CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $181.80 million. The enterprise value is $164.47 million.
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | May 15, 2026 |
Share Statistics
CBFV has 5.07 million shares outstanding. The number of shares has decreased by -2.15% in one year.
| Current Share Class | 5.07M |
| Shares Outstanding | 5.07M |
| Shares Change (YoY) | -2.15% |
| Shares Change (QoQ) | +0.27% |
| Owned by Insiders (%) | 9.15% |
| Owned by Institutions (%) | 44.02% |
| Float | 4.61M |
Valuation Ratios
The trailing PE ratio is 27.57 and the forward PE ratio is 11.80.
| PE Ratio | 27.57 |
| Forward PE | 11.80 |
| PS Ratio | 4.01 |
| Forward PS | 2.80 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 11.33 |
| P/OCF Ratio | 10.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 23.97 |
| EV / Sales | 3.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.25 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.38 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.47%.
| Return on Equity (ROE) | 4.47% |
| Return on Assets (ROA) | 0.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.77% |
| Revenue Per Employee | $260,868 |
| Profits Per Employee | $39,431 |
| Employee Count | 174 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $684,000 in taxes.
| Income Tax | 684,000 |
| Effective Tax Rate | 9.07% |
Stock Price Statistics
The stock price has increased by +23.59% in the last 52 weeks. The beta is 0.28, so CBFV's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +23.59% |
| 50-Day Moving Average | 35.08 |
| 200-Day Moving Average | 34.38 |
| Relative Strength Index (RSI) | 57.63 |
| Average Volume (20 Days) | 3,603 |
Short Selling Information
The latest short interest is 92,465, so 1.82% of the outstanding shares have been sold short.
| Short Interest | 92,465 |
| Short Previous Month | 98,197 |
| Short % of Shares Out | 1.82% |
| Short % of Float | 2.01% |
| Short Ratio (days to cover) | 28.81 |
Income Statement
In the last 12 months, CBFV had revenue of $45.39 million and earned $6.86 million in profits. Earnings per share was $1.30.
| Revenue | 45.39M |
| Gross Profit | 45.39M |
| Operating Income | 9.33M |
| Pretax Income | 7.55M |
| Net Income | 6.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.30 |
Full Income StatementBalance Sheet
The company has $55.59 million in cash and $38.25 million in debt, with a net cash position of $17.33 million or $3.42 per share.
| Cash & Cash Equivalents | 55.59M |
| Total Debt | 38.25M |
| Net Cash | 17.33M |
| Net Cash Per Share | $3.42 |
| Equity (Book Value) | 158.75M |
| Book Value Per Share | 31.30 |
| Working Capital | -1.32B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $16.80 million and capital expenditures -$751,000, giving a free cash flow of $16.05 million.
| Operating Cash Flow | 16.80M |
| Capital Expenditures | -751,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 16.05M |
| FCF Per Share | $3.16 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.56% |
| Pretax Margin | 16.62% |
| Profit Margin | 15.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.35% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.13%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.13% |
| Dividend Growth (YoY) | 8.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 83.07% |
| Buyback Yield | 2.15% |
| Shareholder Yield | 5.28% |
| Earnings Yield | 3.77% |
| FCF Yield | 8.83% |
Dividend DetailsAnalyst Forecast
The average price target for CBFV is $39.33, which is 9.74% higher than the current price. The consensus rating is "Buy".
| Price Target | $39.33 |
| Price Target Difference | 9.74% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
