Credit Acceptance Corporation (CACC)
| Market Cap | 5.84B +1.2% |
| Revenue (ttm) | 1.28B +28.4% |
| Net Income | 453.40M +56.4% |
| EPS | 40.05 +70.9% |
| Shares Out | 10.46M |
| PE Ratio | 13.93 |
| Forward PE | 11.32 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 103,859 |
| Open | 550.94 |
| Previous Close | 547.93 |
| Day's Range | 541.00 - 562.94 |
| 52-Week Range | 401.90 - 565.14 |
| Beta | 1.36 |
| Analysts | Hold |
| Price Target | 536.67 (-3.81%) |
| Earnings Date | May 5, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $536.67, which is a decrease of -3.81% from the latest price.
News
Credit Acceptance price target raised to $500 from $450 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $500 from $450 and keeps a Hold rating on the shares. The firm said they reported a Q1…
Credit Acceptance Earnings Call Transcript: Q1 2026
GAAP net income rose to $135.8M with improved loan performance and moderated origination declines. Market share dipped to 4.5%, but operational discipline, AI investments, and targeted dealer strategies support long-term value creation.
Credit Acceptance Quarterly report: Q1 2026
Credit Acceptance has published its Q1 2026 quarterly earnings report on May 5, 2026.
Credit Acceptance Earnings release: Q1 2026
Credit Acceptance released its Q1 2026 earnings on May 5, 2026, summarizing the period's financial results.
Credit Acceptance Announces First Quarter 2026 Results
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidat...
Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the comple...
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Proxy statement: Proxy filing
Credit Acceptance filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
Credit Acceptance Proxy statement: Proxy filing
Credit Acceptance filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
Credit Acceptance names Robert Bourrier chief sales officer
Credit Acceptance (CACC) announced that Robert Bourrier has joined the company as chief sales officer. In this role, Bourrier will lead and scale Credit Acceptance’s national sales organization. Most ...
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that Rob...
Credit Acceptance price target raised to $540 from $450 at Stephens
Stephens raised the firm’s price target on Credit Acceptance (CACC) to $540 from $450 and keeps an Equal Weight rating on the shares. Ahead of the Q1 print, the firm…
Credit Acceptance Named 2026 USA Today Top Workplaces Award Winner
Southfield, Michigan, April 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2026 US...
Credit Acceptance price target lowered to $450 from $470 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Credit Acceptance (CACC) to $450 from $470 and keeps a Hold rating on the shares. The firm adjusted price…
Credit Acceptance announces Steffen Schumann as chief business officer
Credit Acceptance (CACC) announced that Steffen Schumann has joined the company as chief business officer, reporting to CEO Vinayak Hegde. In this newly created role, Schumann’s responsibilities will ...
Credit Acceptance Appoints Steffen Schumann as Chief Business Officer
Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Ste...
Citron Research reverses course on Credit Acceptance, says story changed
Citron Research says it has covered Credit Acceptance (CACC) for years – and not always favorably, as it was among those who believed the regulatory scrutiny posed existential risk. “We…
Credit Acceptance price target raised to $470 from $460 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $470 from $460 and keeps a Hold rating on the shares. The firm updated its model following its…
Credit Acceptance Earnings Call Transcript: Q4 2025
Adjusted EPS grew despite lower loan volumes and performance, with improved sequential trends in both. Market share declined to 4.5%, but new digital initiatives and disciplined capital allocation aim to support future growth.
Credit Acceptance Annual report: Q4 2025
Credit Acceptance has published its Q4 2025 annual report on January 29, 2026.
Credit Acceptance Earnings release: Q4 2025
Credit Acceptance released its Q4 2025 earnings on January 29, 2026, summarizing the period's financial results.
Credit Acceptance Annual report: Q4 2025
Credit Acceptance has published its Q4 2025 annual report on January 29, 2026.
Credit Acceptance reports Q4 adjusted EPS $11.35, consensus $9.85
Reports Q4 revenue $579.9M, consensus $585.37M. “We are pleased to announce sequential growth in our financial results in the fourth quarter of 2025,” said Vinayak Hegde, CEO of Credit Acceptance…
Credit Acceptance Announces Fourth Quarter 2025 Results
Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...
Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast
Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...