Credit Acceptance Corporation (CACC)
| Market Cap | 5.37B +7.8% |
| Revenue (ttm) | 1.07B -13.6% |
| Net Income | 337.10M -25.7% |
| EPS | 31.01 -18.2% |
| Shares Out | 10.14M |
| PE Ratio | 17.08 |
| Forward PE | 9.83 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 149,830 |
| Open | 515.00 |
| Previous Close | 522.58 |
| Day's Range | 508.37 - 533.44 |
| 52-Week Range | 401.90 - 668.86 |
| Beta | 1.46 |
| Analysts | Hold |
| Price Target | 556.67 (+5.12%) |
| Earnings Date | Oct 29, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $556.67, which is an increase of 5.12% from the latest price.
News
Did You Lose Money on Credit Acceptance Corporation Stock? The Law Offices of Howard G.
BENSALEM, Pa.--(BUSINESS WIRE)--Investors who suffered losses on Credit Acceptance Corporation ("Credit Acceptance" or the "Company") stock may have claims to recover those losses. The Law Offices of ...
Lost Money on Credit Acceptance Corporation Shares? The Law Offices of Frank R.
LOS ANGELES--(BUSINESS WIRE)--Credit Acceptance Corporation ("Credit Acceptance" or the "Company") investors who lost money may have claims to recover their losses. The Law Offices of Frank R. Cruz to...
Credit Acceptance falls -20.8%
Credit Acceptance (CACC) is down -20.8%, or -$119.69 to $456.09.
Credit Acceptance price target lowered to $470 from $590 at TD Cowen
TD Cowen lowered the firm’s price target on Credit Acceptance (CACC) to $470 from $590 and keeps a Hold rating on the shares. The firm said the Q3 writedown will…
Credit Acceptance Earnings Call Transcript: Q3 2026
Q3 originations grew sharply, with record dealer participation and higher economic profit. A portfolio forecast reset drove a GAAP loss, while adjusted earnings increased and management emphasized continued risk refinement and disciplined capital deployment.
Credit Acceptance Earnings release: Q3 2026
Credit Acceptance released its Q3 2026 earnings on October 29, 2026, summarizing the period's financial results.
Credit Acceptance Quarterly report: Q3 2026
Credit Acceptance has published its Q3 2026 quarterly earnings report on October 29, 2026.
Credit Acceptance Slides: Q3 2026
Credit Acceptance has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 29, 2026.
Credit Acceptance reports Q3 adjusted EPS $13.01, consensus $12.34
Reports Q3 revenue $594.6M, consensus $596.4M. “During the third quarter, Consumer Loan unit and dollar volume grew 38% and 51%, respectively, both economic profit and adjusted net income experienced ...
Credit Acceptance Announces Third Quarter 2026 Results
Southfield, Michigan, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced a consoli...
Credit Acceptance Announces Timing of Third Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Fortune Media and Great Place To Work® Name Credit Acceptance to 2026 Best Workplaces in Financial Services™ List for the 12th Consecutive Year
Southfield, Michigan, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the...
Credit Acceptance price target lowered to $590 from $600 at TD Cowen
TD Cowen lowered the firm’s price target on Credit Acceptance (CACC) to $590 from $600 and keeps a Hold rating on the shares. The firm adjusted targets in the consumer…
Credit Acceptance appoints Shannon Wilson as Chief Human Resources Officer
Credit Acceptance (CACC) Corporation announced that Shannon Wilson will join the company as Chief Human Resources Officer on September 28. Wilson was most recently Chief People Officer at Alto Pharmac...
Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer
Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team...
Credit Acceptance Reaches Resolution With State Attorneys General
Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies...
Credit Acceptance reaches $710 million predatory auto lending settlement with most US states
Credit Acceptance Corp agreed to a $710 million settlement with 40 U.S. states and Washington, D.C. to resolve charges it drove thousands of borrowers with low incomes and low credit scores into pred...
New Jersey AG announces $694M settlement with Credit Acceptance
New Jersey Attorney General Jennifer Davenport and the Division of Consumer Affairs announced that Credit Acceptance (CACC) Corporation, one of the nation’s largest auto finance companies, will provid...
Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
Southfield, Michigan, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing
Southfield, Michigan, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the compl...
Credit Acceptance announces Jeetu Mirchandani as CTO
Credit Acceptance (CACC) announced that Jeetu Mirchandani will join the company as CTO on August 27. In this role, he will lead Credit Acceptance’s Engineering organization and technology strategy. Mi...
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive Year
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEO...
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeet...
Credit Acceptance price target raised to $600 from $575 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $600 from $575 and keeps a Hold rating on the shares. The firm said its target increase was…
Credit Acceptance Earnings Call Transcript: Q2 2026
Q2 2026 saw a 71% rise in GAAP net income and a return to loan volume growth, driven by strategic pricing, segmentation, and AI-enabled operations. Active dealer count hit a record, while disciplined capital allocation and risk monitoring remain priorities.