Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $693.26 million. The enterprise value is $441.55 million.
| Market Cap | 693.26M |
| Enterprise Value | 441.55M |
Important Dates
The last earnings date was Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Dec 4, 2026 |
Share Statistics
CASS has 12.80 million shares outstanding. The number of shares has decreased by -3.45% in one year.
| Current Share Class | 12.80M |
| Shares Outstanding | 12.80M |
| Shares Change (YoY) | -3.45% |
| Shares Change (QoQ) | -0.21% |
| Owned by Insiders (%) | 3.98% |
| Owned by Institutions (%) | 61.63% |
| Float | 11.23M |
Valuation Ratios
The trailing PE ratio is 18.63 and the forward PE ratio is 15.89.
| PE Ratio | 18.63 |
| Forward PE | 15.89 |
| PS Ratio | 3.19 |
| Forward PS | 3.17 |
| PB Ratio | 3.07 |
| P/TBV Ratio | 3.35 |
| P/FCF Ratio | 20.83 |
| P/OCF Ratio | 17.05 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.20, with an EV/FCF ratio of 13.27.
| EV / Earnings | 11.56 |
| EV / Sales | 2.03 |
| EV / EBITDA | 6.20 |
| EV / EBIT | 6.93 |
| EV / FCF | 13.27 |
Financial Position
The company has a current ratio of 0.96, with a Debt / Equity ratio of 0.02.
| Current Ratio | 0.96 |
| Quick Ratio | 0.81 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.06 |
| Debt / FCF | 0.12 |
| Interest Coverage | 4.07 |
Financial Efficiency
Return on equity (ROE) is 16.22% and return on invested capital (ROIC) is 16.65%.
| Return on Equity (ROE) | 16.22% |
| Return on Assets (ROA) | 1.59% |
| Return on Invested Capital (ROIC) | 16.65% |
| Return on Capital Employed (ROCE) | 6.87% |
| Weighted Average Cost of Capital (WACC) | 8.37% |
| Revenue Per Employee | $240,095 |
| Profits Per Employee | $42,190 |
| Employee Count | 905 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $8.89 million in taxes.
| Income Tax | 8.89M |
| Effective Tax Rate | 18.93% |
Stock Price Statistics
The stock price has increased by +34.04% in the last 52 weeks. The beta is 0.43, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +34.04% |
| 50-Day Moving Average | 54.64 |
| 200-Day Moving Average | 50.19 |
| Relative Strength Index (RSI) | 48.76 |
| Average Volume (20 Days) | 73,342 |
Short Selling Information
The latest short interest is 417,384, so 3.26% of the outstanding shares have been sold short.
| Short Interest | 417,384 |
| Short Previous Month | 389,324 |
| Short % of Shares Out | 3.26% |
| Short % of Float | 3.72% |
| Short Ratio (days to cover) | 5.17 |
Income Statement
In the last 12 months, CASS had revenue of $217.29 million and earned $38.18 million in profits. Earnings per share was $2.91.
| Revenue | 217.29M |
| Gross Profit | 107.85M |
| Operating Income | 63.73M |
| Pretax Income | 46.96M |
| Net Income | 38.18M |
| EBITDA | 71.18M |
| EBIT | 63.73M |
| Earnings Per Share (EPS) | $2.91 |
Balance Sheet
The company has $255.87 million in cash and $4.16 million in debt, with a net cash position of $251.71 million or $19.67 per share.
| Cash & Cash Equivalents | 255.87M |
| Total Debt | 4.16M |
| Net Cash | 251.71M |
| Net Cash Per Share | $19.67 |
| Equity (Book Value) | 226.04M |
| Book Value Per Share | 17.65 |
| Working Capital | -58.77M |
Cash Flow
In the last 12 months, operating cash flow was $40.66 million and capital expenditures -$7.38 million, giving a free cash flow of $33.29 million.
| Operating Cash Flow | 40.66M |
| Capital Expenditures | -7.38M |
| Depreciation & Amortization | 7.46M |
| Net Borrowing | n/a |
| Free Cash Flow | 33.29M |
| FCF Per Share | $2.60 |
Margins
Gross margin is 49.64%, with operating and profit margins of 29.33% and 17.57%.
| Gross Margin | 49.64% |
| Operating Margin | 29.33% |
| Pretax Margin | 21.61% |
| Profit Margin | 17.57% |
| EBITDA Margin | 32.76% |
| EBIT Margin | 29.33% |
| FCF Margin | 15.32% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.51%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 2.51% |
| Dividend Growth (YoY) | 4.00% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 46.76% |
| FCF Payout Ratio | 52.28% |
| Buyback Yield | 3.45% |
| Shareholder Yield | 5.96% |
| Earnings Yield | 5.37% |
| FCF Yield | 4.80% |
Analyst Forecast
The average price target for CASS is $59.50, which is 9.82% higher than the current price. The consensus rating is "Hold".
| Price Target | $59.50 |
| Price Target Difference | 9.82% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 3.89% |
| EPS Growth Forecast (3Y) | 18.56% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
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| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.4 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.4 |
| Piotroski F-Score | 5 |