Credit Acceptance Stock Forecast

Stock Price Forecast

The 2 analysts with 12-month price forecasts for Credit Acceptance stock have an average target of 440, with a low estimate of 380 and a high estimate of 500. The average target predicts a decrease of -7.28% from the current stock price of 474.55.

Analyst Consensus: Sell

Target	Low	Average	Median	High
Price	$380	$440	$500	$500
Change	-19.92%	-7.28%	+5.36%	+5.36%

* Price targets were last updated on Jan 31, 2025.

Analyst Ratings

The average analyst rating for Credit Acceptance stock from 2 stock analysts is "Sell". This means that analysts believe this stock is likely to lead to lower returns than market as a whole.

Recommendation Trends

Rating	Sep '24	Oct '24	Nov '24	Dec '24	Jan '25	Feb '25
Strong Buy	0	0	0	0	0	0
Buy	0	0	0	0	0	0
Hold	2	2	0	0	1	1
Sell	0	0	0	0	0	0
Strong Sell	1	1	1	1	1	1
Total	3	3	1	1	2	2

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Kyle Joseph Stephens & Co.	Stephens & Co.	Hold Maintains $452 → $500	Hold	Maintains	$452 → $500	+5.36%	Jan 31, 2025
Moshe Orenbuch TD Cowen	TD Cowen	Strong Sell Maintains $400 → $380	Strong Sell	Maintains	$400 → $380	-19.92%	Nov 1, 2024
Moshe Orenbuch TD Cowen	TD Cowen	Strong Sell Maintains $440 → $400	Strong Sell	Maintains	$440 → $400	-15.71%	Aug 1, 2024
Moshe Orenbuch TD Cowen	TD Cowen	Strong Sell Maintains $465 → $420	Strong Sell	Maintains	$465 → $420	-11.50%	May 2, 2024
Moshe Orenbuch TD Cowen	TD Cowen	Sell Initiates n/a	Sell	Initiates	n/a	n/a	Nov 1, 2023

More Analyst Ratings

Financial Forecast

Revenue This Year

2.20B

Revenue Next Year

2.31B

from 2.20B

5.28%

from 2.20B

EPS This Year

41.57

from 19.88

109.11%

from 19.88

EPS Next Year

48.90

from 41.57

17.62%

from 41.57

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	-	-	-	-	-	2.20B	2.31B
Revenue Growth	-24.33%	82.90%	-29.64%	-24.08%	3.23%	-	5.28%
EPS	23.47	59.52	39.32	21.99	19.88	41.57	48.90
EPS Growth	-32.11%	153.60%	-33.94%	-44.07%	-9.60%	109.11%	17.62%
Forward PE	-	-	-	-	-	11.42	9.71
No. Analysts	-	-	-	-	-	6	6

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026
High	2.5B	2.7B
Avg	2.2B	2.3B
Low	1.6B	1.7B

Revenue Growth

Revenue Growth	2025	2026
High	-	24.1%
Avg	-	5.3%
Low	-	-24.0%

EPS Forecast

EPS	2025	2026
High	45.64	53.31
Avg	41.57	48.90
Low	37.17	44.35

EPS Growth

EPS Growth	2025	2026
High	129.6%	28.2%
Avg	109.1%	17.6%
Low	87.0%	6.7%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.