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Cass Information Systems, Inc. (CASS)

Stock Price: $37.37 USD 0.25 (0.67%)
Updated Aug 6, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 538.94M
Revenue (ttm) 156.99M
Net Income (ttm) 29.79M
Shares Out 14.42M
EPS (ttm) 1.88
PE Ratio 19.88
Forward PE n/a
Dividend $1.08
Dividend Yield 2.89%

Stock Quote

Trading Day Aug 6, 2020
Last Price $37.37
Previous Close $37.12
Change ($) 0.25
Change (%) 0.67%
Day's Open 37.05
Day's Range 36.86 - 37.40
Day's Volume 26,127
52-Week Range 28.85 - 60.97

More Stats

Market Cap 538.94M
Enterprise Value 375.74M
Earnings Date (est) n/a
Ex-Dividend Date Jun 4, 2020
Shares Outstanding 14.42M
Float 11.90M
EPS (basic) 2.07
EPS (diluted) 1.88
FCF / Share 2.85
Dividend $1.08
Dividend Yield 2.89%
Earnings Yield 5.03%
FCF Yield 7.69%
Payout Ratio 51.20%
Shares Short 559,652
Short Ratio 10.86
Short % of Float 4.43%
Beta 0.91
PE Ratio 19.88
Forward PE n/a
P/FCF Ratio 13.00
PS Ratio 3.43
PB Ratio 2.14
Revenue 156.99M
Operating Income 36.77M
Net Income 29.79M
Free Cash Flow 41.44M
Net Cash 163.19M
Net Cash / Share 11.32
Gross Margin 45.44%
Operating Margin 23.42%
Profit Margin 19.00%
FCF Margin 26.40%
ROA 1.52%
ROE 12.52%
ROIC 2.40%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$29.94*
Low
29.9
Current: $37.37
High
29.9
Target: 29.94
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue15714813512612111711511210796.22
Revenue Growth6.05%9.58%7.78%3.91%3.08%2.08%2.95%4.68%10.72%-
Gross Profit15714813512612111711511210796.22
Operating Income37.4736.3534.9032.0631.0331.7930.7331.1931.5127.93
Net Income30.4030.2725.0124.3523.0624.0323.5023.3023.0120.31
Shares Outstanding14.5014.7514.7414.7514.9715.2015.2015.1015.0415.00
Earnings Per Share2.072.031.681.631.521.561.531.531.521.35
EPS Growth1.97%20.83%3.07%7.45%-2.82%2.03%0%0.46%12.98%-
Dividend Per Share1.050.890.720.670.640.610.560.350.300.36
Dividend Growth17.58%23.51%7.27%4.66%4.89%9.45%59.83%16.61%-17.08%-
Operating Cash Flow42.1348.3438.8935.1933.4934.8428.8935.3325.6423.78
Capital Expenditures-2.72-4.40-4.13-4.68-5.75-6.29-4.86-3.10-1.93-1.19
Free Cash Flow39.4043.9434.7630.5127.7528.5524.0332.2323.7222.59
Cash & Equivalents204231228267253294225141236139
Total Debt18.00---------
Net Cash / Debt186231228267253294225141236139
Assets1,7641,6951,6571,5051,4561,5011,3261,2871,3191,188
Liabilities1,5201,4651,4321,2971,2481,3001,1361,1131,1591,046
Book Value244230225208207200190174161142
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Cass Information Systems, Inc.
Country United States
Employees 875
CEO Eric H. Brunngraber

Stock Information

Ticker Symbol CASS
Stock Exchange NASDAQ
Sector Industrials
Industry Specialty Business Services
Unique Identifier NASDAQ: CASS
IPO Date July 1, 1996

Description

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays energy invoices, including electricity, gas, waste, and other facility related expenses; and provides telecommunications expense management solutions comprising bill processing, audit, and payment services for telephone, data line, wireless, and communication equipment expenses. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of commercial banking products and services, such as checking, savings, and time deposit accounts; commercial and commercial real estate loans; and other cash management services to privately-owned businesses and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and additional leased facilities in Fenton, Missouri, Santa Ana, California, and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.