CB Financial Services, Inc. (CBFV)

NASDAQ: CBFV · Real-Time Price · USD

37.31

-0.31 (-0.82%)

Aug 21, 2026, 11:36 AM EDT - Market open

CB Financial Services Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	47.41	42.94	50.03	68.74	48.91	57.49
Revenue Growth	-5.00%	-14.16%	-27.22%	40.52%	-14.91%	20.73%
Net Income	7.21	4.9	12.59	22.55	11.25	11.57
Earnings Per Share	1.37	0.92	2.38	4.40	2.18	2.15
EPS Growth	-36.40%	-61.35%	-45.91%	101.84%	1.42%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	76.17	31.69	49.57	68.22	103.7	119.67
Total Debt	103.02	38.24	35.59	34.68	22.7	56.87
Net Cash (Debt)	-26.85	-6.55	13.99	33.55	81	62.81
Net Cash Growth	-	-	-58.30%	-58.59%	28.97%	-43.85%
Net Cash Per Share	-5.09	-1.23	2.64	6.55	15.73	11.65

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	20.09	17.81	6.75	14.24	14.15	13.06
Capital Expenditures	-0.56	-0.65	-3.32	-3.29	-0.51	-2.39
Free Cash Flow	19.53	17.16	3.44	10.94	13.64	10.67
Free Cash Flow Growth	72.37%	399.48%	-68.61%	-19.78%	27.85%	-22.43%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	15.21%	11.42%	25.17%	32.81%	22.99%	20.13%
FCF Margin	41.19%	39.95%	6.87%	15.92%	27.89%	18.56%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.120	1.020	1.000	1.000	0.960	0.960
Dividend Per Share Growth	8.91%	2.00%	0%	4.17%	0%	0%
Dividend Yield	3.00%	2.99%	3.70%	4.63%	5.17%	4.80%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	27.32	35.63	11.63	5.41	9.70	10.99
Forward PE	11.17	10.74	15.41	11.62	7.19	17.70
P/FCF Ratio	9.80	10.18	42.63	11.14	8.00	11.92
PS Ratio	4.04	4.07	2.93	1.77	2.23	2.21