CB Financial Services Statistics

Total Valuation

CBFV has a market cap or net worth of $152.12 million. The enterprise value is $137.27 million.

Market Cap	152.12M
Enterprise Value	137.27M

Important Dates

The last earnings date was Wednesday, January 29, 2025, after market close.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Nov 15, 2024

Share Statistics

CBFV has 5.12 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class	5.12M
Shares Outstanding	5.12M
Shares Change (YoY)	+0.14%
Shares Change (QoQ)	-4.06%
Owned by Insiders (%)	9.02%
Owned by Institutions (%)	39.13%
Float	4.66M

Valuation Ratios

The trailing PE ratio is 12.09 and the forward PE ratio is 15.96.

PE Ratio	12.09
Forward PE	15.96
PS Ratio	2.99
Forward PS	3.03
PB Ratio	1.03
P/TBV Ratio	1.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	10.90
EV / Sales	2.69
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.77%.

Return on Equity (ROE)	8.77%
Return on Assets (ROA)	0.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$314,463
Profits Per Employee	$77,741
Employee Count	162
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBFV has paid $2.75 million in taxes.

Income Tax	2.75M
Effective Tax Rate	17.92%

Stock Price Statistics

The stock price has increased by +19.96% in the last 52 weeks. The beta is 0.60, so CBFV's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+19.96%
50-Day Moving Average	29.78
200-Day Moving Average	26.12
Relative Strength Index (RSI)	59.35
Average Volume (20 Days)	6,642

Short Selling Information

The latest short interest is 68,199, so 1.33% of the outstanding shares have been sold short.

Short Interest	68,199
Short Previous Month	27,270
Short % of Shares Out	1.33%
Short % of Float	1.46%
Short Ratio (days to cover)	8.26

Income Statement

In the last 12 months, CBFV had revenue of $50.94 million and earned $12.59 million in profits. Earnings per share was $2.46.

Revenue	50.94M
Gross Profit	50.94M
Operating Income	16.99M
Pretax Income	29.87M
Net Income	12.59M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.46

Full Income Statement

Balance Sheet

The company has $49.57 million in cash and $34.72 million in debt, giving a net cash position of $14.85 million or $2.90 per share.

Cash & Cash Equivalents	49.57M
Total Debt	34.72M
Net Cash	14.85M
Net Cash Per Share	$2.90
Equity (Book Value)	147.38M
Book Value Per Share	28.73
Working Capital	-1.25B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	33.35%
Pretax Margin	30.12%
Profit Margin	24.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.37%.

Dividend Per Share	$1.00
Dividend Yield	3.37%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	40.73%
Buyback Yield	-0.14%
Shareholder Yield	3.23%
Earnings Yield	8.28%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CBFV is $26.00, which is -12.43% lower than the current price. The consensus rating is "Hold".

Price Target	$26.00
Price Target Difference	-12.43%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.

Last Split Date	May 11, 1999
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2