Capital Bancorp, Inc. (CBNK)

Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	176.37	154.75	141.53	140.61	116.69	84.07
Net Interest Income Growth	22.68%	9.34%	0.65%	20.49%	38.81%	26.73%
Non-Interest Income	28.21	36.65	24.98	29.37	50.64	50.14
Non-Interest Income Growth	12.30%	46.75%	-14.97%	-41.99%	0.98%	95.17%
Revenues Before Loan Losses	204.59	191.4	166.5	169.98	167.33	134.21
Provision for Credit Losses	17.9	17.72	9.61	6.63	3.36	11.24
Revenue	186.69	173.68	156.89	163.35	163.97	122.97
Revenue Growth (YoY)	18.41%	10.70%	-3.95%	-0.38%	33.34%	37.80%
Compensation Expenses	66.39	56.04	48.75	42.9	37.84	33.44
Selling, General & Admin	56.82	54.45	50.36	56.56	58.89	43.33
Other Non-Interest Expenses	16.07	15.74	11.66	9.66	13.36	11.06
Total Non-Interest Expense	144.86	126.22	110.77	109.11	110.09	87.83
Pretax Income	57.67	41.83	46.23	54.23	53.88	35.14
Provision for Income Taxes	14.4	10.86	10.35	12.43	13.9	9.31
Net Income	43.27	30.97	35.87	41.8	39.98	25.82
Net Income to Common	43.27	30.97	35.87	41.8	39.98	25.82
Net Income Growth	28.85%	-13.66%	-14.19%	4.57%	54.82%	52.84%
Shares Outstanding (Basic)	16	15	14	14	14	14
Shares Outstanding (Diluted)	16	15	14	14	14	14
Shares Change (YoY)	15.50%	3.97%	-1.96%	1.99%	2.04%	-1.21%
EPS (Basic)	2.69	2.12	2.56	2.98	2.90	1.87
EPS (Diluted)	2.66	2.12	2.55	2.91	2.84	1.87
EPS Growth	10.37%	-16.86%	-12.37%	2.46%	51.87%	54.55%
Free Cash Flow	41.73	32.77	45.26	49.84	132.05	5.19
Free Cash Flow Growth	27.34%	-27.60%	-9.19%	-62.26%	2444.36%	-
Free Cash Flow Per Share	2.59	2.24	3.21	3.47	9.38	0.38
Dividends Per Share	0.400	0.360	0.300	0.230	0.150	-
Dividend Growth	11.11%	20.00%	30.44%	53.33%	-	-
Profit Margin	23.19%	17.87%	22.82%	25.58%	24.38%	21.19%
FCF Margin	22.37%	18.90%	28.80%	30.50%	80.52%	4.26%
EBITDA	3.02	2.21	0.47	1.43	1.21	1.89
EBITDA Margin	1.62%	1.28%	0.30%	0.88%	0.74%	1.55%
Effective Tax Rate	24.97%	25.96%	22.40%	22.92%	25.80%	26.51%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q