Credit Acceptance Corporation (CACC)
| Market Cap | 5.77B +5.8% |
| Revenue (ttm) | 1.30B +11.1% |
| Net Income | 501.90M +18.3% |
| EPS | 45.36 +30.5% |
| Shares Out | 10.38M |
| PE Ratio | 12.25 |
| Forward PE | 10.87 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 144,626 |
| Open | 551.44 |
| Previous Close | 547.40 |
| Day's Range | 547.59 - 563.05 |
| 52-Week Range | 401.90 - 668.86 |
| Beta | 1.35 |
| Analysts | Hold |
| Price Target | 636.67 (+14.58%) |
| Est. Earnings | Oct 29, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $636.67, which is an increase of 14.58% from the latest price.
News
Credit Acceptance appoints Shannon Wilson as Chief Human Resources Officer
Credit Acceptance (CACC) Corporation announced that Shannon Wilson will join the company as Chief Human Resources Officer on September 28. Wilson was most recently Chief People Officer at Alto Pharmac...
Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer
Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team...
Credit Acceptance Reaches Resolution With State Attorneys General
Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies...
Credit Acceptance reaches $710 million predatory auto lending settlement with most US states
Credit Acceptance Corp agreed to a $710 million settlement with 40 U.S. states and Washington, D.C. to resolve charges it drove thousands of borrowers with low incomes and low credit scores into pred...
New Jersey AG announces $694M settlement with Credit Acceptance
New Jersey Attorney General Jennifer Davenport and the Division of Consumer Affairs announced that Credit Acceptance (CACC) Corporation, one of the nation’s largest auto finance companies, will provid...
Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
Southfield, Michigan, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing
Southfield, Michigan, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the compl...
Credit Acceptance announces Jeetu Mirchandani as CTO
Credit Acceptance (CACC) announced that Jeetu Mirchandani will join the company as CTO on August 27. In this role, he will lead Credit Acceptance’s Engineering organization and technology strategy. Mi...
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive Year
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEO...
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeet...
Credit Acceptance price target raised to $600 from $575 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $600 from $575 and keeps a Hold rating on the shares. The firm said its target increase was…
Credit Acceptance Earnings Call Transcript: Q2 2026
Q2 2026 saw a 71% rise in GAAP net income and a return to loan volume growth, driven by strategic pricing, segmentation, and AI-enabled operations. Active dealer count hit a record, while disciplined capital allocation and risk monitoring remain priorities.
Credit Acceptance Earnings release: Q2 2026
Credit Acceptance released its Q2 2026 earnings on August 4, 2026, summarizing the period's financial results.
Credit Acceptance Quarterly report: Q2 2026
Credit Acceptance has published its Q2 2026 quarterly earnings report on August 4, 2026.
Credit Acceptance reports Q2 adjusted EPS $12.12, consensus $11.85
Reports Q2 revenue $587.4M, consensus $679.07M. “We continue to make meaningful progress in our digital-first, AI-enabled strategy,” said Mr. Hegde. “From enhancing the dealer experience through impro...
Credit Acceptance Announces Second Quarter 2026 Results
Southfield, Michigan, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Credit A cceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolid...
Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, July 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Credit Acceptance CMO Andrew Rostami, CTO Ravi Mohan to step down
Credit Acceptance (CACC) announced leadership changes. Siddharth Lal is joining the company as chief marketing officer. In this role, Lal will lead Credit Acceptance’s Marketing organization and will ...
Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy
Southfield, Michigan, July 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), announced leadership cha...
Credit Acceptance CFO Jay Martin to retire, Joe Billante to succeed
Credit Acceptance (CACC) announced the appointment of Joe Billante as CFO, effective July 27. Billante succeeds Jay Martin, who will retire on July 27 after 23 years of service to…
Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service
Southfield, Michigan, June 10, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), a leading financial serv...
Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility
Southfield, Michigan, June 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we h...
Credit Acceptance price target raised to $500 from $450 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $500 from $450 and keeps a Hold rating on the shares. The firm said they reported a Q1…
Credit Acceptance Earnings Call Transcript: Q1 2026
GAAP net income rose to $135.8M with improved loan performance and moderated origination declines. Market share dipped to 4.5%, but operational discipline, AI investments, and targeted dealer strategies support long-term value creation.
Credit Acceptance Quarterly report: Q1 2026
Credit Acceptance has published its Q1 2026 quarterly earnings report on May 5, 2026.