CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $176.18 million. The enterprise value is $157.74 million.
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
CBFV has 5.04 million shares outstanding. The number of shares has increased by 0.82% in one year.
| Current Share Class | 5.04M |
| Shares Outstanding | 5.04M |
| Shares Change (YoY) | +0.82% |
| Shares Change (QoQ) | +6.41% |
| Owned by Insiders (%) | 8.97% |
| Owned by Institutions (%) | 44.75% |
| Float | 4.58M |
Valuation Ratios
The trailing PE ratio is 68.73 and the forward PE ratio is 11.66.
| PE Ratio | 68.73 |
| Forward PE | 11.66 |
| PS Ratio | 4.38 |
| Forward PS | 2.75 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | 12.92 |
| P/OCF Ratio | 12.26 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 58.57 |
| EV / Sales | 3.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.76 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.79%.
| Return on Equity (ROE) | 1.79% |
| Return on Assets (ROA) | 0.17% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.73% |
| Revenue Per Employee | $249,963 |
| Profits Per Employee | $16,727 |
| Employee Count | 161 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $391,000 in taxes.
| Income Tax | 391,000 |
| Effective Tax Rate | 12.68% |
Stock Price Statistics
The stock price has increased by +25.11% in the last 52 weeks. The beta is 0.27, so CBFV's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +25.11% |
| 50-Day Moving Average | 35.53 |
| 200-Day Moving Average | 32.68 |
| Relative Strength Index (RSI) | 46.69 |
| Average Volume (20 Days) | 5,252 |
Short Selling Information
The latest short interest is 103,037, so 2.05% of the outstanding shares have been sold short.
| Short Interest | 103,037 |
| Short Previous Month | 108,931 |
| Short % of Shares Out | 2.05% |
| Short % of Float | 2.25% |
| Short Ratio (days to cover) | 21.69 |
Income Statement
In the last 12 months, CBFV had revenue of $40.24 million and earned $2.69 million in profits. Earnings per share was $0.51.
| Revenue | 40.24M |
| Gross Profit | 40.24M |
| Operating Income | 4.94M |
| Pretax Income | 3.08M |
| Net Income | 2.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.51 |
Full Income StatementBalance Sheet
The company has $56.03 million in cash and $37.59 million in debt, with a net cash position of $18.44 million or $3.66 per share.
| Cash & Cash Equivalents | 56.03M |
| Total Debt | 37.59M |
| Net Cash | 18.44M |
| Net Cash Per Share | $3.66 |
| Equity (Book Value) | 152.47M |
| Book Value Per Share | 30.50 |
| Working Capital | -1.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.37 million and capital expenditures -$732,000, giving a free cash flow of $13.64 million.
| Operating Cash Flow | 14.37M |
| Capital Expenditures | -732,000 |
| Free Cash Flow | 13.64M |
| FCF Per Share | $2.71 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 12.27% |
| Pretax Margin | 7.66% |
| Profit Margin | 6.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.89% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 206.31% |
| Buyback Yield | -0.82% |
| Shareholder Yield | 2.38% |
| Earnings Yield | 1.53% |
| FCF Yield | 7.74% |
Dividend DetailsAnalyst Forecast
The average price target for CBFV is $38.00, which is 8.63% higher than the current price. The consensus rating is "Buy".
| Price Target | $38.00 |
| Price Target Difference | 8.63% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
