The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
25.81
-0.23 (-0.88%)
Jan 12, 2026, 4:00 PM EST - Market closed

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $3.68 billion. The enterprise value is $5.31 billion.

Market Cap3.68B
Enterprise Value 5.31B

Important Dates

The next estimated earnings date is Tuesday, February 24, 2026, after market close.

Earnings Date Feb 24, 2026
Ex-Dividend Date n/a

Share Statistics

BWIN has 142.58 million shares outstanding. The number of shares has increased by 6.94% in one year.

Current Share Class 95.62M
Shares Outstanding 142.58M
Shares Change (YoY) +6.94%
Shares Change (QoQ) +0.87%
Owned by Insiders (%) 0.77%
Owned by Institutions (%) 87.57%
Float 94.89M

Valuation Ratios

PE Ratio n/a
Forward PE 13.32
PS Ratio 1.16
Forward PS 2.06
PB Ratio 2.97
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio 422.51
PEG Ratio 0.66
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.57
EV / EBITDA 29.59
EV / EBIT 72.46
EV / FCF n/a

Financial Position

The company has a current ratio of 1.15, with a Debt / Equity ratio of 1.53.

Current Ratio 1.15
Quick Ratio 0.89
Debt / Equity 1.53
Debt / EBITDA 8.37
Debt / FCF n/a
Interest Coverage 0.60

Financial Efficiency

Return on equity (ROE) is -4.19% and return on invested capital (ROIC) is 1.70%.

Return on Equity (ROE) -4.19%
Return on Assets (ROA) 1.25%
Return on Invested Capital (ROIC) 1.70%
Return on Capital Employed (ROCE) 2.59%
Revenue Per Employee $361,394
Profits Per Employee -$6,830
Employee Count4,116
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, BWIN has paid $265,000 in taxes.

Income Tax 265,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -27.74% in the last 52 weeks. The beta is 1.38, so BWIN's price volatility has been higher than the market average.

Beta (5Y) 1.38
52-Week Price Change -27.74%
50-Day Moving Average 25.29
200-Day Moving Average 33.40
Relative Strength Index (RSI) 55.07
Average Volume (20 Days) 1,094,916

Short Selling Information

The latest short interest is 6.37 million, so 4.47% of the outstanding shares have been sold short.

Short Interest 6.37M
Short Previous Month 7.16M
Short % of Shares Out 4.47%
Short % of Float 6.71%
Short Ratio (days to cover) 5.46

Income Statement

In the last 12 months, BWIN had revenue of $1.49 billion and -$28.11 million in losses. Loss per share was -$0.42.

Revenue1.49B
Gross Profit 409.76M
Operating Income 73.31M
Pretax Income -45.05M
Net Income -28.11M
EBITDA 179.55M
EBIT 73.31M
Loss Per Share -$0.42
Full Income Statement

Balance Sheet

The company has $89.72 million in cash and $1.72 billion in debt, with a net cash position of -$1.63 billion or -$11.45 per share.

Cash & Cash Equivalents 89.72M
Total Debt 1.72B
Net Cash -1.63B
Net Cash Per Share -$11.45
Equity (Book Value) 1.13B
Book Value Per Share 8.68
Working Capital 146.48M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $8.71 million and capital expenditures -$41.79 million, giving a free cash flow of -$33.08 million.

Operating Cash Flow 8.71M
Capital Expenditures -41.79M
Free Cash Flow -33.08M
FCF Per Share -$0.23
Full Cash Flow Statement

Margins

Gross margin is 27.55%, with operating and profit margins of 4.93% and -1.89%.

Gross Margin 27.55%
Operating Margin 4.93%
Pretax Margin -3.03%
Profit Margin -1.89%
EBITDA Margin 12.07%
EBIT Margin 4.93%
FCF Margin n/a

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -6.94%
Shareholder Yield -6.94%
Earnings Yield -0.76%
FCF Yield -0.90%

Analyst Forecast

The average price target for BWIN is $33.60, which is 30.18% higher than the current price. The consensus rating is "Hold".

Price Target $33.60
Price Target Difference 30.18%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 1.05 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.05
Piotroski F-Score 5