CB Financial Services Statistics
Total Valuation
CBFV has a market cap or net worth of $140.80 million. The enterprise value is $118.15 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | May 16, 2025 |
Share Statistics
CBFV has 5.02 million shares outstanding. The number of shares has increased by 4.97% in one year.
| Current Share Class | 5.02M |
| Shares Outstanding | 5.02M |
| Shares Change (YoY) | +4.97% |
| Shares Change (QoQ) | -1.33% |
| Owned by Insiders (%) | 9.80% |
| Owned by Institutions (%) | 41.08% |
| Float | 4.53M |
Valuation Ratios
The trailing PE ratio is 14.37 and the forward PE ratio is 14.17.
| PE Ratio | 14.37 |
| Forward PE | 14.17 |
| PS Ratio | 2.85 |
| Forward PS | 2.59 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 27.77 |
| P/OCF Ratio | 18.73 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.46 |
| EV / Sales | 2.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 23.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.11%.
| Return on Equity (ROE) | 7.11% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $307,733 |
| Profits Per Employee | $64,019 |
| Employee Count | 161 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBFV has paid $2.26 million in taxes.
| Income Tax | 2.26M |
| Effective Tax Rate | 17.96% |
Stock Price Statistics
The stock price has increased by +29.71% in the last 52 weeks. The beta is 0.30, so CBFV's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +29.71% |
| 50-Day Moving Average | 28.80 |
| 200-Day Moving Average | 28.86 |
| Relative Strength Index (RSI) | 45.47 |
| Average Volume (20 Days) | 43,016 |
Short Selling Information
The latest short interest is 23,138, so 0.46% of the outstanding shares have been sold short.
| Short Interest | 23,138 |
| Short Previous Month | 24,865 |
| Short % of Shares Out | 0.46% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 1.85 |
Income Statement
In the last 12 months, CBFV had revenue of $49.55 million and earned $10.31 million in profits. Earnings per share was $1.92.
| Revenue | 49.55M |
| Gross Profit | 49.55M |
| Operating Income | 13.94M |
| Pretax Income | 29.87M |
| Net Income | 10.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.92 |
Full Income StatementBalance Sheet
The company has $61.27 million in cash and $38.63 million in debt, giving a net cash position of $22.65 million or $4.51 per share.
| Cash & Cash Equivalents | 61.27M |
| Total Debt | 38.63M |
| Net Cash | 22.65M |
| Net Cash Per Share | $4.51 |
| Equity (Book Value) | 148.29M |
| Book Value Per Share | 29.08 |
| Working Capital | -1.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.52 million and capital expenditures -$2.45 million, giving a free cash flow of $5.07 million.
| Operating Cash Flow | 7.52M |
| Capital Expenditures | -2.45M |
| Free Cash Flow | 5.07M |
| FCF Per Share | $1.01 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.13% |
| Pretax Margin | 25.36% |
| Profit Margin | 20.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 10.24% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.60%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.60% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 52.19% |
| Buyback Yield | -4.97% |
| Shareholder Yield | -1.41% |
| Earnings Yield | 7.32% |
| FCF Yield | 3.60% |
Dividend DetailsAnalyst Forecast
The average price target for CBFV is $26.00, which is -7.24% lower than the current price. The consensus rating is "Hold".
| Price Target | $26.00 |
| Price Target Difference | -7.24% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 1999 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
