CB Financial Services, Inc. (CBFV)

CB Financial Services Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	60.92	59.38	54.65	41.93	39.7	42.88
Interest Income on Investments	14.46	16.75	7.58	5.78	3.85	4.58
Total Interest Income	75.38	76.13	62.23	47.72	43.56	47.47
Interest Paid on Deposits	25.14	28.44	16.43	4.03	3.13	5.17
Interest Paid on Borrowings	1.76	1.62	1.24	0.76	0.28	0.39
Total Interest Expense	26.9	30.06	17.67	4.78	3.41	5.56
Net Interest Income	48.48	46.07	44.55	42.94	40.15	41.9
Net Interest Income Growth (YoY)	6.16%	3.40%	3.77%	6.93%	-4.18%	-2.94%
Gain (Loss) on Sale of Assets	-	0.41	24.59	0.43	5.2	-0.06
Gain (Loss) on Sale of Investments	-11.82	0.05	-10.2	-0.17	0.53	0.23
Other Non-Interest Income	4.39	4.01	9.29	9.5	7.01	5.94
Total Non-Interest Income	-7.33	4.53	23.68	9.76	16.21	9.71
Non-Interest Income Growth (YoY)	-	-80.87%	142.55%	-39.77%	66.92%	13.82%
Revenues Before Loan Losses	41.16	50.6	68.23	52.7	56.36	51.62
Provision for Loan Losses	0.91	0.57	-0.5	3.78	-1.13	4
Revenue	40.24	50.03	68.74	48.91	57.49	47.62
Revenue Growth (YoY)	-40.13%	-27.22%	40.52%	-14.91%	20.73%	-6.60%
Salaries and Employee Benefits	20.82	18.01	20.78	17.87	19.37	19.16
Occupancy Expenses	-	-	-	-	2.35	2.13
Federal Deposit Insurance	0.72	0.64	0.75	0.64	1.01	0.84
Amortization of Goodwill & Intangibles	0.09	0.96	1.77	1.78	1.93	2.13
Selling, General & Administrative	11.04	11.46	10.98	9.93	9.9	7.32
Other Non-Interest Expense	4.45	4.48	4.6	4.77	4.72	5.14
Total Non-Interest Expense	37.16	35.6	38.75	34.83	39.09	36.65
EBT Excluding Unusual Items	3.08	14.43	29.98	14.08	18.39	10.96
Asset Writedown	-	-	-	-	-	-0.3
Other Unusual Items	-	-	-	-	-	-0.15
Pretax Income	3.08	15.34	30.29	14.08	14.7	-9.39
Income Tax Expense	0.39	2.75	7.74	2.83	3.13	1.25
Net Income	2.69	12.59	22.55	11.25	11.57	-10.64
Net Income to Common	2.69	12.59	22.55	11.25	11.57	-10.64
Net Income Growth	-88.31%	-44.15%	100.50%	-2.79%	-	-
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change (YoY)	0.82%	3.51%	-0.51%	-4.51%	-0.25%	-0.78%
EPS (Basic)	0.53	2.45	4.41	2.19	2.15	-1.97
EPS (Diluted)	0.51	2.38	4.40	2.18	2.15	-1.97
EPS Growth	-88.33%	-45.91%	101.84%	1.42%	-	-
Dividend Per Share	1.010	1.000	1.000	0.960	0.960	0.960
Dividend Growth	1.00%	-	4.17%	-	-	-
Effective Tax Rate	12.68%	17.92%	25.54%	20.12%	21.27%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q