Cass Information Systems Statistics
Total Valuation
CASS has a market cap or net worth of $596.84 million. The enterprise value is $501.82 million.
| Market Cap | 596.84M |
| Enterprise Value | 501.82M |
Important Dates
The last earnings date was Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Jun 5, 2026 |
Share Statistics
CASS has 12.87 million shares outstanding. The number of shares has decreased by -2.92% in one year.
| Current Share Class | 12.87M |
| Shares Outstanding | 12.87M |
| Shares Change (YoY) | -2.92% |
| Shares Change (QoQ) | -0.51% |
| Owned by Insiders (%) | 3.93% |
| Owned by Institutions (%) | 63.66% |
| Float | 11.31M |
Valuation Ratios
The trailing PE ratio is 19.84 and the forward PE ratio is 14.86. CASS's PEG ratio is 0.83.
| PE Ratio | 19.84 |
| Forward PE | 14.86 |
| PS Ratio | 2.86 |
| Forward PS | 3.75 |
| PB Ratio | 2.47 |
| P/TBV Ratio | 2.69 |
| P/FCF Ratio | 23.46 |
| P/OCF Ratio | 19.62 |
| PEG Ratio | 0.83 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.94, with an EV/FCF ratio of 19.73.
| EV / Earnings | 14.35 |
| EV / Sales | 2.40 |
| EV / EBITDA | 7.94 |
| EV / EBIT | 8.97 |
| EV / FCF | 19.73 |
Financial Position
The company has a current ratio of 1.02, with a Debt / Equity ratio of 0.62.
| Current Ratio | 1.02 |
| Quick Ratio | 0.85 |
| Debt / Equity | 0.62 |
| Debt / EBITDA | 2.26 |
| Debt / FCF | 5.87 |
| Interest Coverage | 3.48 |
Financial Efficiency
Return on equity (ROE) is 13.15% and return on invested capital (ROIC) is 4,390.29%.
| Return on Equity (ROE) | 13.15% |
| Return on Assets (ROA) | 1.44% |
| Return on Invested Capital (ROIC) | 4,390.29% |
| Return on Capital Employed (ROCE) | 5.70% |
| Weighted Average Cost of Capital (WACC) | 7.19% |
| Revenue Per Employee | $205,754 |
| Profits Per Employee | $34,431 |
| Employee Count | 1,016 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASS has paid $7.47 million in taxes.
| Income Tax | 7.47M |
| Effective Tax Rate | 19.26% |
Stock Price Statistics
The stock price has increased by +8.42% in the last 52 weeks. The beta is 0.46, so CASS's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +8.42% |
| 50-Day Moving Average | 45.84 |
| 200-Day Moving Average | 43.01 |
| Relative Strength Index (RSI) | 48.98 |
| Average Volume (20 Days) | 76,395 |
Short Selling Information
The latest short interest is 238,584, so 1.85% of the outstanding shares have been sold short.
| Short Interest | 238,584 |
| Short Previous Month | 278,987 |
| Short % of Shares Out | 1.85% |
| Short % of Float | 2.11% |
| Short Ratio (days to cover) | 2.73 |
Income Statement
In the last 12 months, CASS had revenue of $209.05 million and earned $34.98 million in profits. Earnings per share was $2.61.
| Revenue | 209.05M |
| Gross Profit | 99.48M |
| Operating Income | 55.96M |
| Pretax Income | 38.77M |
| Net Income | 34.98M |
| EBITDA | 63.20M |
| EBIT | 55.96M |
| Earnings Per Share (EPS) | $2.61 |
Balance Sheet
The company has $244.34 million in cash and $149.33 million in debt, with a net cash position of $95.01 million or $7.38 per share.
| Cash & Cash Equivalents | 244.34M |
| Total Debt | 149.33M |
| Net Cash | 95.01M |
| Net Cash Per Share | $7.38 |
| Equity (Book Value) | 241.79M |
| Book Value Per Share | 18.79 |
| Working Capital | 32.70M |
Cash Flow
In the last 12 months, operating cash flow was $30.42 million and capital expenditures -$4.99 million, giving a free cash flow of $25.44 million.
| Operating Cash Flow | 30.42M |
| Capital Expenditures | -4.99M |
| Depreciation & Amortization | 7.24M |
| Net Borrowing | 145.00M |
| Free Cash Flow | 25.44M |
| FCF Per Share | $1.98 |
Margins
Gross margin is 47.59%, with operating and profit margins of 26.77% and 16.73%.
| Gross Margin | 47.59% |
| Operating Margin | 26.77% |
| Pretax Margin | 18.54% |
| Profit Margin | 16.73% |
| EBITDA Margin | 30.23% |
| EBIT Margin | 26.77% |
| FCF Margin | 12.17% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.81%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.81% |
| Dividend Growth (YoY) | 3.25% |
| Years of Dividend Growth | 24 |
| Payout Ratio | 48.59% |
| Buyback Yield | 2.92% |
| Shareholder Yield | 5.68% |
| Earnings Yield | 5.86% |
| FCF Yield | 4.26% |
Analyst Forecast
The average price target for CASS is $52.00, which is 12.14% higher than the current price. The consensus rating is "Buy".
| Price Target | $52.00 |
| Price Target Difference | 12.14% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.
| Last Split Date | Dec 3, 2018 |
| Split Type | Forward |
| Split Ratio | 1.2:1 |
Scores
CASS has an Altman Z-Score of 0.41 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.41 |
| Piotroski F-Score | 4 |