CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $209.49 million. The enterprise value is $292.45 million.
| Market Cap | 209.49M |
| Enterprise Value | 292.45M |
Important Dates
The last earnings date was Monday, October 26, 2026, after market close.
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Nov 13, 2026 |
Share Statistics
CBFV has 5.08 million shares outstanding. The number of shares has increased by 0.99% in one year.
| Current Share Class | 5.08M |
| Shares Outstanding | 5.08M |
| Shares Change (YoY) | +0.99% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 9.10% |
| Owned by Institutions (%) | 45.23% |
| Float | 4.62M |
Valuation Ratios
The trailing PE ratio is 11.96 and the forward PE ratio is 12.25.
| PE Ratio | 11.96 |
| Forward PE | 12.25 |
| PS Ratio | 3.42 |
| Forward PS | 3.12 |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 10.73 |
| P/OCF Ratio | 10.43 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.04 |
| EV / Sales | 4.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.97 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.73 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.82%.
| Return on Equity (ROE) | 11.82% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.70% |
| Revenue Per Employee | $352,471 |
| Profits Per Employee | $104,805 |
| Employee Count | 174 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $2.54 million in taxes.
| Income Tax | 2.54M |
| Effective Tax Rate | 12.21% |
Stock Price Statistics
The stock price has increased by +24.02% in the last 52 weeks. The beta is 0.27, so CBFV's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +24.02% |
| 50-Day Moving Average | 38.03 |
| 200-Day Moving Average | 36.42 |
| Relative Strength Index (RSI) | 68.08 |
| Average Volume (20 Days) | 9,759 |
Short Selling Information
The latest short interest is 74,024, so 1.46% of the outstanding shares have been sold short.
| Short Interest | 74,024 |
| Short Previous Month | 77,810 |
| Short % of Shares Out | 1.46% |
| Short % of Float | 1.60% |
| Short Ratio (days to cover) | 15.97 |
Income Statement
In the last 12 months, CBFV had revenue of $61.33 million and earned $18.24 million in profits. Earnings per share was $3.44.
| Revenue | 61.33M |
| Gross Profit | 61.33M |
| Operating Income | 21.54M |
| Pretax Income | 20.77M |
| Net Income | 18.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.44 |
Balance Sheet
The company has $30.83 million in cash and $113.79 million in debt, with a net cash position of -$82.96 million or -$16.32 per share.
| Cash & Cash Equivalents | 30.83M |
| Total Debt | 113.79M |
| Net Cash | -82.96M |
| Net Cash Per Share | -$16.32 |
| Equity (Book Value) | 155.97M |
| Book Value Per Share | 30.67 |
| Working Capital | -1.36B |
Cash Flow
In the last 12 months, operating cash flow was $20.09 million and capital expenditures -$560,000, giving a free cash flow of $19.53 million.
| Operating Cash Flow | 20.09M |
| Capital Expenditures | -560,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 65.00M |
| Free Cash Flow | 19.53M |
| FCF Per Share | $3.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.12% |
| Pretax Margin | 33.87% |
| Profit Margin | 29.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.19% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.72%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 2.72% |
| Dividend Growth (YoY) | 9.80% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 32.52% |
| FCF Payout Ratio | 29.16% |
| Buyback Yield | -0.99% |
| Shareholder Yield | 1.73% |
| Earnings Yield | 8.36% |
| FCF Yield | 9.32% |
Analyst Forecast
The average price target for CBFV is $45.00, which is 9.22% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.00 |
| Price Target Difference | 9.22% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 9.66% |
| EPS Growth Forecast (3Y) | 11.60% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |