Bridgewater Bancshares Statistics

Total Valuation

BWB has a market cap or net worth of $407.48 million. The enterprise value is $655.69 million.

Market Cap	407.48M
Enterprise Value	655.69M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	n/a

Share Statistics

BWB has 27.44 million shares outstanding. The number of shares has decreased by -1.01% in one year.

Current Share Class	27.44M
Shares Outstanding	27.44M
Shares Change (YoY)	-1.01%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	20.57%
Owned by Institutions (%)	59.77%
Float	21.80M

Valuation Ratios

The trailing PE ratio is 13.50 and the forward PE ratio is 9.94.

PE Ratio	13.50
Forward PE	9.94
PS Ratio	3.66
Forward PS	2.82
PB Ratio	1.02
P/TBV Ratio	1.06
P/FCF Ratio	9.69
P/OCF Ratio	8.73
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	21.45
EV / Sales	5.89
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	15.60

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.76
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.67%.

Return on Equity (ROE)	7.67%
Return on Assets (ROA)	0.70%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$384,110
Profits Per Employee	$105,424
Employee Count	290
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BWB has paid $10.52 million in taxes.

Income Tax	10.52M
Effective Tax Rate	23.30%

Stock Price Statistics

The stock price has increased by +34.80% in the last 52 weeks. The beta is 0.53, so BWB's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+34.80%
50-Day Moving Average	14.51
200-Day Moving Average	14.33
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	58,882

Short Selling Information

The latest short interest is 156,558, so 0.57% of the outstanding shares have been sold short.

Short Interest	156,558
Short Previous Month	147,065
Short % of Shares Out	0.57%
Short % of Float	0.72%
Short Ratio (days to cover)	2.18

Income Statement

In the last 12 months, BWB had revenue of $111.39 million and earned $30.57 million in profits. Earnings per share was $1.10.

Revenue	111.39M
Gross Profit	111.39M
Operating Income	47.98M
Pretax Income	44.83M
Net Income	30.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.10

Full Income Statement

Balance Sheet

The company has $203.99 million in cash and $452.19 million in debt, giving a net cash position of -$248.20 million or -$9.05 per share.

Cash & Cash Equivalents	203.99M
Total Debt	452.19M
Net Cash	-248.20M
Net Cash Per Share	-$9.05
Equity (Book Value)	468.98M
Book Value Per Share	14.60
Working Capital	-4.22B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $46.65 million and capital expenditures -$4.61 million, giving a free cash flow of $42.04 million.

Operating Cash Flow	46.65M
Capital Expenditures	-4.61M
Free Cash Flow	42.04M
FCF Per Share	$1.53

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	43.07%
Pretax Margin	40.53%
Profit Margin	31.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.74%

Dividends & Yields

BWB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.01%
Shareholder Yield	1.01%
Earnings Yield	7.50%
FCF Yield	10.32%

Analyst Forecast

The average price target for BWB is $17.50, which is 17.81% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$17.50
Price Target Difference	17.81%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4