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Cass Information Systems, Inc. (CASS)

Stock Price: $41.84 USD 0.25 (0.60%)
Updated Oct 21, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 603.38M
Revenue (ttm) 151.55M
Net Income (ttm) 27.54M
Shares Out 14.42M
EPS (ttm) 1.88
PE Ratio 22.26
Forward PE n/a
Dividend $1.08
Dividend Yield 2.58%

Stock Quote

Trading Day Oct 21, 2020
Last Price $41.84
Previous Close $41.59
Change ($) 0.25
Change (%) 0.60%
Day's Open 41.59
Day's Range 41.04 - 42.08
Day's Volume 19,052
52-Week Range 28.85 - 60.97

More Stats

Market Cap 603.38M
Enterprise Value 371.24M
Earnings Date (est) n/a
Ex-Dividend Date Sep 3, 2020
Shares Outstanding 14.42M
Float 13.03M
EPS (basic) 1.92
EPS (diluted) 1.88
FCF / Share 3.16
Dividend $1.08
Dividend Yield 2.58%
Earnings Yield 4.49%
FCF Yield 7.54%
Payout Ratio 55.70%
Shares Short 464,229
Short Ratio 9.89
Short % of Float 3.56%
Beta 0.85
PE Ratio 22.26
Forward PE n/a
P/FCF Ratio 13.26
PS Ratio 3.98
PB Ratio 2.46
Revenue 151.55M
Operating Income 33.93M
Net Income 27.54M
Free Cash Flow 45.50M
Net Cash 232.14M
Net Cash / Share 16.10
Gross Margin 45.64%
Operating Margin 22.39%
Profit Margin 18.20%
FCF Margin 30.03%
ROA 1.33%
ROE 11.27%
ROIC 2.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$29.94*
Low
29.9
Current: $41.84
High
29.9
Target: 29.94
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue15714813512612111711511210796.22
Revenue Growth6.05%9.58%7.78%3.91%3.08%2.08%2.95%4.68%10.72%-
Gross Profit15714813512612111711511210796.22
Operating Income37.4736.3534.9032.0631.0331.7930.7331.1931.5127.93
Net Income30.4030.2725.0124.3523.0624.0323.5023.3023.0120.31
Shares Outstanding14.5014.7514.7414.7514.9715.2015.2015.1015.0415.00
Earnings Per Share2.072.031.681.631.521.561.531.531.521.35
EPS Growth1.97%20.83%3.07%7.45%-2.82%2.03%0%0.46%12.98%-
Dividend Per Share1.050.890.720.670.640.610.560.350.300.36
Dividend Growth17.58%23.51%7.27%4.66%4.89%9.45%59.83%16.61%-17.08%-
Operating Cash Flow42.1348.3438.8935.1933.4934.8428.8935.3325.6423.78
Capital Expenditures-2.72-4.40-4.13-4.68-5.75-6.29-4.86-3.10-1.93-1.19
Free Cash Flow39.4043.9434.7630.5127.7528.5524.0332.2323.7222.59
Cash & Equivalents204231228267253294225141236139
Total Debt18.00---------
Net Cash / Debt186231228267253294225141236139
Assets1,7641,6951,6571,5051,4561,5011,3261,2871,3191,188
Liabilities1,5201,4651,4321,2971,2481,3001,1361,1131,1591,046
Book Value244230225208207200190174161142
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Cass Information Systems, Inc.
Country United States
Employees 875
CEO Eric H. Brunngraber

Stock Information

Ticker Symbol CASS
Stock Exchange NASDAQ
Sector Industrials
Industry Specialty Business Services
Unique Identifier NASDAQ: CASS
IPO Date July 1, 1996

Description

Cass Information Systems provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays energy invoices, including electricity, gas, waste, and other facility related expenses; and provides telecommunications expense management solutions comprising bill processing, audit, and payment services for telephone, data line, wireless, and communication equipment expenses. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of commercial banking products and services, such as checking, savings, and time deposit accounts; commercial and commercial real estate loans; and other cash management services to privately-owned businesses and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and additional leased facilities in Fenton, Missouri and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.