Bridgewater Bancshares Statistics
Total Valuation
BWB has a market cap or net worth of $452.64 million. The enterprise value is $736.93 million.
Important Dates
The next estimated earnings date is Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
BWB has 27.48 million shares outstanding. The number of shares has decreased by -0.38% in one year.
| Current Share Class | 27.48M |
| Shares Outstanding | 27.48M |
| Shares Change (YoY) | -0.38% |
| Shares Change (QoQ) | -0.14% |
| Owned by Insiders (%) | 20.38% |
| Owned by Institutions (%) | 59.20% |
| Float | 21.88M |
Valuation Ratios
The trailing PE ratio is 13.61 and the forward PE ratio is 10.19.
| PE Ratio | 13.61 |
| Forward PE | 10.19 |
| PS Ratio | 3.79 |
| Forward PS | 2.97 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 13.13 |
| P/OCF Ratio | 11.30 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.69 |
| EV / Sales | 6.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 21.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 15.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.31%.
| Return on Equity (ROE) | 8.31% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $411,421 |
| Profits Per Employee | $117,166 |
| Employee Count | 290 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BWB has paid $11.63 million in taxes.
| Income Tax | 11.63M |
| Effective Tax Rate | 23.42% |
Stock Price Statistics
The stock price has increased by +13.18% in the last 52 weeks. The beta is 0.58, so BWB's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +13.18% |
| 50-Day Moving Average | 16.08 |
| 200-Day Moving Average | 14.76 |
| Relative Strength Index (RSI) | 58.69 |
| Average Volume (20 Days) | 46,243 |
Short Selling Information
The latest short interest is 138,704, so 0.50% of the outstanding shares have been sold short.
| Short Interest | 138,704 |
| Short Previous Month | 142,837 |
| Short % of Shares Out | 0.50% |
| Short % of Float | 0.63% |
| Short Ratio (days to cover) | 2.41 |
Income Statement
In the last 12 months, BWB had revenue of $119.31 million and earned $33.98 million in profits. Earnings per share was $1.21.
| Revenue | 119.31M |
| Gross Profit | 119.31M |
| Operating Income | 52.74M |
| Pretax Income | 44.83M |
| Net Income | 33.98M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.21 |
Full Income StatementBalance Sheet
The company has $254.81 million in cash and $539.10 million in debt, giving a net cash position of -$284.29 million or -$10.34 per share.
| Cash & Cash Equivalents | 254.81M |
| Total Debt | 539.10M |
| Net Cash | -284.29M |
| Net Cash Per Share | -$10.34 |
| Equity (Book Value) | 476.28M |
| Book Value Per Share | 14.92 |
| Working Capital | -4.30B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $40.05 million and capital expenditures -$5.59 million, giving a free cash flow of $34.46 million.
| Operating Cash Flow | 40.05M |
| Capital Expenditures | -5.59M |
| Free Cash Flow | 34.46M |
| FCF Per Share | $1.25 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.21% |
| Pretax Margin | 41.62% |
| Profit Margin | 31.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.88% |
Dividends & Yields
BWB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.38% |
| Shareholder Yield | 0.38% |
| Earnings Yield | 7.51% |
| FCF Yield | 7.61% |
Analyst Forecast
The average price target for BWB is $20.00, which is 22.55% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $20.00 |
| Price Target Difference | 22.55% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
