Capital Bancorp, Inc. (CBNK)

Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	238.94	202.92	174.76	144.41	120.78	95.37
Interest Income on Investments	15	10.39	8.45	6.24	2.46	1.88
Total Interest Income	253.94	213.3	183.21	150.65	123.24	97.25
Interest Paid on Deposits	62.35	56.17	39.63	7.61	5.81	11.52
Interest Paid on Borrowings	1.55	2.39	2.06	2.43	0.74	1.66
Total Interest Expense	63.9	58.56	41.68	10.04	6.55	13.18
Net Interest Income	190.04	154.75	141.53	140.61	116.69	84.07
Net Interest Income Growth (YoY)	30.78%	9.34%	0.65%	20.49%	38.81%	26.73%
Mortgage Banking Activities	7.33	7.15	4.9	4.87	20.84	32.27
Gain (Loss) on Sale of Investments	-	-	-	-	0.15	0.02
Other Non-Interest Income	26.48	10	1.84	1.77	1.15	0.37
Total Non-Interest Income	51.26	34.03	24.98	29.37	50.64	50.14
Non-Interest Income Growth (YoY)	101.53%	36.26%	-14.97%	-41.99%	0.98%	95.17%
Revenues Before Loan Losses	241.3	188.78	166.5	169.98	167.33	134.21
Provision for Loan Losses	19.14	18.11	9.51	6.63	3.36	11.24
Revenue	222.15	170.67	156.99	163.35	163.97	122.97
Revenue Growth (YoY)	40.71%	8.71%	-3.89%	-0.38%	33.34%	37.80%
Salaries and Employee Benefits	67.84	53.11	46.3	40.48	35.98	32.19
Occupancy Expenses	10.23	6.74	4.37	3.57	3.13	3.57
Selling, General & Administrative	48.64	46.32	44.87	50.37	54.1	37.2
Other Non-Interest Expense	20.81	16.11	15.22	14.88	16.52	14.81
Total Non-Interest Expense	147.52	122.29	110.77	109.11	110.09	87.83
EBT Excluding Unusual Items	74.64	48.38	46.23	54.23	53.88	35.14
Other Unusual Items	-2.62	-2.62	-	-	-	-
Pretax Income	66.04	41.83	46.23	54.23	53.88	35.14
Income Tax Expense	16.37	10.86	10.35	12.43	13.9	9.31
Net Income	49.67	30.97	35.87	41.8	39.98	25.82
Net Income to Common	49.67	30.97	35.87	41.8	39.98	25.82
Net Income Growth	52.96%	-13.66%	-14.19%	4.57%	54.82%	52.84%
Basic Shares Outstanding	17	15	14	14	14	14
Diluted Shares Outstanding	17	15	14	14	14	14
Shares Change (YoY)	20.95%	3.97%	-1.96%	1.99%	2.04%	-1.21%
EPS (Basic)	2.99	2.12	2.56	2.98	2.90	1.87
EPS (Diluted)	2.95	2.12	2.55	2.91	2.84	1.87
EPS Growth	26.24%	-16.86%	-12.37%	2.46%	51.87%	54.55%
Dividend Per Share	0.420	0.360	0.300	0.230	0.150	-
Dividend Growth	16.67%	20.00%	30.44%	53.33%	-	-
Effective Tax Rate	24.79%	25.96%	22.40%	22.92%	25.80%	26.51%

Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q