CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $120.48 million. The enterprise value is $81.48 million.
Market Cap | 120.48M |
Enterprise Value | 81.48M |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
Earnings Date | Jul 30, 2024 |
Ex-Dividend Date | May 14, 2024 |
Share Statistics
CBFV has 5.14 million shares outstanding. The number of shares has increased by 0.52% in one year.
Shares Outstanding | 5.14M |
Shares Change (YoY) | +0.52% |
Shares Change (QoQ) | +0.11% |
Owned by Insiders (%) | 9.77% |
Owned by Institutions (%) | 35.03% |
Float | 4.66M |
Valuation Ratios
The trailing PE ratio is 5.31 and the forward PE ratio is 11.35. CBFV's PEG ratio is 1.75.
PE Ratio | 5.31 |
Forward PE | 11.35 |
PS Ratio | 1.76 |
Forward PS | 2.36 |
PB Ratio | 0.85 |
P/FCF Ratio | 16.72 |
PEG Ratio | 1.75 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.48, with an EV/FCF ratio of 11.31.
EV / Earnings | 3.61 |
EV / Sales | 1.19 |
EV / EBITDA | 2.48 |
EV / EBIT | 2.71 |
EV / FCF | 11.31 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.24 |
Debt / EBITDA | 1.06 |
Debt / FCF | 4.81 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.60% and return on invested capital (ROIC) is 12.81%.
Return on Equity (ROE) | 17.60% |
Return on Assets (ROA) | 1.60% |
Return on Capital (ROIC) | 12.81% |
Revenue Per Employee | $421,580 |
Profits Per Employee | $139,438 |
Employee Count | 162 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $7.53 million in taxes.
Income Tax | 7.53M |
Effective Tax Rate | 24.99% |
Stock Price Statistics
The stock price has increased by +9.08% in the last 52 weeks. The beta is 0.56, so CBFV's price volatility has been lower than the market average.
Beta (5Y) | 0.56 |
52-Week Price Change | +9.08% |
50-Day Moving Average | 22.54 |
200-Day Moving Average | 22.43 |
Relative Strength Index (RSI) | 60.95 |
Average Volume (20 Days) | 3,995 |
Short Selling Information
The latest short interest is 3,426, so 0.07% of the outstanding shares have been sold short.
Short Interest | 3,426 |
Short Previous Month | 3,910 |
Short % of Shares Out | 0.07% |
Short % of Float | 0.07% |
Short Ratio (days to cover) | 0.97 |
Income Statement
In the last 12 months, CBFV had revenue of $68.30 million and earned $22.59 million in profits. Earnings per share was $4.41.
Revenue | 68.30M |
Gross Profit | 68.30M |
Operating Income | 30.12M |
Pretax Income | 30.12M |
Net Income | 22.59M |
EBITDA | 32.86M |
EBIT | 30.12M |
Earnings Per Share (EPS) | $4.41 |
Balance Sheet
The company has $73.69 million in cash and $34.69 million in debt, giving a net cash position of $39.00 million or $7.58 per share.
Cash & Cash Equivalents | 73.69M |
Total Debt | 34.69M |
Net Cash | 39.00M |
Net Cash Per Share | $7.58 |
Equity (Book Value) | 141.59M |
Book Value Per Share | 27.53 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $10.27 million and capital expenditures -$3.06 million, giving a free cash flow of $7.21 million.
Operating Cash Flow | 10.27M |
Capital Expenditures | -3.06M |
Free Cash Flow | 7.21M |
FCF Per Share | $1.41 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.09% and 33.08%.
Gross Margin | 100.00% |
Operating Margin | 44.09% |
Pretax Margin | 44.09% |
Profit Margin | 33.08% |
EBITDA Margin | 48.11% |
EBIT Margin | 44.09% |
FCF Margin | 10.55% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 4.27%.
Dividend Per Share | $1.00 |
Dividend Yield | 4.27% |
Dividend Growth (YoY) | 2.04% |
Years of Dividend Growth | 1 |
Payout Ratio | 22.68% |
Buyback Yield | -0.52% |
Shareholder Yield | 3.75% |
Earnings Yield | 18.75% |
FCF Yield | 5.98% |
Analyst Forecast
The average price target for CBFV is $24.50, which is 4.57% higher than the current price. The consensus rating is "Hold".
Price Target | $24.50 |
Price Target Difference | 4.57% |
Analyst Consensus | Hold |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
Last Split Date | May 11, 1999 |
Split Type | Forward |
Split Ratio | 3:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |