CB Financial Services, Inc. (CBFV)

CB Financial Services Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	59.9	59.38	54.65	41.93	39.7	42.88
Interest Income on Investments	15.92	16.75	7.58	5.78	3.85	4.58
Total Interest Income	75.81	76.13	62.23	47.72	43.56	47.47
Interest Paid on Deposits	27.22	28.44	16.43	4.03	3.13	5.17
Interest Paid on Borrowings	1.74	1.62	1.24	0.76	0.28	0.39
Total Interest Expense	28.96	30.06	17.67	4.78	3.41	5.56
Net Interest Income	46.86	46.07	44.55	42.94	40.15	41.9
Net Interest Income Growth (YoY)	4.33%	3.40%	3.77%	6.93%	-4.18%	-2.94%
Gain (Loss) on Sale of Assets	0.14	0.41	24.59	0.43	5.2	-0.06
Gain (Loss) on Sale of Investments	0.18	0.05	-10.2	-0.17	0.53	0.23
Other Non-Interest Income	3.27	4.01	9.29	9.5	7.01	5.94
Total Non-Interest Income	3.66	4.53	23.68	9.76	16.21	9.71
Non-Interest Income Growth (YoY)	-82.21%	-80.87%	142.55%	-39.77%	66.92%	13.82%
Revenues Before Loan Losses	50.52	50.6	68.23	52.7	56.36	51.62
Provision for Loan Losses	0.61	0.57	-0.5	3.78	-1.13	4
Revenue	49.91	50.03	68.74	48.91	57.49	47.62
Revenue Growth (YoY)	-25.04%	-27.22%	40.52%	-14.91%	20.73%	-6.60%
Salaries and Employee Benefits	20.13	18.01	20.78	17.87	19.37	19.16
Occupancy Expenses	-	-	-	-	2.35	2.13
Federal Deposit Insurance	0.73	0.64	0.75	0.64	1.01	0.84
Amortization of Goodwill & Intangibles	0.35	0.96	1.77	1.78	1.93	2.13
Selling, General & Administrative	11.15	11.46	10.98	9.93	9.9	7.32
Other Non-Interest Expense	4.35	4.48	4.6	4.77	4.72	5.14
Total Non-Interest Expense	36.76	35.6	38.75	34.83	39.09	36.65
EBT Excluding Unusual Items	13.15	14.43	29.98	14.08	18.39	10.96
Asset Writedown	-	-	-	-	-	-0.3
Other Unusual Items	-	-	-	-	-	-0.15
Pretax Income	14.07	15.34	30.29	14.08	14.7	-9.39
Income Tax Expense	2.46	2.75	7.74	2.83	3.13	1.25
Net Income	11.61	12.59	22.55	11.25	11.57	-10.64
Net Income to Common	11.61	12.59	22.55	11.25	11.57	-10.64
Net Income Growth	-48.38%	-44.15%	100.50%	-2.79%	-	-
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change (YoY)	5.48%	3.51%	-0.51%	-4.51%	-0.25%	-0.78%
EPS (Basic)	2.27	2.45	4.41	2.19	2.15	-1.97
EPS (Diluted)	2.15	2.38	4.40	2.18	2.15	-1.97
EPS Growth	-50.91%	-45.91%	101.84%	1.42%	-	-
Dividend Per Share	1.000	1.000	1.000	0.960	0.960	0.960
Dividend Growth	-	-	4.17%	-	-	-
Effective Tax Rate	17.50%	17.92%	25.54%	20.12%	21.27%	-

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q