CB Financial Services, Inc. (CBFV)

CB Financial Services Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	50.78	46.07	44.55	42.94	40.15
Net Interest Income Growth	10.22%	3.40%	3.77%	6.93%	-4.18%
Non-Interest Income	-7.23	5.49	24.01	9.82	16.28
Non-Interest Income Growth	-	-77.12%	144.52%	-39.68%	71.89%
Revenues Before Loan Losses	43.55	51.56	68.57	52.76	56.43
Provision for Credit Losses	0.59	0.57	-0.5	3.78	-1.13
Revenue	42.96	50.99	69.07	48.97	57.56
Revenue Growth (YoY)	-15.76%	-26.17%	41.04%	-14.92%	21.49%
Compensation Expenses	22.21	18.82	21.9	18.47	19.94
Selling, General & Admin	10.15	10.65	9.85	9.33	11.91
Other Non-Interest Expenses	5.29	6.18	7.03	7.09	11.01
Total Non-Interest Expense	37.66	35.65	38.78	34.89	42.86
Pretax Income	5.3	15.34	30.29	14.08	14.7
Provision for Income Taxes	0.4	2.75	7.74	2.83	3.13
Net Income	4.9	12.59	22.55	11.25	11.57
Net Income to Common	4.9	12.59	22.55	11.25	11.57
Net Income Growth	-61.07%	-44.15%	100.50%	-2.79%	-
Shares Outstanding (Basic)	5	5	5	5	5
Shares Outstanding (Diluted)	5	5	5	5	5
Shares Change (YoY)	0.08%	3.51%	-0.51%	-4.51%	-0.25%
EPS (Basic)	0.97	2.45	4.41	2.19	2.15
EPS (Diluted)	0.92	2.38	4.40	2.18	2.15
EPS Growth	-61.35%	-45.91%	101.84%	1.40%	-
Shares Outstanding	5.04	5.13	5.12	5.1	5.26
Free Cash Flow	17.16	3.44	10.94	13.64	10.67
Free Cash Flow Growth	399.48%	-68.61%	-19.78%	27.85%	-22.43%
Free Cash Flow Per Share	3.23	0.65	2.14	2.65	1.98
Dividends Per Share	1.020	1.000	1.000	0.960	0.960
Dividend Growth	2.00%	-	4.17%	-	-
Profit Margin	11.41%	24.70%	32.65%	22.97%	20.10%
FCF Margin	39.94%	6.74%	15.84%	27.86%	18.54%
EBITDA	1.81	2.43	2.74	2.7	2.44
EBITDA Margin	4.21%	4.76%	3.96%	5.52%	4.23%
Effective Tax Rate	7.49%	17.92%	25.54%	20.12%	21.27%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q