The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
27.25
-0.25 (-0.91%)
At close: Jul 17, 2026, 4:00 PM EDT
26.51
-0.74 (-2.72%)
After-hours: Jul 17, 2026, 7:02 PM EDT

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $3.88 billion. The enterprise value is $6.20 billion.

Market Cap3.88B
Enterprise Value 6.20B

Important Dates

The next confirmed earnings date is Thursday, July 30, 2026, after market close.

Earnings Date Jul 30, 2026
Ex-Dividend Date n/a

Share Statistics

BWIN has 142.57 million shares outstanding. The number of shares has increased by 16.07% in one year.

Current Share Class 97.49M
Shares Outstanding 142.57M
Shares Change (YoY) +16.07%
Shares Change (QoQ) +40.23%
Owned by Insiders (%) 9.35%
Owned by Institutions (%) 93.78%
Float 75.84M

Valuation Ratios

PE Ratio n/a
Forward PE 12.48
PS Ratio 2.39
Forward PS 1.89
PB Ratio 2.73
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio 136.35
PEG Ratio 0.62
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.82
EV / EBITDA 72.46
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 1.58.

Current Ratio 1.08
Quick Ratio 0.86
Debt / Equity 1.58
Debt / EBITDA 22.68
Debt / FCF n/a
Interest Coverage -0.55

Financial Efficiency

Return on equity (ROE) is -6.23% and return on invested capital (ROIC) is -1.35%.

Return on Equity (ROE) -6.23%
Return on Assets (ROA) -0.95%
Return on Invested Capital (ROIC) -1.35%
Return on Capital Employed (ROCE) -1.61%
Weighted Average Cost of Capital (WACC) 7.87%
Revenue Per Employee $324,743
Profits Per Employee -$9,082
Employee Count5,000
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

Income Tax -142.79M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -36.12% in the last 52 weeks. The beta is 1.08, so BWIN's price volatility has been similar to the market average.

Beta (5Y) 1.08
52-Week Price Change -36.12%
50-Day Moving Average 22.13
200-Day Moving Average 23.21
Relative Strength Index (RSI) 61.58
Average Volume (20 Days) 2,051,184

Short Selling Information

The latest short interest is 11.89 million, so 8.34% of the outstanding shares have been sold short.

Short Interest 11.89M
Short Previous Month 13.71M
Short % of Shares Out 8.34%
Short % of Float 15.68%
Short Ratio (days to cover) 5.52

Income Statement

In the last 12 months, BWIN had revenue of $1.62 billion and -$45.41 million in losses. Loss per share was -$0.61.

Revenue1.62B
Gross Profit 491.93M
Operating Income -71.94M
Pretax Income -223.74M
Net Income -45.41M
EBITDA 85.51M
EBIT -71.94M
Loss Per Share -$0.61
Full Income Statement

Balance Sheet

The company has $146.41 million in cash and $2.46 billion in debt, with a net cash position of -$2.31 billion or -$16.21 per share.

Cash & Cash Equivalents 146.41M
Total Debt 2.46B
Net Cash -2.31B
Net Cash Per Share -$16.21
Equity (Book Value) 1.55B
Book Value Per Share 9.97
Working Capital 120.03M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $28.49 million and capital expenditures -$44.33 million, giving a free cash flow of -$15.84 million.

Operating Cash Flow 28.49M
Capital Expenditures -44.33M
Depreciation & Amortization 157.44M
Net Borrowing 1.79B
Free Cash Flow -15.84M
FCF Per Share -$0.11
Full Cash Flow Statement

Margins

Gross margin is 30.30%, with operating and profit margins of -4.43% and -2.80%.

Gross Margin 30.30%
Operating Margin -4.43%
Pretax Margin -13.78%
Profit Margin -2.80%
EBITDA Margin 5.27%
EBIT Margin -4.43%
FCF Margin n/a

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -16.07%
Shareholder Yield -16.07%
Earnings Yield -1.17%
FCF Yield -0.41%

Analyst Forecast

The average price target for BWIN is $30.89, which is 13.36% higher than the current price. The consensus rating is "Buy".

Price Target $30.89
Price Target Difference 13.36%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (3Y) 17.10%
EPS Growth Forecast (3Y) 21.22%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 0.51 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.51
Piotroski F-Score 3