Cass Information Systems, Inc. (CASS)

Cass Information Systems Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	84.82	109.86	113.85	109.93	124.98	109.69
Revenue Growth	-22.65%	-3.50%	3.57%	-12.05%	13.94%	9.21%
Gross Profit Gross Profit Growth	84.82	109.86	113.85	109.93	124.98	109.69
Operating Income Operating Income Growth	-67.46	-42.48	-44.34	-32.03	-15.94	-10.51
Net Income Net Income Growth	36.71	35.12	19.17	30.06	34.9	28.6
Earnings Per Share EPS Growth	2.78	2.61	1.39	2.18	2.53	2.00
EPS Growth	49.46%	87.77%	-36.24%	-13.83%	26.50%	15.61%

Revenue by Segment

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Information Services Information Services Growth	108.35	109.78	106.22	152.11	127.79
Corporate, Eliminations and Other Corporate, Eliminations and Other Growth	-1.22	1.43	0.99	-5.97	-1.96
Banking Services Banking Services Growth	2.73	2.64	2.71	41.17	29.36
Total Total Growth	109.86	113.85	109.93	187.31	155.19

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	965.26	1,163	877.75	999.59	955.41	1,188
Total Debt Total Debt Growth	80	0	0	0	0	0
Net Cash (Debt) Net Cash Growth	885.26	1,163	877.75	999.59	955.41	1,188
Net Cash Growth	8.26%	32.50%	-12.19%	4.62%	-19.60%	15.57%
Net Cash Per Share Net Cash Per Share Growth	67.02	86.39	63.71	72.35	69.19	82.93

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	30.42	37.44	38.95	36.94	51.61	34.55
Capital Expenditures CapEx Growth	-4.99	-5.66	-8.51	-11.94	-5.87	-4.37
Free Cash Flow Free Cash Flow Growth	25.44	31.77	30.44	25	45.74	30.18
Free Cash Flow Growth	-40.97%	4.39%	21.75%	-45.35%	51.57%	-34.08%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-79.53%	-38.67%	-38.95%	-29.14%	-12.76%	-9.58%
Pretax Margin	53.83%	35.28%	20.59%	31.35%	34.32%	30.83%
Profit Margin	0.00%	-3.64%	-0.54%	-1.97%	27.93%	26.08%
FCF Margin	0.00%	28.92%	26.73%	22.74%	36.60%	27.51%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.280	1.250	1.210	1.170	1.130	1.090
Dividend Per Share Growth	3.25%	3.31%	3.42%	3.54%	3.67%	0.93%
Dividend Yield	2.36%	3.02%	2.98%	2.62%	2.49%	2.79%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	19.57	15.91	29.43	20.67	18.11	19.66
Forward PE	16.54	14.99	19.86	18.46	15.48	26.82
P/FCF Ratio	-	16.88	18.15	24.48	13.69	17.89
PS Ratio	3.22	4.88	4.85	5.57	5.01	4.92

Data Sources: Fiscal.ai and S&P Global Market Intelligence Last updated: Jul 23, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company. Revenue segment data is provided by S&P Global Market Intelligence.

Update frequency:

Quarterly

Last checked:

Jul 25, 2026

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