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Cass Information Systems, Inc. (CASS)
NASDAQ: CASS · Real-Time Price · USD
54.83
-2.84 (-4.92%)
At close: Oct 23, 2026, 4:00 PM EDT
54.34
-0.49 (-0.89%)
After-hours: Oct 23, 2026, 7:30 PM EDT

Cass Information Systems Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
217.29207.42201.89192.69187.31155.19
Revenue Growth
6.35%2.74%4.78%2.87%20.70%4.77%
Gross Profit
107.8597.0192.1188.8579.4863.16
Operating Income
63.7356.1943.750.7346.3834.99
Net Income
38.1835.1219.1730.0634.928.6
Earnings Per Share
2.912.611.392.182.532.00
EPS Growth
25.25%87.01%-35.95%-13.95%26.50%15.61%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate, Eliminations and Other
-1.221.430.99-5.97-1.96
Information Services
108.35109.78106.22152.11127.79
Banking Services
2.732.642.7141.1729.36
Total
109.86113.85109.93187.31155.19

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
255.87392.27349.73372.47200.94514.93
Total Debt
-4.51----
Net Cash (Debt)
255.87387.76349.73372.47200.94514.93
Net Cash Growth
0.76%10.87%-6.11%85.36%-60.98%-23.21%
Net Cash Per Share
19.5028.8025.3826.9614.5535.93

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-37.4438.9536.9451.6134.55
Capital Expenditures
--5.66-8.51-11.94-5.87-4.37
Free Cash Flow
-31.7730.442545.7430.18
Free Cash Flow Growth
-4.39%21.75%-45.35%51.57%-34.08%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
49.64%46.77%45.62%46.11%42.44%40.70%
Operating Margin
29.33%27.09%21.65%26.33%24.76%22.55%
Pretax Margin
21.61%18.69%11.61%17.89%22.90%21.79%
Profit Margin
17.57%16.93%9.49%15.60%18.63%18.43%
FCF Margin
-15.32%15.08%12.97%24.42%19.45%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.2501.2101.1701.1301.090
Dividend Per Share Growth
4.00%3.31%3.42%3.54%3.67%0.93%
Dividend Yield
2.48%2.97%2.94%2.59%2.47%2.72%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.8515.4728.9620.3817.9319.26
Forward PE
16.0814.9919.8618.4615.4826.82
P/FCF Ratio
16.7217.1018.2424.5013.6918.25
PS Ratio
3.222.622.753.183.343.55