Colony Bankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	143.08	124.33	111.68	99.26	70.76	60.11
Interest Income on Investments	25.18	25.62	25.57	25.66	20.77	10.47
Total Interest Income	168.26	149.95	137.24	124.92	91.54	70.59
Interest Paid on Deposits	49.36	46.71	50.01	35.46	5.88	2.6
Interest Paid on Borrowings	11.27	11.34	11.16	11.21	4.99	1.8
Total Interest Expense	60.63	58.05	61.17	46.67	10.87	4.4
Net Interest Income	107.64	91.9	76.08	78.24	80.67	66.19
Net Interest Income Growth	30.71%	20.80%	-2.77%	-3.01%	21.88%	19.81%
Mortgage Banking Activities	8.05	7.54	6.05	6.13	8.55	13.21
Gain (Loss) on Sale of Investments	-1.23	-1.04	-1.84	-	-0.08	-0.09
Other Non-Interest Income	22.49	18.72	16.56	15.71	12.47	9.4
Total Non-Interest Income	43.99	40.28	39.38	35.63	35.03	36.29
Non-Interest Income Growth	11.27%	2.30%	10.50%	1.74%	-3.49%	49.69%
Revenues Before Loan Losses	151.63	132.18	115.45	113.88	115.7	102.48
Provision for Loan Losses	6.2	4.5	3.05	3.6	3.37	0.7
Revenue	145.43	127.68	112.4	110.28	112.33	101.78
Revenue Growth	22.69%	13.59%	1.93%	-1.82%	10.36%	39.55%
Salaries and Employee Benefits	58.33	51.63	48.47	47.53	51.07	45
Occupancy Expenses	6.79	5.99	5.62	5.66	5.92	5.8
Selling, General & Administrative	22.37	20.79	18.5	18.41	21	15.45
Other Non-Interest Expense	12.29	12.07	10.24	11.47	11.49	7.67
Total Non-Interest Expense	99.78	90.48	82.83	83.07	89.48	73.92
EBT Excluding Unusual Items	45.64	37.2	29.57	27.21	22.85	27.86
Asset Writedown	-	-	-	-	-	-0.09
Pretax Income	41	35.14	29.57	27.21	22.85	23.15
Income Tax Expense	8.28	6.88	5.7	5.47	3.31	4.5
Net Income	32.72	28.25	23.87	21.75	19.54	18.66
Net Income to Common	32.72	28.25	23.87	21.75	19.54	18.66
Net Income Growth	18.34%	18.37%	9.75%	11.28%	4.73%	57.93%
Basic Shares Outstanding	20	18	18	18	17	11
Diluted Shares Outstanding	20	18	18	18	17	11
Shares Change	12.14%	1.32%	-0.12%	2.25%	52.75%	18.48%
EPS (Basic)	1.67	1.59	1.36	1.24	1.14	1.66
EPS (Diluted)	1.67	1.59	1.36	1.24	1.14	1.66
EPS Growth	6.11%	16.83%	9.88%	8.83%	-31.44%	33.71%
Dividend Per Share	0.470	0.460	0.450	0.440	0.430	0.410
Dividend Growth	3.30%	2.22%	2.27%	2.33%	4.88%	2.50%
Effective Tax Rate	20.18%	19.59%	19.28%	20.09%	14.49%	19.41%

SEC Filings: 10-K · 10-Q