Interest Income on Loans | 202.92 | 174.76 | 144.41 | 120.78 | 95.37 | |
Interest Income on Investments | 10.39 | 8.45 | 6.24 | 2.46 | 1.88 | |
Total Interest Income | 213.3 | 183.21 | 150.65 | 123.24 | 97.25 | |
Interest Paid on Deposits | 56.17 | 39.63 | 7.61 | 5.81 | 11.52 | |
Interest Paid on Borrowings | 2.39 | 2.06 | 2.43 | 0.74 | 1.66 | |
Total Interest Expense | 58.56 | 41.68 | 10.04 | 6.55 | 13.18 | |
Net Interest Income | 154.75 | 141.53 | 140.61 | 116.69 | 84.07 | |
Net Interest Income Growth (YoY) | 9.34% | 0.65% | 20.49% | 38.81% | 26.73% | |
Mortgage Banking Activities | 7.15 | 4.9 | 4.87 | 20.84 | 32.27 | |
Gain (Loss) on Sale of Investments | - | - | - | 0.15 | 0.02 | |
Other Non-Interest Income | 10 | 1.84 | 1.77 | 1.15 | 0.37 | |
Total Non-Interest Income | 34.03 | 24.98 | 29.37 | 50.64 | 50.14 | |
Non-Interest Income Growth (YoY) | 36.26% | -14.97% | -41.99% | 0.98% | 95.17% | |
Revenues Before Loan Losses | 188.78 | 166.5 | 169.98 | 167.33 | 134.21 | |
Provision for Loan Losses | 18.11 | 9.51 | 6.63 | 3.36 | 11.24 | |
Revenue | 170.67 | 156.99 | 163.35 | 163.97 | 122.97 | |
Revenue Growth (YoY) | 8.71% | -3.89% | -0.38% | 33.34% | 37.80% | |
Salaries and Employee Benefits | 53.11 | 46.3 | 40.48 | 35.98 | 32.19 | |
Occupancy Expenses | 6.74 | 4.37 | 3.57 | 3.13 | 3.57 | |
Selling, General & Administrative | 46.32 | 44.87 | 50.37 | 54.1 | 37.2 | |
Other Non-Interest Expense | 16.11 | 15.22 | 14.88 | 16.52 | 14.81 | |
Total Non-Interest Expense | 122.29 | 110.77 | 109.11 | 110.09 | 87.83 | |
EBT Excluding Unusual Items | 48.38 | 46.23 | 54.23 | 53.88 | 35.14 | |
Other Unusual Items | -2.62 | - | - | - | - | |
Pretax Income | 41.83 | 46.23 | 54.23 | 53.88 | 35.14 | |
Income Tax Expense | 10.86 | 10.35 | 12.43 | 13.9 | 9.31 | |
Net Income | 30.97 | 35.87 | 41.8 | 39.98 | 25.82 | |
Net Income to Common | 30.97 | 35.87 | 41.8 | 39.98 | 25.82 | |
Net Income Growth | -13.66% | -14.19% | 4.57% | 54.82% | 52.84% | |
Basic Shares Outstanding | 15 | 14 | 14 | 14 | 14 | |
Diluted Shares Outstanding | 15 | 14 | 14 | 14 | 14 | |
Shares Change (YoY) | 3.97% | -1.96% | 1.99% | 2.04% | -1.21% | |
EPS (Basic) | 2.12 | 2.56 | 2.98 | 2.90 | 1.87 | |
EPS (Diluted) | 2.12 | 2.55 | 2.91 | 2.84 | 1.87 | |
EPS Growth | -16.86% | -12.37% | 2.46% | 51.87% | 54.55% | |
Dividend Per Share | 0.360 | 0.300 | 0.230 | 0.150 | - | |
Dividend Growth | 20.00% | 30.44% | 53.33% | - | - | |
Effective Tax Rate | 25.96% | 22.40% | 22.92% | 25.80% | 26.51% | |