The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
29.54
+0.94 (3.29%)
Aug 7, 2026, 4:00 PM EDT - Market closed

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $4.12 billion. The enterprise value is $6.50 billion.

Market Cap4.12B
Enterprise Value 6.50B

Important Dates

The last earnings date was Thursday, July 30, 2026, after market close.

Earnings Date Jul 30, 2026
Ex-Dividend Date n/a

Share Statistics

BWIN has 139.50 million shares outstanding. The number of shares has increased by 23.31% in one year.

Current Share Class 96.84M
Shares Outstanding 139.50M
Shares Change (YoY) +23.31%
Shares Change (QoQ) -4.20%
Owned by Insiders (%) 9.45%
Owned by Institutions (%) 92.77%
Float 75.14M

Valuation Ratios

PE Ratio n/a
Forward PE 12.95
PS Ratio 2.37
Forward PS 1.96
PB Ratio 3.22
P/TBV Ratio n/a
P/FCF Ratio 130.18
P/OCF Ratio 45.40
PEG Ratio 0.60
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 94.29, with an EV/FCF ratio of 205.41.

EV / Earnings n/a
EV / Sales 3.74
EV / EBITDA 94.29
EV / EBIT n/a
EV / FCF 205.41

Financial Position

The company has a current ratio of 1.07, with a Debt / Equity ratio of 1.80.

Current Ratio 1.07
Quick Ratio 0.81
Debt / Equity 1.80
Debt / EBITDA 37.21
Debt / FCF 81.06
Interest Coverage -0.83

Financial Efficiency

Return on equity (ROE) is -10.66% and return on invested capital (ROIC) is -1.34%.

Return on Equity (ROE) -10.66%
Return on Assets (ROA) -0.91%
Return on Invested Capital (ROIC) -1.34%
Return on Capital Employed (ROCE) -2.69%
Weighted Average Cost of Capital (WACC) 7.79%
Revenue Per Employee $347,568
Profits Per Employee -$16,248
Employee Count5,000
Asset Turnover 0.35
Inventory Turnover n/a

Taxes

Income Tax -143.39M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -2.78% in the last 52 weeks. The beta is 1.02, so BWIN's price volatility has been similar to the market average.

Beta (5Y) 1.02
52-Week Price Change -2.78%
50-Day Moving Average 24.40
200-Day Moving Average 23.25
Relative Strength Index (RSI) 62.53
Average Volume (20 Days) 1,219,665

Short Selling Information

The latest short interest is 11.55 million, so 8.28% of the outstanding shares have been sold short.

Short Interest 11.55M
Short Previous Month 11.89M
Short % of Shares Out 8.28%
Short % of Float 15.37%
Short Ratio (days to cover) 5.64

Income Statement

In the last 12 months, BWIN had revenue of $1.74 billion and -$81.24 million in losses. Loss per share was -$1.00.

Revenue1.74B
Gross Profit 543.28M
Operating Income -71.97M
Pretax Income -275.18M
Net Income -81.24M
EBITDA 68.96M
EBIT -119.63M
Loss Per Share -$1.00
Full Income Statement

Balance Sheet

The company has $184.50 million in cash and $2.57 billion in debt, with a net cash position of -$2.38 billion or -$17.07 per share.

Cash & Cash Equivalents 184.50M
Total Debt 2.57B
Net Cash -2.38B
Net Cash Per Share -$17.07
Equity (Book Value) 1.42B
Book Value Per Share 9.18
Working Capital 125.53M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $90.77 million and capital expenditures -$59.12 million, giving a free cash flow of $31.66 million.

Operating Cash Flow 90.77M
Capital Expenditures -59.12M
Depreciation & Amortization 188.59M
Net Borrowing 1.78B
Free Cash Flow 31.66M
FCF Per Share $0.23
Full Cash Flow Statement

Margins

Gross margin is 31.26%, with operating and profit margins of -4.14% and -4.67%.

Gross Margin 31.26%
Operating Margin -4.14%
Pretax Margin -15.83%
Profit Margin -4.67%
EBITDA Margin 3.97%
EBIT Margin -6.88%
FCF Margin 1.82%

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -23.31%
Shareholder Yield -23.31%
Earnings Yield -1.97%
FCF Yield 0.77%

Analyst Forecast

The average price target for BWIN is $31.78, which is 7.58% higher than the current price. The consensus rating is "Buy".

Price Target $31.78
Price Target Difference 7.58%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (3Y) 17.28%
EPS Growth Forecast (3Y) 20.50%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 0.45 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.45
Piotroski F-Score 3