Cass Information Systems, Inc. (CASS)
NASDAQ: CASS · Real-Time Price · USD
58.41
-0.13 (-0.22%)
Aug 14, 2026, 4:00 PM EDT - Market closed

Cass Information Systems Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
214.99207.42201.89192.69187.31155.19
Revenue Growth
6.52%2.74%4.78%2.87%20.70%4.77%
Gross Profit
105.5897.0192.1188.8579.4863.16
Operating Income
62.9556.1943.750.7346.3834.99
Net Income
36.7135.1219.1730.0634.928.6
Earnings Per Share
2.772.611.392.182.532.00
EPS Growth
48.81%87.01%-35.95%-13.95%26.50%15.61%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate, Eliminations and Other
1.95-1.221.430.99-5.97-1.96
Information Services
112.73108.35109.78106.22152.11127.79
Banking Services
2.752.732.642.7141.1729.36
Total
117.43109.86113.85109.93187.31155.19

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
228.47392.27349.73372.47200.94514.93
Total Debt
84.154.51----
Net Cash (Debt)
144.32387.76349.73372.47200.94514.93
Net Cash Growth
-32.34%10.87%-6.11%85.36%-60.98%-23.21%
Net Cash Per Share
10.9328.8025.3826.9614.5535.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
48.6537.4438.9536.9451.6134.55
Capital Expenditures
-6.74-5.66-8.51-11.94-5.87-4.37
Free Cash Flow
41.9131.7730.442545.7430.18
Free Cash Flow Growth
28.68%4.39%21.75%-45.35%51.57%-34.08%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
49.11%46.77%45.62%46.11%42.44%40.70%
Operating Margin
29.28%27.09%21.65%26.33%24.76%22.55%
Pretax Margin
21.24%18.69%11.61%17.89%22.90%21.79%
Profit Margin
17.08%16.93%9.49%15.60%18.63%18.43%
FCF Margin
19.49%15.32%15.08%12.97%24.42%19.45%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2801.2501.2101.1701.1301.090
Dividend Per Share Growth
3.25%3.31%3.42%3.54%3.67%0.93%
Dividend Yield
2.19%3.05%3.09%2.79%2.72%3.15%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.0715.4728.9620.3817.9319.26
Forward PE
17.3814.9919.8618.4615.4826.82
P/FCF Ratio
17.8517.1018.2424.5013.6918.25
PS Ratio
3.482.622.753.183.343.55