The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
22.35
+0.82 (3.81%)
At close: Apr 2, 2026, 4:00 PM EDT
22.36
+0.01 (0.04%)
After-hours: Apr 2, 2026, 4:10 PM EDT

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $3.19 billion. The enterprise value is $4.83 billion.

Market Cap3.19B
Enterprise Value 4.83B

Important Dates

The next estimated earnings date is Tuesday, May 5, 2026, after market close.

Earnings Date May 5, 2026
Ex-Dividend Date n/a

Share Statistics

BWIN has 142.86 million shares outstanding. The number of shares has increased by 7.07% in one year.

Current Share Class 96.72M
Shares Outstanding 142.86M
Shares Change (YoY) +7.07%
Shares Change (QoQ) +0.65%
Owned by Insiders (%) 1.11%
Owned by Institutions (%) 84.74%
Float 95.65M

Valuation Ratios

PE Ratio n/a
Forward PE 11.16
PS Ratio 2.12
Forward PS 1.56
PB Ratio 2.67
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.54
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.21
EV / EBITDA 22.56
EV / EBIT 55.96
EV / FCF n/a

Financial Position

The company has a current ratio of 1.16, with a Debt / Equity ratio of 1.62.

Current Ratio 1.16
Quick Ratio 0.93
Debt / Equity 1.62
Debt / EBITDA 7.46
Debt / FCF n/a
Interest Coverage 0.71

Financial Efficiency

Return on equity (ROE) is -5.17% and return on invested capital (ROIC) is 2.02%.

Return on Equity (ROE) -5.17%
Return on Assets (ROA) 1.46%
Return on Invested Capital (ROIC) 2.02%
Return on Capital Employed (ROCE) 3.05%
Weighted Average Cost of Capital (WACC) 9.17%
Revenue Per Employee $299,778
Profits Per Employee -$6,736
Employee Count5,020
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, BWIN has paid $1.73 million in taxes.

Income Tax 1.73M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -49.12% in the last 52 weeks. The beta is 1.27, so BWIN's price volatility has been higher than the market average.

Beta (5Y) 1.27
52-Week Price Change -49.12%
50-Day Moving Average 20.58
200-Day Moving Average 27.94
Relative Strength Index (RSI) 57.69
Average Volume (20 Days) 2,059,786

Short Selling Information

The latest short interest is 9.44 million, so 6.61% of the outstanding shares have been sold short.

Short Interest 9.44M
Short Previous Month 8.35M
Short % of Shares Out 6.61%
Short % of Float 9.87%
Short Ratio (days to cover) 5.22

Income Statement

In the last 12 months, BWIN had revenue of $1.50 billion and -$33.81 million in losses. Loss per share was -$0.50.

Revenue1.50B
Gross Profit 454.43M
Operating Income 86.32M
Pretax Income -52.43M
Net Income -33.81M
EBITDA 214.15M
EBIT 86.32M
Loss Per Share -$0.50
Full Income Statement

Balance Sheet

The company has $123.67 million in cash and $1.76 billion in debt, with a net cash position of -$1.64 billion or -$11.46 per share.

Cash & Cash Equivalents 123.67M
Total Debt 1.76B
Net Cash -1.64B
Net Cash Per Share -$11.46
Equity (Book Value) 1.08B
Book Value Per Share 8.36
Working Capital 166.96M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$29.42 million and capital expenditures -$39.99 million, giving a free cash flow of -$69.41 million.

Operating Cash Flow -29.42M
Capital Expenditures -39.99M
Depreciation & Amortization 127.83M
Net Borrowing 2.04B
Free Cash Flow -69.41M
FCF Per Share -$0.49
Full Cash Flow Statement

Margins

Gross margin is 30.20%, with operating and profit margins of 5.74% and -2.25%.

Gross Margin 30.20%
Operating Margin 5.74%
Pretax Margin -3.48%
Profit Margin -2.25%
EBITDA Margin 14.23%
EBIT Margin 5.74%
FCF Margin n/a

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -7.07%
Shareholder Yield -7.07%
Earnings Yield -1.06%
FCF Yield -2.17%

Analyst Forecast

The average price target for BWIN is $32.33, which is 44.65% higher than the current price. The consensus rating is "Buy".

Price Target $32.33
Price Target Difference 44.65%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 0.96 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.96
Piotroski F-Score 5