Credit Acceptance Stock Forecast

Stock Price Forecast

According to 3 analysts polled by S&P Global, Credit Acceptance stock has a consensus rating of "Hold" and an average price target of $536.67. The average 1-year stock price forecast is 7.43% lower than the current stock price, while the lowest is $500 (-13.75%) and the highest is $560 (-3.40%).

Price Target: $536.67 (-7.43%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$500	$536.67	$550	$560
Change	-13.75%	-7.43%	-5.13%	-3.40%

* Price targets were last updated on May 6, 2026.

Analyst Ratings

The average analyst rating for Credit Acceptance stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Oct '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	0	0	0	0	0	0
Buy	0	0	0	0	0	0
Hold	3	3	3	3	3	3
Sell	0	0	0	0	0	0
Strong Sell	1	0	0	0	0	0
Total	4	3	3	3	3	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Moshe Orenbuch TD Cowen	TD Cowen	Hold Reiterates $450 → $500	Hold	Reiterates	$450 → $500	-13.75%	May 6, 2026
Kyle Joseph Stephens	Stephens	Hold Maintains $540	Hold	Maintains	$540	-6.85%	Apr 17, 2026

Financial Forecast

Revenue This Year

2.13B

from 1.24B

71.83%

from 1.24B

Revenue Next Year

2.26B

from 2.13B

6.02%

from 2.13B

EPS This Year

47.74

from 41.03

16.34%

from 41.03

EPS Next Year

54.74

from 47.74

14.66%

from 47.74

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	1.68B	1.18B	899.20M	928.20M	1.24B	2.13B
Revenue Growth	82.90%	-29.64%	-24.08%	3.23%	33.40%	71.83%
Operating Income	1.26B	711.70M	369.40M	353.20M	566.60M	1.36B
Net Income	958.30M	535.80M	286.10M	247.90M	423.90M	523.30M
EPS	-	-	-	-	41.03	47.74
EPS Growth	-	-	-	-	6.82%	16.34%
Forward PE	14.45	10.89	15.53	13.48	11.01	12.14
No. Analysts	-	-	-	-	-	3

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027
High	2.4B
Avg	2.1B
Low	1.6B

Revenue Growth

Revenue Growth	2026	2027
High	93.7%
Avg	71.8%
Low	33.2%

EPS Forecast

EPS	2026	2027
High	-
Avg	47.74
Low	-

EPS Growth

EPS Growth	2026	2027
High	-
Avg	16.3%
Low	-