CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $189.59 million. The enterprise value is $216.44 million.
| Market Cap | 189.59M |
| Enterprise Value | 216.44M |
Important Dates
The last earnings date was Monday, July 27, 2026, after market close.
| Earnings Date | Jul 27, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
CBFV has 5.08 million shares outstanding. The number of shares has decreased by -2.73% in one year.
| Current Share Class | 5.08M |
| Shares Outstanding | 5.08M |
| Shares Change (YoY) | -2.73% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 9.06% |
| Owned by Institutions (%) | 45.33% |
| Float | 4.62M |
Valuation Ratios
The trailing PE ratio is 27.32 and the forward PE ratio is 11.17.
| PE Ratio | 27.32 |
| Forward PE | 11.17 |
| PS Ratio | 4.04 |
| Forward PS | 2.86 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.26 |
| P/FCF Ratio | 9.80 |
| P/OCF Ratio | 9.52 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 30.25 |
| EV / Sales | 4.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.17 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.65%.
| Return on Equity (ROE) | 4.65% |
| Return on Assets (ROA) | 0.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.72% |
| Revenue Per Employee | $272,489 |
| Profits Per Employee | $41,454 |
| Employee Count | 174 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $716,000 in taxes.
| Income Tax | 716,000 |
| Effective Tax Rate | 9.03% |
Stock Price Statistics
The stock price has increased by +16.94% in the last 52 weeks. The beta is 0.27, so CBFV's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +16.94% |
| 50-Day Moving Average | 37.14 |
| 200-Day Moving Average | 35.53 |
| Relative Strength Index (RSI) | 54.45 |
| Average Volume (20 Days) | 4,616 |
Short Selling Information
The latest short interest is 85,688, so 1.69% of the outstanding shares have been sold short.
| Short Interest | 85,688 |
| Short Previous Month | 78,072 |
| Short % of Shares Out | 1.69% |
| Short % of Float | 1.86% |
| Short Ratio (days to cover) | 16.89 |
Income Statement
In the last 12 months, CBFV had revenue of $47.41 million and earned $7.21 million in profits. Earnings per share was $1.37.
| Revenue | 47.41M |
| Gross Profit | 47.41M |
| Operating Income | 7.69M |
| Pretax Income | 7.93M |
| Net Income | 7.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.37 |
Balance Sheet
The company has $76.17 million in cash and $103.02 million in debt, with a net cash position of -$26.85 million or -$5.28 per share.
| Cash & Cash Equivalents | 76.17M |
| Total Debt | 103.02M |
| Net Cash | -26.85M |
| Net Cash Per Share | -$5.28 |
| Equity (Book Value) | 162.10M |
| Book Value Per Share | 31.91 |
| Working Capital | -1.37B |
Cash Flow
In the last 12 months, operating cash flow was $20.09 million and capital expenditures -$560,000, giving a free cash flow of $19.53 million.
| Operating Cash Flow | 20.09M |
| Capital Expenditures | -560,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 65.00M |
| Free Cash Flow | 19.53M |
| FCF Per Share | $3.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 16.21% |
| Pretax Margin | 16.72% |
| Profit Margin | 15.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.19% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.00%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.00% |
| Dividend Growth (YoY) | 8.91% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 82.00% |
| Buyback Yield | 2.73% |
| Shareholder Yield | 5.71% |
| Earnings Yield | 3.77% |
| FCF Yield | 10.21% |
Analyst Forecast
The average price target for CBFV is $41.33, which is 10.78% higher than the current price. The consensus rating is "Buy".
| Price Target | $41.33 |
| Price Target Difference | 10.78% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |