Credit Acceptance Corporation (CACC)

Credit Acceptance Stock Forecast

Stock Price Forecast

According to 3 analysts polled by S&P Global, Credit Acceptance stock has a consensus rating of "Hold" and an average price target of $536.67. The average 1-year stock price forecast is 4.14% lower than the current stock price, while the lowest is $500 (-10.69%) and the highest is $560 (+0.03%).

Price Target: $536.67 (-4.14%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$500	$536.67	$550	$560
Change	-10.69%	-4.14%	-1.75%	+0.03%

Analyst Ratings

The average analyst rating for Credit Acceptance stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Oct '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	0	0	0	0	0	0
Buy	0	0	0	0	0	0
Hold	3	3	3	3	3	3
Sell	0	0	0	0	0	0
Strong Sell	1	0	0	0	0	0
Total	4	3	3	3	3	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Moshe Orenbuch TD Cowen	TD Cowen	Hold Reiterates $450 → $500	Hold	Reiterates	$450 → $500	-10.69%	May 6, 2026
Kyle Joseph Stephens	Stephens	Hold Maintains $540	Hold	Maintains	$540	-3.54%	Apr 17, 2026

Financial Forecast

Revenue This Year

2.41B

Increased by 94.96%

from 1.24B

Revenue Next Year

2.57B

Increased by 6.42%

from 2.41B

EPS This Year

48.16

Increased by 32.39%

from 36.38

EPS Next Year

55.27

Increased by 14.76%

from 48.16

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	1.68B	1.18B	899.20M	928.20M	1.24B	2.41B	2.57B
Revenue Growth	82.90%	-29.64%	-24.08%	3.23%	33.40%	94.96%	6.42%
EPS	59.52	39.32	21.99	19.88	36.38	48.16	55.27
EPS Growth	153.60%	-33.94%	-44.07%	-9.60%	83.00%	32.39%	14.76%
Forward PE	-	-	-	-	-	11.62	10.13
No. Analysts	-	-	-	-	-	5	5

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	2.5B	2.8B
Avg	2.4B	2.6B
Low	2.3B	2.4B

Revenue Growth

Revenue Growth	2026	2027
High	103.4%	14.0%
Avg	95.0%	6.4%
Low	84.8%	-1.9%

EPS Forecast

EPS	2026	2027
High	49.95	57.33
Avg	48.16	55.27
Low	45.65	52.88

EPS Growth

EPS Growth	2026	2027
High	37.3%	19.0%
Avg	32.4%	14.8%
Low	25.5%	9.8%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by TipRanks. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.