Average	16.61
Relative Strength Index (RSI)	67.56
Average Volume (20 Days)	90,362

Short Selling Information

The latest short interest is 309,143, so 1.11% of the outstanding shares have been sold short.

Short Interest	309,143
Short Previous Month	357,046
Short % of Shares Out	1.11%
Short % of Float	1.40%
Short Ratio (days to cover)	3.63

Income Statement

In the last 12 months, BWB had revenue of $137.30 million and earned $42.03 million in profits. Earnings per share was $1.49.

Revenue	137.30M
Gross Profit	137.30M
Operating Income	63.70M
Pretax Income	60.03M
Net Income	42.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.49

Balance Sheet

The company has $123.51 million in cash and $508.18 million in debt, with a net cash position of -$384.67 million or -$13.86 per share.

Cash & Cash Equivalents	123.51M
Total Debt	508.18M
Net Cash	-384.67M
Net Cash Per Share	-$13.86
Equity (Book Value)	517.10M
Book Value Per Share	16.23
Working Capital	-4.18B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.39%
Pretax Margin	43.72%
Profit Margin	33.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BWB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.81%
Shareholder Yield	-0.81%
Earnings Yield	7.57%
FCF Yield	n/a

Analyst Forecast

The average price target for BWB is $22.33, which is 12.04% higher than the current price. The consensus rating is "Buy".

Price Target	$22.33
Price Target Difference	12.04%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2