The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
31.85
+0.04 (0.13%)
At close: Oct 8, 2026, 4:00 PM EDT
33.49
+1.64 (5.15%)
Pre-market: Oct 9, 2026, 5:21 AM EDT

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $4.44 billion. The enterprise value is $6.82 billion.

Market Cap4.44B
Enterprise Value 6.82B

Important Dates

The next estimated earnings date is Tuesday, November 3, 2026, after market close.

Earnings Date Nov 3, 2026
Ex-Dividend Date n/a

Share Statistics

BWIN has 139.50 million shares outstanding. The number of shares has increased by 23.31% in one year.

Current Share Class 96.84M
Shares Outstanding 139.50M
Shares Change (YoY) +23.31%
Shares Change (QoQ) -4.20%
Owned by Insiders (%) 2.19%
Owned by Institutions (%) 82.99%
Float 89.54M

Valuation Ratios

PE Ratio n/a
Forward PE 14.05
PS Ratio 2.56
Forward PS 2.12
PB Ratio 3.47
P/TBV Ratio n/a
P/FCF Ratio 140.36
P/OCF Ratio 48.95
PEG Ratio 0.65
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 58.52, with an EV/FCF ratio of 215.59.

EV / Earnings n/a
EV / Sales 3.93
EV / EBITDA 58.52
EV / EBIT n/a
EV / FCF 215.59

Financial Position

The company has a current ratio of 1.07, with a Debt / Equity ratio of 1.80.

Current Ratio 1.07
Quick Ratio 0.81
Debt / Equity 1.80
Debt / EBITDA 18.51
Debt / FCF 81.06
Interest Coverage -0.50

Financial Efficiency

Return on equity (ROE) is -10.66% and return on invested capital (ROIC) is -1.34%.

Return on Equity (ROE) -10.66%
Return on Assets (ROA) -0.91%
Return on Invested Capital (ROIC) -1.34%
Return on Capital Employed (ROCE) -1.62%
Weighted Average Cost of Capital (WACC) 7.81%
Revenue Per Employee $347,568
Profits Per Employee -$16,248
Employee Count5,000
Asset Turnover 0.35
Inventory Turnover n/a

Taxes

Income Tax -143.39M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +9.98% in the last 52 weeks. The beta is 1.00, so BWIN's price volatility has been similar to the market average.

Beta (5Y) 1.00
52-Week Price Change +9.98%
50-Day Moving Average 30.76
200-Day Moving Average 24.55
Relative Strength Index (RSI) 57.44
Average Volume (20 Days) 5,568,647

Short Selling Information

The latest short interest is 12.72 million, so 9.12% of the outstanding shares have been sold short.

Short Interest 12.72M
Short Previous Month 11.48M
Short % of Shares Out 9.12%
Short % of Float 14.20%
Short Ratio (days to cover) 5.11

Income Statement

In the last 12 months, BWIN had revenue of $1.74 billion and -$81.24 million in losses. Loss per share was -$1.00.

Revenue1.74B
Gross Profit 543.28M
Operating Income -71.97M
Pretax Income -275.18M
Net Income -81.24M
EBITDA 116.62M
EBIT -71.97M
Loss Per Share -$1.00
Full Income Statement

Balance Sheet

The company has $184.50 million in cash and $2.57 billion in debt, with a net cash position of -$2.38 billion or -$17.07 per share.

Cash & Cash Equivalents 184.50M
Total Debt 2.57B
Net Cash -2.38B
Net Cash Per Share -$17.07
Equity (Book Value) 1.42B
Book Value Per Share 9.18
Working Capital 125.53M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $90.77 million and capital expenditures -$59.12 million, giving a free cash flow of $31.66 million.

Operating Cash Flow 90.77M
Capital Expenditures -59.12M
Depreciation & Amortization 188.59M
Net Borrowing 1.78B
Free Cash Flow 31.66M
FCF Per Share $0.23
Full Cash Flow Statement

Margins

Gross margin is 31.26%, with operating and profit margins of -4.14% and -4.67%.

Gross Margin 31.26%
Operating Margin -4.14%
Pretax Margin -15.83%
Profit Margin -4.67%
EBITDA Margin 6.71%
EBIT Margin -4.14%
FCF Margin 1.82%

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -23.31%
Shareholder Yield -23.31%
Earnings Yield -1.83%
FCF Yield 0.71%

Analyst Forecast

The average price target for BWIN is $32.92, which is 3.36% higher than the current price. The consensus rating is "Hold".

Price Target $32.92
Price Target Difference 3.36%
Analyst Consensus Hold
Analyst Count 8
Revenue Growth Forecast (3Y) 17.12%
EPS Growth Forecast (3Y) 20.75%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 0.45 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.45
Piotroski F-Score 3