Credit Acceptance Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013 - 1994
Revenue	1,902	1,832	1,856	1,669	1,489	1,286	1,110	969.2	825.3	723.5	Upgrade
Revenue Growth (YoY)	3.79%	-1.27%	11.18%	12.11%	15.80%	15.84%	14.53%	17.44%	14.07%	6.07%	Upgrade
Cost of Revenue	806.9	527.8	47.2	594.8	106.5	82.9	152	116.2	74.7	52.8	Upgrade
Gross Profit	1,095	1,305	1,809	1,075	1,383	1,203	958	853	750.6	670.7	Upgrade
Selling, General & Admin	459.1	426.3	383.7	325.6	328.6	291.2	254	224.1	200.1	171.3	Upgrade
Operating Expenses	459.1	426.3	383.7	325.6	328.6	291.2	254	224.1	200.1	171.3	Upgrade
Operating Income	635.9	878.3	1,425	748.9	1,054	911.7	704	628.9	550.5	499.4	Upgrade
Interest Expense / Income	266.5	166.6	164.2	192	196.2	156.6	120.2	97.7	76	56.7	Upgrade
Other Expense / Income	1.8	-	-	7.4	1.8	-	-	-	-	21.8	Upgrade
Pretax Income	367.6	711.7	1,261	549.5	855.9	755.1	583.8	531.2	474.5	420.9	Upgrade
Income Tax	81.5	175.9	302.6	128.5	199.8	181.1	113.6	198.4	174.8	154.7	Upgrade
Net Income	286.1	535.8	958.3	421	656.1	574	470.2	332.8	299.7	266.2	Upgrade
Net Income Growth	-46.60%	-44.09%	127.62%	-35.83%	14.30%	22.08%	41.29%	11.04%	12.58%	5.18%	Upgrade
Shares Outstanding (Basic)	13	14	16	18	19	19	19	20	21	22	Upgrade
Shares Outstanding (Diluted)	13	14	16	18	19	20	20	20	21	22	Upgrade
Shares Change	-4.51%	-15.38%	-10.23%	-5.48%	-2.85%	-0.14%	-4.17%	-2.72%	-6.05%	-6.99%	Upgrade
EPS (Basic)	22.09	39.50	59.57	23.57	34.71	29.52	24.12	16.37	14.35	11.96	Upgrade
EPS (Diluted)	21.99	39.32	59.52	23.47	34.57	29.39	24.04	16.31	14.28	11.92	Upgrade
EPS Growth	-44.07%	-33.94%	153.60%	-32.11%	17.63%	22.25%	47.39%	14.22%	19.80%	13.09%	Upgrade
Free Cash Flow	1,200	1,236	1,062	976.7	785.5	678.8	557.6	501.7	400.2	360.9	Upgrade
Free Cash Flow Per Share	92.62	91.09	66.01	54.69	41.56	34.91	28.60	24.68	19.16	16.21	Upgrade
Gross Margin	57.57%	71.20%	97.46%	64.37%	92.85%	93.55%	86.31%	88.01%	90.95%	92.70%	Upgrade
Operating Margin	33.43%	47.93%	76.78%	44.86%	70.78%	70.91%	63.42%	64.89%	66.70%	69.03%	Upgrade
Profit Margin	15.04%	29.24%	51.63%	25.22%	44.06%	44.64%	42.36%	34.34%	36.31%	36.79%	Upgrade
Free Cash Flow Margin	63.08%	67.43%	57.21%	58.51%	52.75%	52.79%	50.23%	51.76%	48.49%	49.88%	Upgrade
Effective Tax Rate	22.17%	24.72%	24.00%	23.38%	23.34%	23.98%	19.46%	37.35%	36.84%	36.75%	Upgrade
EBITDA	660.7	903.9	1,451	765.3	1,075	931.2	720.4	644.2	564.7	490.8	Upgrade
EBITDA Margin	34.74%	49.33%	78.20%	45.85%	72.16%	72.42%	64.90%	66.47%	68.42%	67.84%	Upgrade
Depreciation & Amortization	26.6	25.6	26.3	23.8	22.4	19.5	16.4	15.3	14.2	13.2	Upgrade
EBIT	634.1	878.3	1,425	741.5	1,052	911.7	704	628.9	550.5	477.6	Upgrade
EBIT Margin	33.34%	47.93%	76.78%	44.42%	70.66%	70.91%	63.42%	64.89%	66.70%	66.01%	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).