Capital Bancorp, Inc. (CBNK)

Capital Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	43.27	30.97	35.87	41.8	39.98	25.82
Depreciation & Amortization	3.8	2.21	0.47	1.43	1.21	1.89
Other Amortization	-	-	-	-	-	0.14
Gain (Loss) on Sale of Assets	-	-	-	-0.01	0.05	-
Gain (Loss) on Sale of Investments	0.83	0.1	0.2	0.55	0.44	0.28
Provision for Credit Losses	18.08	18.04	9.32	6.59	3.32	12.38
Net Decrease (Increase) in Loans Originated / Sold - Operating	7.17	-12.48	-0.07	8.57	90.92	-36.13
Accrued Interest Receivable	1.42	-0.76	-2.01	-1.59	0.23	-3.36
Change in Income Taxes	-10.36	3.36	0.18	-0.28	-	-
Change in Other Net Operating Assets	-10.5	-3.54	-2.51	-8.87	-4.43	7.05
Other Operating Activities	-12.83	-8.46	-1.05	0.22	-2.43	-3.2
Operating Cash Flow	43.81	34.93	47.42	51.39	132.08	5.46
Operating Cash Flow Growth	14.85%	-26.34%	-7.73%	-61.09%	2320.30%	-
Capital Expenditures	-2.08	-2.16	-2.16	-1.55	-0.02	-0.27
Cash Acquisitions	65.17	65.17	-	-	-	-
Investment in Securities	-13.54	-12.19	49.03	-89.23	-89.26	-36.92
Net Decrease (Increase) in Loans Originated / Sold - Investing	-315.61	-320.65	-180.72	-103.92	-117.36	-348.34
Other Investing Activities	-2.11	-0.13	3.01	-3.76	-31.59	0.01
Investing Cash Flow	-268.17	-269.95	-130.84	-198.46	-238.23	-385.51
Long-Term Debt Issued	-	-	15	85	-	-
Total Debt Issued	-10	-	15	85	-	-
Long-Term Debt Repaid	-	-15	-85	-	-1.95	-11.77
Total Debt Repaid	-	-15	-85	-	-1.95	-11.77
Net Debt Issued (Repaid)	-10	-15	-70	85	-1.95	-11.77
Issuance of Common Stock	0.96	1.08	1.79	1.24	0.97	0.92
Repurchase of Common Stock	-3.49	-1.4	-8.83	-	-	-3.72
Common Dividends Paid	-6.37	-5.28	-3.92	-3.09	-1.38	-
Net Increase (Decrease) in Deposit Accounts	381.36	406.99	137.92	-39.07	145.01	426.71
Financing Cash Flow	362.46	386.39	56.97	44.09	142.64	412.14
Net Cash Flow	138.1	151.37	-26.45	-102.98	36.49	32.09
Free Cash Flow	41.73	32.77	45.26	49.84	132.05	5.19
Free Cash Flow Growth	11.11%	-27.60%	-9.19%	-62.26%	2444.36%	-
Free Cash Flow Margin	20.34%	19.20%	28.83%	30.51%	80.53%	4.22%
Free Cash Flow Per Share	2.59	2.24	3.21	3.47	9.38	0.38
Cash Interest Paid	63.7	54.75	37.13	9.48	7.21	13.85
Cash Income Tax Paid	25.86	9.1	7.7	11.73	15.92	12

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q