Capital Bancorp, Inc. (CBNK)

Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	156.7	53.96	80.42	183.4	146.91	114.82
Investment Securities	147.91	170.06	219.77	156.79	27.82	4.09
Mortgage-Backed Securities	60.79	38.27	32.71	27.91	72.21	56.74
Total Investments	208.7	208.33	252.48	184.7	100.03	60.83
Gross Loans	2,114	1,911	1,739	1,639	1,517	1,173
Allowance for Loan Losses	-31.93	-28.61	-26.39	-25.18	-23.43	-13.3
Other Adjustments to Gross Loans	-6.18	-7.63	-8.63	-7.22	-0.77	-2.4
Net Loans	2,076	1,875	1,704	1,607	1,493	1,157
Property, Plant & Equipment	5.96	5.07	3.39	3.28	4.46	6.09
Loans Held for Sale	19.55	7.48	7.42	15.99	107.15	71.03
Accrued Interest Receivable	12.47	11.49	9.49	7.9	8.13	4.77
Long-Term Deferred Tax Assets	10.75	12.25	13.78	9.79	6.82	4.26
Other Real Estate Owned & Foreclosed	-	-	-	0.09	3.33	2.38
Other Long-Term Assets	70.47	52.91	52.32	43.07	6.67	6.48
Total Assets	2,561	2,226	2,124	2,055	1,877	1,428
Interest Bearing Deposits	1,309	1,154	987.47	900.66	1,044	818.33
Institutional Deposits	159.44	124.75	96.29	108.83	-	115.31
Non-Interest Bearing Deposits	718.12	617.37	674.31	787.65	608.56	291.78
Total Deposits	2,186	1,896	1,758	1,797	1,652	1,225
Short-Term Borrowings	-	15	85	-	-	-
Current Portion of Leases	0.25	1.16	-	-	-	-
Accrued Interest Payable	8.5	5.58	1.03	0.47	1.13	1.8
Long-Term Debt	-	10	10	10	11.95	13.36
Federal Home Loan Bank Debt, Long-Term	52	22	22	22	22	32.22
Long-Term Leases	4.1	2.63	2.36	-	-	-
Trust Preferred Securities	12.06	2.06	2.06	2.06	2.06	2.06
Other Long-Term Liabilities	17.54	16.88	19.12	25.73	28	19.41
Total Liabilities	2,281	1,971	1,900	1,857	1,717	1,294
Common Stock	0.14	0.14	0.14	0.14	0.14	0.14
Additional Paid-In Capital	55.59	54.47	58.19	54.31	50.6	51.56
Retained Earnings	233	213.35	182.44	144.53	106.85	81.62
Comprehensive Income & Other	-8.61	-13.1	-16.75	-1.08	1.72	0.01
Shareholders' Equity	280.11	254.86	224.02	197.9	159.31	133.33
Total Liabilities & Equity	2,561	2,226	2,124	2,055	1,877	1,428
Total Debt	68.41	52.85	121.42	34.06	36.02	47.65
Net Cash (Debt)	88.29	1.11	-41.01	149.33	110.89	67.18
Net Cash Growth	-18.34%	-	-	34.66%	65.07%	459.92%
Net Cash Per Share	6.34	0.08	-2.86	10.60	8.04	4.81
Filing Date Shares Outstanding	16.56	13.9	14.15	14	13.76	13.87
Total Common Shares Outstanding	13.92	13.92	14.14	13.96	13.75	13.89
Book Value Per Share	20.13	18.31	15.84	14.17	11.58	9.60
Tangible Book Value	280.11	254.86	224.02	197.9	159.31	133.33
Tangible Book Value Per Share	20.13	18.31	15.84	14.17	11.58	9.60

Source: S&P Capital IQ. Banks template. Financial Sources.