The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
40.98
-0.24 (-0.58%)
Apr 8, 2025, 11:31 AM EDT - Market open

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $4.82 billion. The enterprise value is $6.20 billion.

Market Cap 4.82B
Enterprise Value 6.20B

Important Dates

The next confirmed earnings date is Tuesday, May 6, 2025, after market close.

Earnings Date May 6, 2025
Ex-Dividend Date n/a

Share Statistics

BWIN has 117.59 million shares outstanding. The number of shares has increased by 5.52% in one year.

Current Share Class 68.15M
Shares Outstanding 117.59M
Shares Change (YoY) +5.52%
Shares Change (QoQ) +1.23%
Owned by Insiders (%) 1.04%
Owned by Institutions (%) 99.87%
Float 67.44M

Valuation Ratios

PE Ratio n/a
Forward PE 22.87
PS Ratio 1.88
Forward PS 3.08
PB Ratio 4.80
P/TBV Ratio n/a
P/FCF Ratio 79.68
P/OCF Ratio 47.45
PEG Ratio 1.06
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 38.38, with an EV/FCF ratio of 101.87.

EV / Earnings n/a
EV / Sales 4.46
EV / EBITDA 38.38
EV / EBIT 100.84
EV / FCF 101.87

Financial Position

The company has a current ratio of 0.97, with a Debt / Equity ratio of 1.48.

Current Ratio 0.97
Quick Ratio 0.80
Debt / Equity 1.48
Debt / EBITDA 7.96
Debt / FCF 24.62
Interest Coverage 0.50

Financial Efficiency

Return on equity (ROE) is -4.05% and return on invested capital (ROIC) is 1.55%.

Return on Equity (ROE) -4.05%
Return on Assets (ROA) 1.09%
Return on Invested Capital (ROIC) 1.55%
Return on Capital Employed (ROCE) 2.48%
Revenue Per Employee $337,473
Profits Per Employee -$5,957
Employee Count 4,116
Asset Turnover 0.39
Inventory Turnover n/a

Taxes

In the past 12 months, BWIN has paid $1.73 million in taxes.

Income Tax 1.73M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +47.43% in the last 52 weeks. The beta is 1.52, so BWIN's price volatility has been higher than the market average.

Beta (5Y) 1.52
52-Week Price Change +47.43%
50-Day Moving Average 41.63
200-Day Moving Average 43.35
Relative Strength Index (RSI) 44.64
Average Volume (20 Days) 744,834

Short Selling Information

The latest short interest is 4.76 million, so 4.05% of the outstanding shares have been sold short.

Short Interest 4.76M
Short Previous Month 4.48M
Short % of Shares Out 4.05%
Short % of Float 7.06%
Short Ratio (days to cover) 7.07

Income Statement

In the last 12 months, BWIN had revenue of $1.39 billion and -$24.52 million in losses. Loss per share was -$0.39.

Revenue 1.39B
Gross Profit 362.75M
Operating Income 61.46M
Pretax Income -45.40M
Net Income -24.52M
EBITDA 161.48M
EBIT 61.46M
Loss Per Share -$0.39
Full Income Statement

Balance Sheet

The company has $148.12 million in cash and $1.50 billion in debt, giving a net cash position of -$1.35 billion or -$11.48 per share.

Cash & Cash Equivalents 148.12M
Total Debt 1.50B
Net Cash -1.35B
Net Cash Per Share -$11.48
Equity (Book Value) 1.01B
Book Value Per Share 8.58
Working Capital -29.94M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $102.15 million and capital expenditures -$41.32 million, giving a free cash flow of $60.83 million.

Operating Cash Flow 102.15M
Capital Expenditures -41.32M
Free Cash Flow 60.83M
FCF Per Share $0.52
Full Cash Flow Statement

Margins

Gross margin is 26.11%, with operating and profit margins of 4.42% and -1.77%.

Gross Margin 26.11%
Operating Margin 4.42%
Pretax Margin -2.83%
Profit Margin -1.77%
EBITDA Margin 11.63%
EBIT Margin 4.42%
FCF Margin 4.38%

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -5.52%
Shareholder Yield n/a
Earnings Yield -0.51%
FCF Yield 1.26%

Analyst Forecast

The average price target for BWIN is $44.43, which is 8.42% higher than the current price. The consensus rating is "Buy".

Price Target $44.43
Price Target Difference 8.42%
Analyst Consensus Buy
Analyst Count 8
Revenue Growth Forecast (5Y) 14.41%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 0.94 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.94
Piotroski F-Score 5