Credit Acceptance Corporation (CACC)
| Market Cap | 5.92B +11.0% |
| Revenue (ttm) | 1.30B +11.1% |
| Net Income | 501.90M +18.3% |
| EPS | 45.36 +30.5% |
| Shares Out | 10.38M |
| PE Ratio | 12.58 |
| Forward PE | 11.08 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 86,916 |
| Open | 570.31 |
| Previous Close | 573.09 |
| Day's Range | 570.22 - 579.60 |
| 52-Week Range | 401.90 - 668.86 |
| Beta | 1.35 |
| Analysts | Hold |
| Price Target | 636.67 (+11.59%) |
| Earnings Date | Aug 4, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $636.67, which is an increase of 11.59% from the latest price.
News
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive Year
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEO...
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution
Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeet...
Credit Acceptance Earnings Call Transcript: Q2 2026
Q2 2026 saw a 71% rise in GAAP net income and a return to loan volume growth, driven by improved pricing, segmentation, and dealer engagement. Leadership transitions and AI-driven strategies are positioning the company for continued profitable growth.
Credit Acceptance Earnings release: Q2 2026
Credit Acceptance released its Q2 2026 earnings on August 4, 2026, summarizing the period's financial results.
Credit Acceptance Quarterly report: Q2 2026
Credit Acceptance has published its Q2 2026 quarterly earnings report on August 4, 2026.
Credit Acceptance Announces Second Quarter 2026 Results
Southfield, Michigan, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Credit A cceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolid...
Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, July 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy
Southfield, Michigan, July 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), announced leadership cha...
Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service
Southfield, Michigan, June 10, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), a leading financial serv...
Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility
Southfield, Michigan, June 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we h...
Credit Acceptance Earnings Call Transcript: Q1 2026
GAAP net income rose to $135.8M with improved loan performance and moderated origination declines. Market share dipped to 4.5%, but operational discipline, AI investments, and targeted dealer strategies support long-term value creation.
Credit Acceptance Quarterly report: Q1 2026
Credit Acceptance has published its Q1 2026 quarterly earnings report on May 5, 2026.
Credit Acceptance Earnings release: Q1 2026
Credit Acceptance released its Q1 2026 earnings on May 5, 2026, summarizing the period's financial results.
Credit Acceptance Announces First Quarter 2026 Results
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidat...
Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the comple...
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Proxy statement: Proxy filing
Credit Acceptance filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
Credit Acceptance Proxy statement: Proxy filing
Credit Acceptance filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that Rob...
Credit Acceptance Named 2026 USA Today Top Workplaces Award Winner
Southfield, Michigan, April 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2026 US...
Credit Acceptance Appoints Steffen Schumann as Chief Business Officer
Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Ste...
Credit Acceptance Earnings Call Transcript: Q4 2025
Adjusted EPS grew despite lower loan volumes and performance, with improved sequential trends in both. Market share declined to 4.5%, but new digital initiatives and disciplined capital allocation aim to support future growth.
Credit Acceptance Annual report: Q4 2025
Credit Acceptance has published its Q4 2025 annual report on January 29, 2026.
Credit Acceptance Earnings release: Q4 2025
Credit Acceptance released its Q4 2025 earnings on January 29, 2026, summarizing the period's financial results.
Credit Acceptance Annual report: Q4 2025
Credit Acceptance has published its Q4 2025 annual report on January 29, 2026.