Colony Bankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	152.04	124.33	111.68	99.26	70.76	60.11
Interest Income on Investments	25.79	25.62	25.57	25.66	20.77	10.47
Total Interest Income	177.83	149.95	137.24	124.92	91.54	70.59
Interest Paid on Deposits	51.44	46.71	50.01	35.46	5.88	2.6
Interest Paid on Borrowings	11.08	11.34	11.16	11.21	4.99	1.8
Total Interest Expense	62.52	58.05	61.17	46.67	10.87	4.4
Net Interest Income	115.31	91.9	76.08	78.24	80.67	66.19
Net Interest Income Growth	33.30%	20.80%	-2.77%	-3.01%	21.88%	19.81%
Mortgage Banking Activities	8.24	7.54	6.05	6.13	8.55	13.21
Gain (Loss) on Sale of Investments	-1.07	-1.04	-1.84	-	-0.08	-0.09
Other Non-Interest Income	23.67	18.72	16.56	15.71	12.47	9.4
Total Non-Interest Income	45.35	40.28	39.38	35.63	35.03	36.29
Non-Interest Income Growth	14.69%	2.30%	10.50%	1.74%	-3.49%	49.69%
Revenues Before Loan Losses	160.66	132.18	115.45	113.88	115.7	102.48
Provision for Loan Losses	6.95	4.5	3.05	3.6	3.37	0.7
Revenue	153.71	127.68	112.4	110.28	112.33	101.78
Revenue Growth	25.43%	13.59%	1.93%	-1.82%	10.36%	39.55%
Salaries and Employee Benefits	60.62	51.63	48.47	47.53	51.07	45
Occupancy Expenses	7.16	5.99	5.62	5.66	5.92	5.8
Selling, General & Administrative	22.32	20.79	18.5	18.41	21	15.45
Other Non-Interest Expense	12.25	12.07	10.24	11.47	11.49	7.67
Total Non-Interest Expense	102.34	90.48	82.83	83.07	89.48	73.92
EBT Excluding Unusual Items	51.37	37.2	29.57	27.21	22.85	27.86
Asset Writedown	-	-	-	-	-	-0.09
Pretax Income	47.06	35.14	29.57	27.21	22.85	23.15
Income Tax Expense	9.64	6.88	5.7	5.47	3.31	4.5
Net Income	37.43	28.25	23.87	21.75	19.54	18.66
Net Income to Common	37.43	28.25	23.87	21.75	19.54	18.66
Net Income Growth	34.42%	18.37%	9.75%	11.28%	4.73%	57.93%
Basic Shares Outstanding	21	18	18	18	17	11
Diluted Shares Outstanding	21	18	18	18	17	11
Shares Change	17.72%	1.32%	-0.12%	2.25%	52.75%	18.48%
EPS (Basic)	1.82	1.59	1.36	1.24	1.14	1.66
EPS (Diluted)	1.82	1.59	1.36	1.24	1.14	1.66
EPS Growth	14.32%	16.83%	9.88%	8.83%	-31.44%	33.71%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.475	0.460	0.450	0.440	0.430	0.410
Dividend Growth	3.82%	2.22%	2.27%	2.33%	4.88%	2.50%
Effective Tax Rate	20.48%	19.59%	19.28%	20.09%	14.49%	19.41%

SEC Filings: 10-K · 10-Q